Turnover
≈ €2,900 estimated
The micro format states no turnover.
BRU-HORSE
Lifetime
1 annual account with figurespeak €278 (2025)
€278
lowest -€756 (2025)
-€756
peak €1,244 (2025)
€1,244
€7,899
Board1 name since 2024
1 directorFRANSSEN Quentin Hervé Corinne Ghislain
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Loss of €756First year with figures
Key points
from the 2025 annual accountsDebts
€7,899 86% of the balance sheet
Suppliers 98%Taxes and wages 2%
Starting capital
€2,000 100 shares
Checked score
67
Healthy
Financially stronger than 40% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 1.8%
11-2025: 1.8%● unchanged vs 10-2025
12-2025: 1.9%▲ +0.1 percentage points vs 11-2025
01-2026: 2.2%▲ +0.3 percentage points vs 12-2025
02-2026: 2.3%▲ +0.1 percentage points vs 01-2026
03-2026: 2.6%▲ +0.3 percentage points vs 02-2026
04-2026: 2.6%● unchanged vs 03-2026
05-2026: 2.8%▲ +0.2 percentage points vs 04-2026
06-2026: 2.9%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 2.7%▼ -0.2 percentage points vs 06-2026
08-2026: 0.8%▼ -1.9 percentage points vs 07-2026lowest value
09-2026: 0.9%▲ +0.1 percentage points vs 08-2026
10-2026: 0.9%● unchanged vs 09-2026
11-2026: 0.9%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Equity €1,244 (13.6% of total assets)
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 1.16, cash €7,642
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 30% of them on solvency, 57% on liquidity and 33% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,271 companies had the same profile as BRU-HORSE has now. Each dot stands for 4 companies, two years later.
93.4%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BRU-HORSE itself: 0.9% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,271 companies, not a prediction for BRU-HORSE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- FRANSSEN Quentin Hervé Corinne Ghislain 100 sharesdeed of 26-09-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013969704
Incorporation
Founding capital of €2,000, 100 shares · Founder: FRANSSEN Quentin Hervé Corinne Ghislain · Appointment: FRANSSEN Quentin Hervé Corinne Ghislain (director) · published on 26-09-2024 · Gazette deed
First establishment
Rue de Heuseux 74, Soumagne
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BRU-HORSE Soumagne | €9,143 | €278 | 13.6% | - |
| AUPM Woluwe-Saint-Lambert | €12,603 | -€4,514 | 47.5% | - |
| VETALGUS Esneux | €12,637 | -€1,680 | 96.1% | - |
| Budgetkennels Hechtel-Eksel | €7,898 | €1,829 | 63.3% | - |
| Japanese Dream Hamont-Achel | €17,420 | -€44,231 | -264.5% | - |
| A.M.G. De Clercq Kapellen | €6,954 | -€15,675 | -614.3% | - |
| ARGOS VENTURES Uccle | €22,992 | -€18,835 | -44.9% | - |
These companies have the same main activity as BRU-HORSE: retail sale of pets, pet food and pet supplies (NACE 47762). They are comparable in size and age: total assets between €6,950 and €23,000, founded between 2021 and 2025.
Official details
Source: KBO- Status
- Active since 24-09-2024Normal situation
- Activity
- Retail sale of pets, pet food and pet suppliesNACE 47762and 4 others
- Establishment unit
- 2.366.165.0454630 Soumagne, since 24-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 16-04-2026
Annual accounts 2025
- €9,143
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on BRU-HORSE
BRU-HORSE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,244 and a net result of -€756.
Its solvency ranks better than 33% of 22,917 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BRU-HORSE
- What is the company number of BRU-HORSE?
- The company number of BRU-HORSE is 1013.969.704. The VAT number is the same number with BE in front: BE 1013.969.704.
- Where is BRU-HORSE based?
- The registered office is at Rue de Heuseux 74, 4630 Soumagne.Company details
- What does BRU-HORSE do?
- According to the KBO register, the main activity is retail sale of pets, pet food and pet supplies (NACE 47762).
- What is the legal form of BRU-HORSE?
- BRU-HORSE is a private limited company (BV).
- When was BRU-HORSE founded?
- BRU-HORSE was founded on 24-09-2024.
- Is BRU-HORSE still active?
- Yes, BRU-HORSE is an active enterprise in the KBO register.
- What is the turnover of BRU-HORSE?
- The turnover in financial year 2025 is ≈ €2,900. This figure is estimated from the gross margin of €278 and 118 comparable companies (NACE 477). It probably lies between €1,100 and €6,200. It is a rough estimate.Financials
- Is BRU-HORSE profitable?
- In financial year 2025, BRU-HORSE made a loss of €756.
- Where can I find the annual accounts of BRU-HORSE?
- BRU-HORSE filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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