Equity
€291,939 ▲ 6.4%
bru.digital has made a profit without a break since 2017.
bru.digital
Lifetime
11 annual accounts with figures on one time axispeak €87,448 (2019)
€26,146▼ 69.1%
lowest -€23,130 (2015)
€17,579▼ 72.2%
peak €291,939 (2025)
€291,939▲ 6.4%
€67,146▼ 38.8%
Board10 names since 2019
5 directorsASTLE Robin Raymond Eli and 4 others
Documentsfilings and deeds
12-08-202612 days late
2025abbreviated format
Gross margin from €84,680 to €26,146Result from €63,267 to €17,579Registered office moved from Kontich to Laarne 17-02Debts from €109,773 to €67,146Investments €5,150Cash from €188,329 to €92,090
Key points
from the 2025 annual accountsTurnover
≈ €300,000 estimated
The accounts state no turnover.
Investments
€5,150 4.0 × depreciation
Green is investment, beige is depreciation. Machinery stands 728.7% higher than in 2024.
Liquidity
5.28 was 3.49 in 2024
Short-term debts fell from €109,773 to €67,146.
Filings
11 annual accounts since 2015
Three of the last ten came late. The 2017 accounts came latest: 101 days after the end of the period.
Position in the sector
81.3%
Higher solvency than 90% of companies in retail trade. Sector median 36.6% · 12,852 companies.
Checked score
92
Excellent
Financially stronger than 72% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.6%▲ +0.3 percentage points vs 02-2025
04-2025: 0.7%▲ +0.1 percentage points vs 03-2025
05-2025: 0.8%▲ +0.1 percentage points vs 04-2025highest value
06-2025: 0.8%● unchanged vs 05-2025
07-2025: 0.1%▼ -0.7 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.4%▲ +0.2 percentage points vs 07-2026
09-2026: 0.2%▼ -0.2 percentage points vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 5.28, cash €92,090, halved
Figures for financial year 2025 (filed on 12-08-2026)
Equity €291,939 (81.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 82% on liquidity, 61% on profitability and 55% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as bru.digital has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of bru.digital itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for bru.digital. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.28 (3.49 in 2024), above the usual 1.5. Short-term debt is 18.7% and cash 25.6% of total assets. 18.7% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 days late
2024
34 days early
2023
2 days early
2022
40 days early
2021
31 days early
2020
32 days early
2019
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0588961531
Registered office moved from Kontich to Laarne
New registered office: Bulstraat 16, 9270 Laarne · Previous registered office: Satenrozen 6A–Unit 23, 2550 Kontich · Resignation: Solid Software Solutions BV (director) · General meeting of 09-07-2024 · Gazette deed
1 director appointed, 2 resignations
Resignations: VERWIMP Koen Alois Mana and SMETS Roderick Polydore Katrien Alan · Appointment: Solvit BV · Permanent representative: VERWIMP Koen Alois Mana · General meeting of 01-07-2020 · Gazette deed
Company renamed from More Group to bru.digital
Registered office moved to Kontich · New registered office: Satenrozen 6A–Unit 23, 2550 Kontich · Resignations: BUL 16 (director) and BRABANT Benjamin Clifford (director) · General meeting of 05-11-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| bru.digital Laarne | €359,085 | €26,146 | 81.3% | - |
| Ragotto Waregem | €314,007 | €24,633 | 24.6% | - |
| Le Glacier Knokke-Heist | €346,537 | €35,523 | 9.3% | 0.2 |
| BRANDZILLA.EU Kalmthout | €411,774 | €21,096 | 31.4% | - |
| UNE MARCHE A LA FOIS Châtelet | €306,313 | €24,267 | 14.5% | - |
| DESIGNWOOD BE Sint-Pieters-Leeuw | €375,835 | €39,920 | 34.4% | - |
| MOLEQUIN Ixelles | €328,278 | €38,511 | 43.9% | - |
These companies have the same main activity as bru.digital: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €306,000 and €412,000, founded between 2013 and 2016.
Official details
Source: KBO- Status
- Active since 29-01-2015Normal situation
- Activity
- Other non-specialised retail saleNACE 47120and 2 others
- Establishment unit
- 2.239.814.4299270 Laarne, since 29-01-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2025
Insights on bru.digital
bru.digital files the abbreviated format. That format states no turnover. The gross margin rose from -€21,353 in 2015 to €26,146 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about bru.digital
- What is the company number of bru.digital?
- The company number of bru.digital is 0588.961.531. The VAT number is the same number with BE in front: BE 0588.961.531.
- Where is bru.digital based?
- The registered office is at Bulstraat 16, 9270 Laarne.Company details
- What does bru.digital do?
- According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
- What is the legal form of bru.digital?
- bru.digital is a public limited company (NV).
- When was bru.digital founded?
- bru.digital was founded on 29-01-2015.
- Is bru.digital still active?
- Yes, bru.digital is an active enterprise in the KBO register.
- What is the turnover of bru.digital?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €26,146 and 201 comparable companies (NACE 471). It probably lies between €190,000 and €450,000. In financial year 2021 turnover was €1.2m.Financials
- Is bru.digital profitable?
- In financial year 2025, bru.digital made a profit of €17,579.
- Where can I find the annual accounts of bru.digital?
- bru.digital filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of bru.digital due?
- bru.digital must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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