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BROOD & SPELEN

Active
Private limited companyfounded 2016active for 10 yearsOude Beurs 23, 2000 Antwerpen, BelgiumKBO/BCE: BE 0646.986.931
Summary

BROOD & SPELEN has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,161 and a net result of €17,172. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 69% of 987 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Artisanal bread and fresh pastry making
NACE 10712
1 site
Size
€29,156total assets 2025
Staff
0.4 FTE
Equity
€15,161
Profit
€17,172
Turnover not published (abbreviated or micro format)
Financial health
91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts 16 days early1 of 3 deeds read
Why 91raises riskSize: 0.4 FTE, total assets €29,156Sector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 1.58, cash €18,700Equity €15,161 (52.0% of total assets)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 86% of its sector peers (NACE 10, micro)
Financial strength · tick = 2024
Strong
Solvency 77+63
equity 52.0% of total assets
Liquidity 76+26
short-term debt 48.0% · cash 64.1%
Profitability 100+25
return on assets 58.9%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,076 companies, NACE 10, micro)
Last 24 months 11-2024: 1.2% 12-2024: 1.2%● unchanged vs 11-2024 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.1%▼ -0.1 percentage points vs 05-2025 07-2025: 1.3%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.8%▼ -0.5 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.8%▼ -0.1 percentage points vs 05-2026 07-2026: 0.7%▼ -0.1 percentage points vs 06-2026 08-2026: 0.3%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.58, compared with 0.69 in 2024, above the usual 1.5; short-term debt: 48% and cash: 64.1% of total assets), and 48% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 68% on solvency, 81% on liquidity, 95% on profitability and 99% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.58, cash €18,700
NBB · annual accounts
raises risk · Size: 0.4 FTE, total assets €29,156
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Manufacture of food products (NACE 10)
KBO
lowers risk · Equity €15,161 (52.0% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
16 days early
2023
7 days early
2022
28 days early
2021
11 days late
2020
26 days late
2019
6 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
18-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2018 to 2025net €17,172 ▲303%
  3. Liquidity more than doubledcurrent ratio 1.58

Key points

  • Caution: Among the weakest 17% on equitysector median €258,854 · 987 companies €15,161 View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View
  • Total assets 20256 financial years filed €29,156 View

By topic

Financials

Financial year
2025
Total assets
€29,156
Profit
€17,172
Solvency
52.0%
Total assets▲ 64.0%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 15-07-2025Annual accounts filed
  2. 28-04-2025Resignation: Pauli Freija (director)
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Artisanal bread and fresh pastry makingNACE 10712
Founded
26-01-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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