Summary
BRUCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €3.05M and a net result of €-11k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 26% of 2777 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2024
on the day
2024
41 d late
2023
5 d early
2022
28 d late
2021
4 d early
2020
10 d late
2019
34 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€3.05M▼ 0.4%
2024 · €3.06M
2019: €3.17M
2020: €3.17M
2021: €3.15M
2022: €3.11M
2023: €3.08M
2024: €3.06M
2019 → 2024
Net result
€-11k▲ 54.6%
2024 · €-24k
2019: €16k
2020: €16k
2021: €-18k
2022: €-41k
2023: €-32k
2024: €-24k
2019 → 2024
Total assets
€10.31M▼ 0.5%
2024 · €10.36M
2019: €10.34M
2020: €10.85M
2021: €10.68M
2022: €10.65M
2023: €10.36M
2024: €10.36M
2019 → 2024
Solvency
29.6%▲ 0.1pp
2024 · 29.5%
2019: 30.6%
2020: 29.2%
2021: 29.5%
2022: 29.2%
2023: 29.7%
2024: 29.5%
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242024Trend
Turnover€0-
Equity€3.15M-€3.11M▼ 1.3%€3.08M▼ 1.0%€3.06M▼ 0.8%€3.05M▼ 0.4%
Operating result€28k-€-4k€-4k▼ 7.6%€-4k▲ 3.9%€-4k▼ 6.5%
Net result€-18k-€-41k▼ 123%€-32k▲ 20.2%€-24k▲ 26.0%€-11k▲ 54.6%
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2024 in colour, 2024 as the grey bar beneath
Assets €10.31M
Fixed assets
€9.87M =
Current assets
€433k ▼ 11.2%
Equity and liabilities €10.31M
Equity
€3.05M ▼ 0.4%
Debt
€7.26M ▼ 0.6%
Debt's share of the balance-sheet total falls from 70.5% to 70.4%. Equity and debt are lower.
Key figures and ratios
ROE
-0.4%▲
2024 · -0.8%
ROA
-0.1%▲
2024 · -0.2%
Debt ≤ 1 year
€4.70M▲
2024 · €4.41M
Debt > 1 year
€2.56M▼
2024 · €2.89M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2024 · 43 lines
Balance sheet
Code20242024
Assets
Total assets20/58€10.36M€10.31M▼
Fixed assets21/28€9.87M€9.87M=
Financial fixed assets28€9.87M€9.87M=
Affiliated companies280/1€9.87M€9.87M=
Participating interests280€9.87M€9.87M=
Current assets29/58€488k€433k▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€425k€426k▲
Trade receivables40€1k€1k=
Other amounts receivable41€424k€425k▲
Cash at bank and in hand54/58€63k€7k▼
Equity and liabilities
Total equity and liabilities10/49€10.36M€10.31M▼
Equity10/15€3.06M€3.05M▼
Contributions10/11€3.25M€3.25M=
Capital10€3.25M€3.25M=
Issued capital100€3.25M€3.25M=
Profit (loss) carried forward14€-192k€-203k▼
Amounts payable17/49€7.30M€7.26M▼
Amounts payable after more than one year17€2.89M€2.56M▼
Financial debts170/4€2.89M€2.56M▼
Credit institutions173€392k€56k▼
Other loans174€2.50M€2.50M=
Amounts payable within one year42/48€4.41M€4.70M▲
Current portion of amounts payable after more than one year42€665k€670k▲
Trade debts44€0€822▲
Suppliers440/4€0€822▲
Other amounts payable47/48€3.75M€4.03M▲
Income statement
Code20242024
Operating charges60/66A€4k€4k▲
Services and other goods61€3k€3k▲
Other operating charges640/8€991€1k▲
Operating profit (loss)9901€-4k€-4k▼
Financial income75/76B€0-
Recurring financial income75€0-
Other financial income752/9€0-
Financial charges65/66B€20k€7k▼
Recurring financial charges65€20k€7k▼
Debt charges650€20k€6k▼
Other financial charges652/9€623€621▼
Profit (loss) for the period before taxes9903€-24k€-11k▲
Profit (loss) for the period9904€-24k€-11k▲
Profit (loss) for the period to be appropriated9905€-24k€-11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-192k€-203k▼
Profit (loss) brought forward from the previous period14P€-168k€-192k▼
The notes to these accounts (29 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 41 days late
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 28 days late
2022
30-06
Financial
Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 10 days late
2020
24-12
State Gazette act
Statutes amendment · Corporate purpose
Capital · Director resignation
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 34 days late
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
12-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
15-12
State Gazette act
General meeting · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Venhof 3-52110 WijnegemGround area
5,066 m²
Building footprint
3,901 m²
Volume, LiDAR
41,847 m³
Parcel 11050A0046/00T000, Flanders · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
BRUCO
since 20152.243.792.419
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050A0046/00T000 | Flanders | 5,066 m² | 1 · 3,901 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 9,664 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-07-2015
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.