BRUCEL
ActiveThe computed 12-month bankruptcy probability of BRUCEL is 7.7% (elevated). The 2025 annual accounts show negative equity (€-3k) and a net result of €2k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 5% of 4547 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
7.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 4547 sector peers (2025).
NBB · sector comparisonPosition among 4547 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
29 d late
2022
143 d late
2021
17 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-3k▲ 37.5%
2024 · €-4k
2019: €150k
2020: €150k
2021: €150k
2022: €149k
2023: €148k
2024: €-4k
2019 → 2025
Total assets
€1k▲ 67.9%
2024 · €625
2019: €151k
2020: €152k
2021: €151k
2022: €151k
2023: €151k
2024: €625
2019 → 2025
Net result
€2k
2024 · €-153k
2019: €-18
2020: €446
2021: €-678
2022: €-402
2023: €-959
2024: €-153k
2019 → 2025
Working capital
€-3k▲ 37.5%
2024 · €-4k
2020: €-321
2021: €-807
2022: €-1k
2023: €-2k
2024: €-4k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€149k▼ 0.3%€148k▼ 0.6%€-4k€-3k▲ 37.5%
Operating result€-601-€-249▲ 58.6%€-805▼ 224%€-3k▼ 223%€2k
Net result€-678-€-402▲ 40.7%€-959▼ 139%€-153k▼ 15,831%€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €3k in 2024, the highest result in the available series.
Key figures and ratios
Debt
€4k▼
2024 · €5k
Debt ≤ 1 year
€4k▼
2024 · €5k
Ratios withheld: a balance sheet total of €1k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€625€1k▲
Current assets29/58€625€1k▲
Amounts receivable within one year40/41€296€717▲
Other amounts receivable41€296€717▲
Cash at bank and in hand54/58€329€333▲
Equity and liabilities
Total equity and liabilities10/49€625€1k▲
Equity10/15€-4k€-3k▲
Contributions10/11€150k€150k=
Profit (loss) carried forward14€-154k€-153k▲
Amounts payable17/49€5k€4k▼
Amounts payable within one year42/48€5k€4k▼
Trade debts44€244€670▲
Suppliers440/4€244€670▲
Other amounts payable47/48€5k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€174-
Other operating charges640/8€416-
Gross operating margin9900€-2k€2k▲
Operating profit (loss)9901€-3k€2k▲
Financial charges65/66B€150k€203▼
Recurring financial charges65€182€203▲
Non-recurring financial charges66B€150k-
Profit (loss) for the period before taxes9903€-153k€2k▲
Profit (loss) for the period9904€-153k€2k▲
Profit (loss) for the period to be appropriated9905€-153k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-154k€-153k▲
Profit (loss) brought forward from the previous period14P€-2k€-154k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after 4 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-153k
Net result drops to €-153k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 143 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €446
Net result €446 after one loss-making year.
31-12
Financial
Equity above €150kEq €150k ▲0.3%
Equity rises from €150k to €150k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Technologiestraat 111082 Sint-Agatha-BerchemGround area
1,439 m²
Building footprint
1,458 m²
Volume, LiDAR
10,782 m³
Parcel 21003A0335/00V003, Brussels · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRUCEL
since 20192.298.371.943
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21003A0335/00V003 | Brussels | 1,438 m² | 1 · 1,458 m² | 13.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
T.G.P.
BE 0473.804.715
Gouvy · Eq €149k
B & T POMPING
BE 0866.409.542
Wichelen · Eq €148k
TRANSCENTRE
BE 0433.073.128
Binche · Eq €148k
JERME
BE 0440.801.652
Saint-Ghislain · Eq €149k
J & J
BE 0860.538.864
Houthalen-Helchteren · Eq €149k
Of 12,607 companies in sector 49410 we hold annual accounts for 8,195. 6,358 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2019
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.