Broux Houtconstructies
ActiveBroux Houtconstructies has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €403k and a net result of €-42k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 44% of 275 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-15
Solvency60▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.0 against 2.19 in 2024; short-term debt: 30.3% and cash: 30.5% of total assets), but 64.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.2%
Return on assets
-3.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-01-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
33 d late
2023
6 d early
2022
20 d early
2021
54 d early
2020
33 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€403k▼ 9.5%
2024 · €445k
2019: €127k
2020: €164k
2021: €265k
2022: €323k
2023: €357k
2024: €445k
2019 → 2025
Total assets
€1.14M▼ 16.1%
2024 · €1.36M
2019: €2.00M
2020: €1.85M
2021: €1.78M
2022: €1.67M
2023: €1.44M
2024: €1.36M
2019 → 2025
Net result
€-42k
2024 · €113k
2019: €32k
2020: €37k
2021: €101k
2022: €58k
2023: €54k
2024: €113k
2019 → 2025
Working capital
€694k▲ 18.5%
2024 · €585k
2019: €237k
2020: €284k
2021: €264k
2022: €433k
2023: €526k
2024: €585k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€265k-€323k▲ 22.0%€357k▲ 10.3%€445k▲ 24.7%€403k▼ 9.5%
Operating result€154k-€108k▼ 30.0%€63k▼ 41.2%€185k▲ 193%€-35k
Net result€101k-€58k▼ 42.2%€54k▼ 7.0%€113k▲ 109%€-42k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €35k after €185k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€103k▼ 64.2%
Current assets
€1.04M▼ 3.2%
Equity and liabilities €1.14M
Equity
€403k▼ 9.5%
Debt
€741k▼ 19.4%
The debt ratio falls from 67.4% to 64.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€117k▼
2024 · €356k
Cash flow
€110k▼
2024 · €284k
Solvency
35.2%▲
2024 · 32.6%
Current ratio
3.00▲
2024 · 2.19
Quick ratio
1.98▲
2024 · 1.45
Debt / equity
1.84▼
2024 · 2.07
ROE
-10.5%▼
2024 · 25.5%
ROA
-3.7%▼
2024 · 8.3%
Interest coverage
12.52▼
2024 · 16.19
Debt
€741k▼
2024 · €919k
Debt ≤ 1 year
€347k▼
2024 · €490k
Debt > 1 year
€346k▼
2024 · €387k
Income taxes
€0▼
2024 · €54k
Staff costs
€307k▲
2024 · €286k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.36M€1.14M▼
Fixed assets21/28€289k€103k▼
Intangible fixed assets21€79k€0▼
Tangible fixed assets22/27€210k€103k▼
Plant, machinery and equipment23€48k€28k▼
Furniture and vehicles24€66k€38k▼
Other tangible fixed assets26€96k€37k▼
Financial fixed assets28€405€405=
Current assets29/58€1.08M€1.04M▼
Stocks and contracts in progress3€367k€354k▼
Stocks30/36€367k€354k▼
Amounts receivable within one year40/41€264k€334k▲
Trade receivables40€254k€293k▲
Other amounts receivable41€10k€41k▲
Cash at bank and in hand54/58€440k€349k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.14M▼
Equity10/15€445k€403k▼
Contributions10/11€12k€12k=
Reserves13€432k€432k=
Tax-exempt reserves132€93k€93k=
Distributable reserves133€340k€340k=
Profit (loss) carried forward14€0€-42k▼
Amounts payable17/49€919k€741k▼
Amounts payable after more than one year17€387k€346k▼
Financial debts170/4€41k€0▼
Other amounts payable178/9€346k€346k=
Amounts payable within one year42/48€490k€347k▼
Current portion of amounts payable after more than one year42€150k€41k▼
Trade debts44€161k€139k▼
Suppliers440/4€161k€139k▼
Taxes, remuneration and social security45€42k€31k▼
Taxes450/3€18k€1k▼
Remuneration and social security454/9€24k€29k▲
Other amounts payable47/48€136k€135k▼
Accrued charges and deferred income492/3€42k€49k▲
Income statement
Code20242025
Remuneration, social security and pensions62€286k€307k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€171k€152k▼
Other operating charges640/8€3k€9k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€645k€432k▼
Operating profit (loss)9901€185k€-35k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€22k€9k▼
Recurring financial charges65€22k€9k▼
Profit (loss) for the period before taxes9903€167k€-42k▼
Income taxes67/77€54k€0▼
Profit (loss) for the period9904€113k€-42k▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€113k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€113k€-42k▼
Transfer from equity791/2€25k€0▼
Transfer to equity691/2€113k€0▼
To other reserves6921€113k€0▼
Profit to be distributed694/7€25k€0▼
Return on contributions (dividend)694€25k€0▼
Social balance
Average headcount (FTE)90874.66.5▲
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-42k ▼137%
Net result drops to €-42k, the lowest in the series.
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 33 days late
2024
30-06
Financial
Highest result since 2019net €113k ▲109%
Operating result €185k, net result €113k, both a record.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
11-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Equity above €200kEq €265k ▲61.3%
3 profitable years in a row build equity to €265k.
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Equity above €150kEq €164k ▲29.4%
2 profitable years in a row build equity to €164k.
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haltstraat 943900 PeltGround area
116 m²
Parcel 72502E0102/00N128, Flanders. Linked by address, not a title deed.
1 establishment unit
Broux Dakstructuren
since 20062.151.636.083
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72502E0102/00N128 | Flanders | 116 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
VIVO Concept
BE 0897.153.691
Kaprijke · Eq €403k
ESCALA
BE 0436.194.944
Diest · Eq €402k
LEO STEVENS TRAPPEN
BE 0862.674.646
Bocholt · Eq €405k
HAHBOS
BE 0457.566.519
Wijnegem · Eq €412k
SCHREINEREI JOSEF GILLESSEN
BE 0457.896.814
Sankt Vith · Eq €415k
Of 1,599 companies in sector 16230 we hold annual accounts for 783. 574 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2006
Fiscal year end30-06
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
20300
20301
43320Joinery installation
46832Wholesale of timber
47552Retail sale of lighting equipment
47592Retail trade
52442
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.