Financials
- Fiscal year
- 2025
- Total assets
- €2.6m
- Profit
- €709,755
- Solvency
- 43.5%
Total assets▲ 51.4%
Net result
20182025
BRUGEVAL
ActiveSummary
BRUGEVAL has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of €709,755. Equity is growing by ~4.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Activity not known1 site
Size
€2.6mtotal assets 2025
- Equity
- €1.1m
- Profit
- €709,755
Structure
- Parent
- MIRA,SOCIETE DE GESTION ET D'INVESTISSEMENT · 100%
- Holdings
- 1
Accounts filed 31 d late0 of 6 deeds read
Why 88- Liquidity: current ratio 7.05, cash €8,690, halved- Latest accounts 31 days late; 1 of the last 3 late- No main activity registered+ Size: total assets €2.6mShow the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (no NACE code, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
68+17
equity 43.5% of total assets
Liquidity
50=
short-term debt 11.3% · cash 0.3%
Profitability
100+64
return on assets 27.8%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 12 months
11-2025: 0.3%
12-2025: 0.3%● 0.0% vs 11-2025
01-2026: 0.3%▼ -0.8% vs 12-2025lowest value
02-2026: 0.3%▲ +2.7% vs 01-2026
03-2026: 0.3%● 0.0% vs 02-2026
04-2026: 0.3%▼ -1.1% vs 03-2026
05-2026: 0.3%▲ +6.9% vs 04-2026
06-2026: 0.3%▼ -3.2% vs 05-2026
07-2026: 0.3%▲ +9.3% vs 06-2026
08-2026: 0.6%▲ +108% vs 07-2026highest value
09-2026: 0.3%▼ -52.5% vs 08-2026
10-2026: 0.3%● 0.0% vs 09-2026
- Size: total assets €2.6m lowers the probability for this profile
- Liquidity: current ratio 7.05, cash €8,690, halved raises the probability
- Latest accounts 31 days late; 1 of the last 3 late raises the probability
- No main activity registered raises the probability
Credit up to €95,000 at 30 days acceptable
Liquidity ample (current ratio 7.05 against 3.63 in 2024; short-term debt: 11.3% and cash: 0.3% of total assets), but 56.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 43%, liquidity 40%, profitability 98%, growth against the median 96%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
25 d late
2023
30 d late
2022
32 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 39 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Back to profitnet €709,755
- Equity above €1mEq €1.1m ▲149%
Key points
By topic
Board & ownership
- Parent
- MIRA,SOCIETE DE GESTION ET… · 100%
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Back to profit
- 31-12-2025Equity above €1m
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 29-12-1994
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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