BROUX & CO
ActiveBROUX & CO has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-15k. Equity is shrinking by ~29.5% per year across the filed fiscal years. Its solvency ranks better than 51% of 794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+50
Solvency59▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.64 in 2024; short-term debt: 66.4% and cash: 24.6% of total assets), and 66.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.6%
Return on assets
-15.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-15k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
27 d early
2023
15 d early
2022
5 d early
2021
3 d early
2020
3 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€32k▼ 31.2%
2024 · €47k
2018: €125k
2019: €171k
2020: €198k
2021: €138k
2022: €97k
2023: €66k
2024: €47k
2018 → 2025
Total assets
€96k▼ 16.8%
2024 · €115k
2018: €403k
2019: €313k
2020: €288k
2021: €214k
2022: €191k
2023: €129k
2024: €115k
2018 → 2025
Net result
€-15k▲ 23.2%
2024 · €-19k
2018: €18k
2019: €46k
2020: €27k
2021: €-60k
2022: €-41k
2023: €-31k
2024: €-19k
2018 → 2025
Working capital
€-24k▲ 4.4%
2024 · €-25k
2018: €36k
2019: €98k
2020: €139k
2021: €28k
2022: €25k
2023: €-20k
2024: €-25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€138k-€97k▼ 30.0%€66k▼ 31.8%€47k▼ 28.9%€32k▼ 31.2%
Operating result€-60k-€-41k▲ 31.3%€-30k▲ 26.3%€-19k▲ 38.4%€-14k▲ 23.8%
Net result€-60k-€-41k▲ 31.1%€-31k▲ 25.9%€-19k▲ 38.0%€-15k▲ 23.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €19k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€56k▼ 22.7%
Current assets
€40k▼ 6.8%
Equity and liabilities €96k
Equity
€32k▼ 31.2%
Debt
€64k▼ 6.9%
The debt ratio rises from 59.4% to 66.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▲
2024 · €-1k
Cash flow
€3k▲
2024 · €-2k
Solvency
33.6%▼
2024 · 40.6%
Current ratio
0.63▼
2024 · 0.64
Quick ratio
0.43▲
2024 · 0.42
Debt / equity
1.98▲
2024 · 1.46
ROE
-45.3%▼
2024 · -40.6%
ROA
-15.2%▲
2024 · -16.5%
Interest coverage
20.46▲
2024 · -8.25
Debt
€64k▼
2024 · €69k
Debt ≤ 1 year
€64k▼
2024 · €68k
Income taxes
€255▲
2024 · €228
Staff costs
€17k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€96k▼
Fixed assets21/28€72k€56k▼
Tangible fixed assets22/27€72k€56k▼
Plant, machinery and equipment23€30k€20k▼
Other tangible fixed assets26€43k€36k▼
Current assets29/58€43k€40k▼
Stocks and contracts in progress3€15k€13k▼
Stocks30/36€15k€13k▼
Amounts receivable within one year40/41€745€202▼
Other amounts receivable41€745€202▼
Cash at bank and in hand54/58€27k€24k▼
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€115k€96k▼
Equity10/15€47k€32k▼
Contributions10/11€19k€19k=
Reserves13€179k€179k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€177k€177k=
Profit (loss) carried forward14€-151k€-166k▼
Amounts payable17/49€69k€64k▼
Amounts payable within one year42/48€68k€64k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€11k€11k▲
Taxes450/3€1k€1k▼
Remuneration and social security454/9€9k€10k▲
Other amounts payable47/48€55k€48k▼
Accrued charges and deferred income492/3€706-
Income statement
Code20242025
Remuneration, social security and pensions62€14k€17k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€14k€22k▲
Operating profit (loss)9901€-19k€-14k▲
Financial income75/76B€27€40▲
Recurring financial income75€27€40▲
Financial charges65/66B€163€171▲
Recurring financial charges65€163€171▲
Profit (loss) for the period before taxes9903€-19k€-14k▲
Income taxes67/77€228€255▲
Profit (loss) for the period9904€-19k€-15k▲
Profit (loss) for the period to be appropriated9905€-19k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-151k€-166k▼
Profit (loss) brought forward from the previous period14P€-132k€-151k▼
Social balance
Average headcount (FTE)90870.40.4=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-60k ▼320%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €46k ▲153%
Operating result €54k, net result €46k, both a record.
31-12
Financial
Equity above €150kEq €171k ▲37.1%
2 profitable years in a row build equity to €171k.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwveldstraat 233520 ZonhovenGround area
937 m²
Building footprint
234 m²
Volume, LiDAR
997 m³
Parcel 71443F0543/00B003, Flanders · tallest building 6.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
HET ZOETE MAGAZIJNTJE
since 19852.027.262.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71443F0543/00B003 | Flanders | 937 m² | 1 · 234 m² | 6.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 207 EUR awarded · 207 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 207 EUR | 207 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteZonhoven2.027.262.287
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Of 611 companies in sector 10520 we hold annual accounts for 236. 188 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-1985
Fiscal year end31-12
Activities, NACEBEL
10520Manufacture of food products
46311Wholesale trade
10820Manufacture of cocoa, chocolate and sugar confectionery
47242Retail sale of chocolate and confectionery
47279Other retail sale of food
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.