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Bruart

Active
BE 1003.662.562
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Bruart is 0.4% (very low). The 2024 annual accounts show equity of €77k and a net result of €78k. Its solvency ranks better than 32% of 12430 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Trust signals

3 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€78k
Working capital€48k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 22-04-2025 with the NBB · fiscal year 2024 · micro
€-50k€0€50k€100kOperating result 2023: €-965€-965Net result 2023: €-965€-965Operating result 2024: €101k€101kNet result 2024: €78k€78k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 39.7% 60.6%
better than 32% of 12430 sector peers
Net result €78k €31k
better than 81% of 12432 sector peers
Equity €77k €63k
better than 57% of 12438 sector peers
Gross operating margin €119k €52k
better than 82% of 12418 sector peers
Total assets €194k €124k
better than 67% of 12431 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€119k
- far above sector median
Net profit
€78k
- -25% vs sector
Cash flow
€97k
- -70% vs sector
Total assets
€194k
+82549.4% -99% vs sector
Equity
€77k
- -100% vs sector
Working capital
€48k
- -99% vs sector
Income taxes
€20k
- -82% vs sector
Debt
€117k
+10553.5% -98% vs sector
Debt ≤ 1y
€68k
+6077.5% -97% vs sector
Debt > 1y
€49k
- -98% vs sector
Current ratio
1.70
+696.0% -75% vs sector
Quick ratio
1.70
+696.0% -75% vs sector
Solvency
39.7%
- -49% vs sector
Debt / equity
1.52
- far above sector median
ROE
101.1%
-9.4% far above sector median
ROA
40.2%
- far above sector median
Interest coverage
48.86
- far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€119k
Net profit€78k
Cash flow€97k
Staff costs-
Income taxes€20k
Dividends-
Total assets€194k
Equity€77k
Debt€117k
of which ≤ 1y€68k
of which > 1y€49k
Working capital€48k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.70
Quick ratio1.70
Working capital ratio24.5%
Solvency39.7%
Debt / equity1.52
Long-term debt ratio0.64
Interest coverage48.86
Gross margin-
Net margin-
ROA40.2%
ROE101.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€194k
Fixed assets 21/28€79k
Tangible fixed assets 22/27€79k
Current assets 29/58€116k
Amounts receivable within one year 40/41€3k
Investments 50/53€60k
Cash & bank 54/58€52k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€194k
Equity 10/15€77k
Contributions / capital 10/11€100
Reserves 13€77k
Amounts payable 17/49€117k
Amounts payable after one year 17€49k
Amounts payable within one year 42/48€68k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€119k
Operating result 9901€101k
Financial charges 65€2k
Result before taxes 9903€98k
Income taxes 67/77€20k
Net result for the period 9904€78k
Result to be appropriated 9905€78k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
94 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Bruart
Haachtstraat 178, 3020 HerentDetailhandel in wijnen en geestrijke dranken
since 20232.353.478.732
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,560 m²
Buildings1
Building footprint156 m²
Volume (LiDAR)704 m³
Tallest building7.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24111C0150/00D000 Flanders 3,560 m² 1 · 156 m² 7.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health94Profitability100Solvency77Growth78Stability82
86 / 100

Exceptional profile, strong across almost every axis.

Health 94
Profitability 100
Solvency 77
Growth 78
Stability 82

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Detailhandel in wijnen en geestrijke dranken in gespecialiseerde winkels47251Detailhandel in wijnen en geestrijke dranken47251Detailhandel in antiquiteiten in winkels47791Detailhandel in antiquiteiten47791Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Bruart
Registered office
Haachtstraat 178/E
3020 Herent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.