Equity
-€10,588
Debts exceed assets in financial year 2025.
BRUGELETTE IMMO
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2002peak €51,378 (2010)
€1,922▲ 32.2%
lowest -€9,527 (2011)
-€81▲ €1,679
peak €65,007 (2006)
-€10,588▼ €81
€19,447▼ 3.9%
Board1 name since 2021
1 directorLEBRUN Chantal
Documentsfilings and deeds
30-07-20261 days before the deadline
2025micro format
Gross margin from €1,453 to €1,922Loss of €81Cash from €1,383 to €726
Key points
from the 2025 annual accountsChecked score
54
Fair
Financially stronger than 23% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.6%
01-2025: 2.6%● unchanged vs 12-2024
02-2025: 2.6%● unchanged vs 01-2025
03-2025: 2.8%▲ +0.2 percentage points vs 02-2025
04-2025: 2.9%▲ +0.1 percentage points vs 03-2025
05-2025: 2.9%● unchanged vs 04-2025
06-2025: 3.2%▲ +0.3 percentage points vs 05-2025
07-2025: 3.6%▲ +0.4 percentage points vs 06-2025highest value
08-2025: 1.4%▼ -2.2 percentage points vs 07-2025
09-2025: 1.4%● unchanged vs 08-2025
10-2025: 1.4%● unchanged vs 09-2025
11-2025: 1.4%● unchanged vs 10-2025
12-2025: 1.4%● unchanged vs 11-2025
01-2026: 1.4%● unchanged vs 12-2025
02-2026: 1.4%● unchanged vs 01-2026
03-2026: 1.5%▲ +0.1 percentage points vs 02-2026
04-2026: 1.5%● unchanged vs 03-2026
05-2026: 1.5%● unchanged vs 04-2026
06-2026: 1.7%▲ +0.2 percentage points vs 05-2026
07-2026: 1.9%▲ +0.2 percentage points vs 06-2026
08-2026: 0.9%▼ -1.0 percentage point vs 07-2026lowest value
09-2026: 0.9%● unchanged vs 08-2026lowest value
10-2026: 0.9%● unchanged vs 09-2026lowest value
11-2026: 0.9%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€10,588
No registered site in the KBO
lowers risk
Size: total assets €8,859
Founded in 2002
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 5% of them on solvency, 9% on liquidity, 36% on profitability and 42% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,796 companies had the same profile as BRUGELETTE IMMO has now. Each dot stands for 7 companies, two years later.
90.4%
were still trading
6.0%
stopped another way
2.1%
went bankrupt
Another 1.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BRUGELETTE IMMO itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,796 companies, not a prediction for BRUGELETTE IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.04 (0.07 in 2024), below 1. Short-term debt is 219.5% and cash 8.2% of total assets. Equity is negative.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€10,588
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
9 days early
2023
32 days early
2022
35 days early
2021
5 days late
2020
25 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 6 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Change of role: LEBRUN Chantal, from manager to director
Director discharge: LEBRUN Chantal · General meeting of 06-12-2023 · Gazette deed
Incorporation
published on 23-07-2002 · Gazette deed
Official details
Source: KBO- Status
- Active since 09-07-2002Normal situation
- Activity
- “Elle peut faire en Belgique et à l’étranger toutes opérations en relation quelconque avec…” (deed in French)From the articles, 8 activitiesNo NACE code in the KBO yet
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- ≈ €15,000estimated
- €8,859▼ 8.9%
- Filing
- Filed on 30-07-2026, 1 day before the end of the filing period
Insights on BRUGELETTE IMMO
BRUGELETTE IMMO files the micro format. That format states no turnover. The gross margin fell from €4,002 in 2006 to €1,922 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BRUGELETTE IMMO
- What is the company number of BRUGELETTE IMMO?
- The company number of BRUGELETTE IMMO is 0477.943.546. The VAT number is the same number with BE in front: BE 0477.943.546.
- Where is BRUGELETTE IMMO based?
- The registered office is at Chemin Ma Soeur Capelle 3, 7940 Brugelette.Company details
- What is the legal form of BRUGELETTE IMMO?
- BRUGELETTE IMMO is a private limited company (BV).
- When was BRUGELETTE IMMO founded?
- BRUGELETTE IMMO was founded on 09-07-2002.
- Is BRUGELETTE IMMO still active?
- Yes, BRUGELETTE IMMO is an active enterprise in the KBO register.
- What is the turnover of BRUGELETTE IMMO?
- The turnover in financial year 2025 is ≈ €15,000. This figure is estimated from the gross margin of €1,922 and 6,304 comparable companies of the same size. It probably lies between €6,700 and €35,000. It is a rough estimate.Financials
- Is BRUGELETTE IMMO profitable?
- In financial year 2025, BRUGELETTE IMMO made a loss of €81.
- Where can I find the annual accounts of BRUGELETTE IMMO?
- BRUGELETTE IMMO filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BRUGELETTE IMMO due?
- BRUGELETTE IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.