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bru.digital

Active
Public limited companyfounded 2015active for 11 yearsBulstraat 16, 9270 Laarne, BelgiumKBO/BCE: BE 0588.961.531
Summary

bru.digital has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €291,939 and a net result of €17,579. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 90% of 12,724 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
bru.digitalActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Other non-specialised retail sale
NACE 47120
1 site
Size
≈ €290,000turnover 2025, estimated
Equity
€291,939
Profit
€17,579
Turnover estimated from the gross margin
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Board
5 members
  • NAV HoldingManaging director · permanent representative NEIMAN Jason
2025 accounts filed 12 days late1 of 4 deeds summarised
Why 92raises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 5.28, cash €92,090, halvedFigures for financial year 2025 (filed 12-08-2026)Equity €291,939 (81.3% of total assets)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 72% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+4
equity 81.3% of total assets
Liquidity 77-11
short-term debt 18.7% · cash 25.6%
Profitability 75-14
return on assets 4.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,268 companies, NACE 47, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.6%▲ +0.3 percentage points vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.1%▼ -0.7 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.2%▼ -0.2 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity ample (current ratio 5.28, compared with 3.49 in 2024, above the usual 1.5; short-term debt: 18.7% and cash: 25.6% of total assets), and 18.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 82% on liquidity, 61% on profitability and 55% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 5.28, cash €92,090, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 12-08-2026)
NBB · annual accounts
lowers risk · Equity €291,939 (81.3% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
12 days late
2024
34 days early
2023
2 days early
2022
40 days early
2021
31 days early
2020
32 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Resignation: Solid Software Solutions BV (director)Reappointments: NAV Holding, VERLAECKT Dieter…

Key points

  • Positive: Among the best 10% on solvencysector median 36.6% · 12,724 companies 81.3% View
  • Positive: 8 profitable years in a rowprofit 2025: €17,579 8 years View
  • Board5 directors in office 5 View

By topic

Financials

Financial year
2025
Total assets
€359,085
Profit
€17,579
Solvency
81.3%
Turnover▲ 400%
Net result
20192021
Go to Financials

Board & ownership

Board
5 members
  • NAV HoldingManaging director
  • Robin AstleDirector
  • SolvitDirector
  • STEVENS TomDirector
  • VERLAECKT Dieter Jozef LodewijkDirector
Go to Board & ownership

Timeline

Events
17
Since
2016
Next accounts
by 31-07-2027
  1. 29-07-2024Annual accounts filed
  2. 31-12-2023Equity above €200,000
  3. 21-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
29-01-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about bru.digital

What is the company number of bru.digital?
0588.961.531. In Belgium the VAT number is the company number with BE in front: BE 0588.961.531.
Where is bru.digital based?
The registered office is at Bulstraat 16, 9270 Laarne.Company details
What does bru.digital do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of bru.digital?
Public limited company (NV).
When was bru.digital founded?
On 29-01-2015.
Is bru.digital still active?
Yes, bru.digital is an active enterprise in the KBO register.
What is the turnover of bru.digital?
€1.2m in financial year 2021, according to the filed annual accounts.Financials
Is bru.digital profitable?
In financial year 2025, bru.digital made a profit of €17,579.
Where can I find the annual accounts of bru.digital?
bru.digital filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of bru.digital due?
By 31-07-2027, for financial year 2026.Timeline

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