BRT Tegelwerken
ActiveThe computed 12-month bankruptcy probability of BRT Tegelwerken is 1.8% (moderate). The 2025 annual accounts show equity of €64k and a net result of €23k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 46% of 27787 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-13
Solvency69▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.26 in 2024; short-term debt: 56.2% and cash: 9.6% of total assets), but 56.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.8%
Return on assets
15.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
31 d early
2024
28 d early
2023
30 d early
2022
7 d early
2021
24 d early
2020
40 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 55.1%
2024 · €41k
2019: €17k
2020: €33k
2021: €20k
2022: €15k
2023: €34k
2024: €41k
2019 → 2025
Total assets
€146k▼ 4.9%
2024 · €153k
2019: €19k
2020: €49k
2021: €48k
2022: €56k
2023: €93k
2024: €153k
2019 → 2025
Net result
€23k▲ 206%
2024 · €7k
2019: €5k
2020: €16k
2021: €9k
2022: €41k
2023: €19k
2024: €7k
2019 → 2025
Working capital
€54k▲ 81.5%
2024 · €30k
2019: €17k
2020: €33k
2021: €20k
2022: €15k
2023: €25k
2024: €30k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€15k▼ 23.6%€34k▲ 125%€41k▲ 22.0%€64k▲ 55.1%
Operating result€13k-€61k▲ 353%€29k▼ 52.7%€12k▼ 58.5%€46k▲ 284%
Net result€9k-€41k▲ 343%€19k▼ 54.7%€7k▼ 60.4%€23k▲ 206%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 284% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€10k▼ 12.8%
Current assets
€136k▼ 4.3%
Equity and liabilities €146k
Equity
€64k▲ 55.1%
Debt
€82k▼ 26.9%
The debt ratio falls from 73.2% to 56.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €16k
Cash flow
€28k▲
2024 · €12k
Solvency
43.8%▲
2024 · 26.8%
Current ratio
1.66▲
2024 · 1.26
Quick ratio
1.66▲
2024 · 1.26
Debt / equity
1.28▼
2024 · 2.73
ROE
35.5%▲
2024 · 18.0%
ROA
15.6%▲
2024 · 4.8%
Interest coverage
2.88▼
2024 · 17.65
Debt
€82k▼
2024 · €112k
Debt ≤ 1 year
€82k▼
2024 · €112k
Income taxes
€9k▲
2024 · €4k
Staff costs
€99k▼
2024 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€153k€146k▼
Fixed assets21/28€11k€10k▼
Tangible fixed assets22/27€11k€10k▼
Furniture and vehicles24€11k€10k▼
Current assets29/58€142k€136k▼
Amounts receivable within one year40/41€131k€122k▼
Trade receivables40€60k€49k▼
Other amounts receivable41€71k€73k▲
Cash at bank and in hand54/58€11k€14k▲
Equity and liabilities
Total equity and liabilities10/49€153k€146k▼
Equity10/15€41k€64k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€27k€50k▲
Amounts payable17/49€112k€82k▼
Amounts payable within one year42/48€112k€82k▼
Trade debts44€8k€8k▼
Suppliers440/4€8k€8k▼
Taxes, remuneration and social security45€104k€74k▼
Taxes450/3€80k€64k▼
Remuneration and social security454/9€24k€11k▼
Income statement
Code20242025
Non-recurring operating income76A€12k-
Remuneration, social security and pensions62€114k€99k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€852€3k▲
Gross operating margin9900€131k€154k▲
Operating profit (loss)9901€12k€46k▲
Financial income75/76B€362€3k▲
Recurring financial income75€362€3k▲
Financial charges65/66B€917€18k▲
Recurring financial charges65€917€18k▲
Profit (loss) for the period before taxes9903€11k€31k▲
Income taxes67/77€4k€9k▲
Profit (loss) for the period9904€7k€23k▲
Profit (loss) for the period to be appropriated9905€7k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€50k▲
Profit (loss) brought forward from the previous period14P€19k€27k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €41k ▲343%
Operating result €61k, net result €41k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelanijstraat 303581 BeringenGround area
988 m²
Building footprint
228 m²
Parcel 71005C0971/00M000, Flanders. Linked by address, not a title deed.
1 establishment unit
BRT Tegelwerken
since 20192.284.843.017
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005C0971/00M000 | Flanders | 988 m² | 1 · 228 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,963 companies in sector 43331 we hold annual accounts for 1,791. 1,559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-01-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43331Floor and wall tiling
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.