BRUFILESSE
ActiveBRUFILESSE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €133k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 65% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.36 against 3.78 in 2024; short-term debt: 29.7% and cash: 10.8% of total assets), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
59.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
60 d early
2023
62 d early
2022
41 d early
2021
35 d early
2020
44 d early
2019
65 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€80k▼ 57.8%
2024 · €190k
2021: €177k
2022: €187k
2023: €180k
2024: €190k
2021 → 2025
EBIT margin
255.6%▲ 232.5pp
2024 · 23.1%
2021: 11.7%
2022: 16.0%
2023: 21.1%
2024: 23.1%
2021 → 2025
Net result
€133k▲ 377%
2024 · €28k
2019: €14k
2020: €14k
2021: €17k
2022: €19k
2023: €26k
2024: €28k
2019 → 2025
Working capital
€158k▲ 253%
2024 · €45k
2019: €50k
2020: €58k
2021: €58k
2022: €70k
2023: €71k
2024: €45k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€177k-€187k▲ 5.3%€180k▼ 3.4%€190k▲ 5.3%€80k▼ 57.8%
Equity€68k-€73k▲ 8.5%€74k▲ 1.6%€48k▼ 35.0%€158k▲ 227%
Operating result€21k-€30k▲ 44.1%€38k▲ 27.2%€44k▲ 15.5%€205k▲ 366%
Net result€17k-€19k▲ 13.2%€26k▲ 36.1%€28k▲ 7.0%€133k▲ 377%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 366% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €225k
Equity
€158k▲ 227%
Debt
€67k▲ 202%
The debt ratio falls from 31.4% to 29.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€205k▲
2024 · €48k
Cash flow
€133k▲
2024 · €32k
Solvency
70.3%▲
2024 · 68.6%
Current ratio
3.36▼
2024 · 3.78
Quick ratio
3.36▼
2024 · 3.78
Debt / equity
0.42▼
2024 · 0.46
ROE
84.3%▲
2024 · 57.8%
ROA
59.2%▲
2024 · 39.7%
Interest coverage
925.74▲
2024 · 100.60
Debt
€67k▲
2024 · €22k
Debt ≤ 1 year
€67k▲
2024 · €16k
Debt > 1 year
€0▼
2024 · €6k
Income taxes
€70k▲
2024 · €16k
Staff costs
€19k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€225k▲
Fixed assets21/28€10k€0▼
Tangible fixed assets22/27€10k€0▼
Furniture and vehicles24€10k€0▼
Current assets29/58€61k€225k▲
Amounts receivable within one year40/41€19k€201k▲
Trade receivables40€16k€201k▲
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€40k€24k▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€71k€225k▲
Equity10/15€48k€158k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€2k€135k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€133k
Profit (loss) carried forward14€34k€11k▼
Amounts payable17/49€22k€67k▲
Amounts payable after more than one year17€6k€0▼
Financial debts170/4€6k€0▼
Amounts payable within one year42/48€16k€67k▲
Current portion of amounts payable after more than one year42€4k€0▼
Trade debts44€3k€0▼
Suppliers440/4€3k€0▼
Taxes, remuneration and social security45€8k€67k▲
Taxes450/3€5k€67k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€2k€83▼
Income statement
Code20242025
Turnover70€190k€80k▼
Goods, raw materials, services and sundry goods60/61€100k€57k▼
Remuneration, social security and pensions62€46k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€0▼
Other operating charges640/8€815€515▼
Gross operating margin9900€95k€224k▲
Operating profit (loss)9901€44k€205k▲
Financial income75/76B€189€52▼
Recurring financial income75€189€52▼
Financial charges65/66B€480€1k▲
Recurring financial charges65€480€221▼
Non-recurring financial charges66B-€1k
Profit (loss) for the period before taxes9903€44k€203k▲
Income taxes67/77€16k€70k▲
Profit (loss) for the period9904€28k€133k▲
Profit (loss) for the period to be appropriated9905€28k€133k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€167k▲
Profit (loss) brought forward from the previous period14P€8k€34k▲
Transfer from equity791/2€53k€0▼
Transfer to equity691/2-€133k
To other reserves6921-€133k
Profit to be distributed694/7€54k€24k▼
Return on contributions (dividend)694€53k€24k▼
Employees696€2k€0▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €133k ▲377%
Operating result €205k, net result €133k, both a record.
30-06
Financial
Equity above €150kEq €158k ▲227%
7 profitable years in a row build equity to €158k.
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
27-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
18-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
19-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houyet · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Gendron, Celles 215561 HouyetGround area
4,001 m²
Building footprint
731 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de l'Ile,Lessive 36, 5580 Rochefort
since 20032.227.645.382
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91026F0999/00G000 | Wallonia | 2,224 m² | 1 · 575 m² | - |
| 91080A0117/00V000 | Wallonia | 1,776 m² | 1 · 156 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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VEFISCO
BE 0436.795.057
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FIDUCIAIRE S.O.C.A.F.
BE 0417.964.882
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D&P GENT
BE 0549.986.634
Gent · Eq €158k
Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 6,517 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2003
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
74124
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:084.37.78.28