BRPZ Consulting
ActiveBRPZ Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €31k. Its solvency ranks better than 81% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency100▲+10
Growth52
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 6.08 against 2.72 in 2024; short-term debt: 15.7% and cash: 95.7% of total assets), and 15.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.1%
Return on assets
22.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
52 d early
2024
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▲ 37.0%
2024 · €85k
2024: €85k
2024 → 2025
Total assets
€138k▲ 5.5%
2024 · €131k
2024: €131k
2024 → 2025
Net result
€31k▼ 61.9%
2024 · €82k
2024: €82k
2024 → 2025
Working capital
€110k▲ 39.6%
2024 · €79k
2024: €79k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€85k-€116k▲ 37.0%
Operating result€114k-€44k▼ 61.8%
Net result€82k-€31k▼ 61.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€6k▲ 4.5%
Current assets
€132k▲ 5.6%
Equity and liabilities €138k
Equity
€116k▲ 37.0%
Debt
€22k▼ 52.4%
The debt ratio falls from 35.2% to 15.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€46k▼
2024 · €116k
Cash flow
€33k▼
2024 · €84k
Solvency
84.1%▲
2024 · 64.8%
Current ratio
6.08▲
2024 · 2.72
Quick ratio
6.08▲
2024 · 2.72
Debt / equity
0.19▼
2024 · 0.54
ROE
27.0%▼
2024 · 97.0%
ROA
22.7%▼
2024 · 62.9%
Interest coverage
649.95▼
2024 · 1384.30
Debt
€22k▼
2024 · €46k
Debt ≤ 1 year
€22k▼
2024 · €46k
Income taxes
€12k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€138k▲
Fixed assets21/28€6k€6k▲
Tangible fixed assets22/27€6k€6k▲
Plant, machinery and equipment23€715€527▼
Furniture and vehicles24€5k€5k▲
Current assets29/58€125k€132k▲
Amounts receivable within one year40/41€4k-
Other amounts receivable41€4k-
Cash at bank and in hand54/58€121k€132k▲
Equity and liabilities
Total equity and liabilities10/49€131k€138k▲
Equity10/15€85k€116k▲
Contributions10/11€3k€3k=
Reserves13€82k€114k▲
Distributable reserves133€82k€114k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€46k€22k▼
Amounts payable within one year42/48€46k€22k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€43k€17k▼
Taxes450/3€40k€17k▼
Remuneration and social security454/9€3k-
Accrued charges and deferred income492/3-€224
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€772€650▼
Gross operating margin9900€117k€46k▼
Operating profit (loss)9901€114k€44k▼
Financial income75/76B€109-
Recurring financial income75€109-
Financial charges65/66B€84€71▼
Recurring financial charges65€84€71▼
Profit (loss) for the period before taxes9903€114k€44k▼
Income taxes67/77€32k€12k▼
Profit (loss) for the period9904€82k€31k▼
Profit (loss) for the period to be appropriated9905€82k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€31k▼
Transfer to equity691/2€82k€31k▼
To the legal reserve6920-€31k
To other reserves6921€82k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 6.08
Current ratio from 2.72 to 6.08; short-term debt falls from €46k to €22k.
31-12
Financial
Equity above €100kEq €116k ▲37%
2 profitable years in a row build equity to €116k.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue les Moux(Lan) 175651 WalcourtGround area
3,297 m²
Building footprint
215 m²
Parcel 93037B0542/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BRPZ Consulting
since 20232.348.623.683
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93037B0542/00M000 | Wallonia | 3,297 m² | 1 · 215 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,822 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-08-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.