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Bruch Patrick

Active
Private limited companyfounded 1999active for 27 yearsRue Saint-Paul 155a, 4840 Welkenraedt, BelgiumKBO/BCE: BE 0466.190.710
Summary

Bruch Patrick has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €545,839 and a net result of €93,215. Equity is growing by about 28% per year across the filed financial years. Its solvency ranks better than 69% of 423 sector peers (NACE 23, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

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Bruch PatrickActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
Cutting, shaping and finishing of stone
NACE 23700
7th largest company by equity in Welkenraedt, Manufacturing sector1 site
Size
€817,588total assets 2025
Equity
€545,839
Profit
€93,215
Turnover not published (micro format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 130 days early1 of 3 deeds summarised
Why 95lowers riskSize: total assets €817,588Figures for financial year 2025 (filed 25-03-2026)Sector: Manufacture of other non-metallic mineral products (NACE 23)Equity €545,839 (66.8% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 61% of its sector peers (NACE 23, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 92+1
equity 66.8% of total assets
Liquidity 51-9
short-term debt 22.6% · cash 6.9%
Profitability 83-11
return on assets 11.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (857 companies, NACE 23, micro)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026highest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.09, compared with 3.38 in 2024, above the usual 1.5; short-term debt: 22.6% and cash: 6.9% of total assets), and 33.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro): better than 69% on solvency, 48% on liquidity, 78% on profitability and 48% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €817,588
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 25-03-2026)
NBB · annual accounts
lowers risk · Sector: Manufacture of other non-metallic mineral products (NACE 23)
KBO
lowers risk · Equity €545,839 (66.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
130 days early
2024
111 days early
2023
114 days early
2022
117 days early
2021
110 days early
2020
134 days early
2019
77 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 113 days before the deadline; the sector median (NACE 23) for financial year 2024 is 10 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2018 to 2025net €165,113 ▲53.1%

Key points

  • Positive: Among the best 5% on equitysector median €71,609 · 423 companies €545,839 View
  • Caution: Result fell in 2025from €165,113 to €93,215 ▼ 43.5% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €93,215 7 years View

By topic

Financials

Financial year
2025
Total assets
€817,588
Profit
€93,215
Solvency
66.8%
Total assets▲ 1.0%
Net result
20182025
Go to Financials

Timeline

Events
32
Since
2001
Next accounts
by 31-07-2027
  1. 31-12-2024Equity above €500,000
  2. 08-04-2024Annual accounts filed
  3. 23-11-2023Appointment: Patrick Bruch (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cutting, shaping and finishing of stoneNACE 23700
Founded
18-06-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
19
Purpose
“La coupe et la taille de pierres de toutes natures,l’achat et la vente de pierres et de…” (deed in French)
Go to Articles of association

Key facts about Bruch Patrick

What is the company number of Bruch Patrick?
0466.190.710. In Belgium the VAT number is the company number with BE in front: BE 0466.190.710.
Where is Bruch Patrick based?
The registered office is at Rue Saint-Paul 155a, 4840 Welkenraedt.Company details
What does Bruch Patrick do?
According to the KBO register, the main activity is cutting, shaping and finishing of stone (NACE 23700).
What is the legal form of Bruch Patrick?
Private limited company (BV).
When was Bruch Patrick founded?
On 18-06-1999.
Is Bruch Patrick still active?
Yes, Bruch Patrick is an active enterprise in the KBO register.
What is the turnover of Bruch Patrick?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Bruch Patrick profitable?
In financial year 2025, Bruch Patrick made a profit of €93,215.
Where can I find the annual accounts of Bruch Patrick?
Bruch Patrick filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Bruch Patrick due?
By 31-07-2027, for financial year 2026.Timeline

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