Summary
BRONCKX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.24M and a net result of €14k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 18% of 5527 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
19 d late
2024
62 d early
2023
63 d early
2022
73 d early
2021
2 d late
2020
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.24M▲ 1.2%
2024 · €1.23M
2019: €985k
2021: €1.08M
2022: €1.13M
2023: €1.16M
2024: €1.19M
2024: €1.23M
2019 → 2025
Net result
€14k▼ 60.6%
2024 · €36k
2019: €32k
2021: €32k
2022: €48k
2023: €38k
2024: €28k
2024: €36k
2019 → 2025
Total assets
€7.64M▲ 46.8%
2024 · €5.21M
2019: €4.01M
2021: €2.55M
2022: €2.51M
2023: €2.46M
2024: €2.45M
2024: €5.21M
2019 → 2025
Solvency
16.3%▼ 7.3pp
2024 · 23.6%
2019: 24.6%
2021: 42.3%
2022: 44.9%
2023: 47.3%
2024: 48.6%
2024: 23.6%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420242025Trend
Equity€1.13M-€1.16M▲ 3.4%€1.19M▲ 2.4%€1.23M▲ 3.1%€1.24M▲ 1.2%
Operating result€120k-€97k▼ 19.3%€81k▼ 16.3%€74k▼ 9.3%€125k▲ 69.4%
Net result€48k-€38k▼ 21.5%€28k▼ 25.5%€36k▲ 29.3%€14k▼ 60.6%
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.64M
Fixed assets
€5.20M =
Current assets
€2.44M ▲ 61,420%
Equity and liabilities €7.64M
Equity
€1.24M ▲ 1.2%
Debt
€6.40M ▲ 60.9%
Debt's share of the balance-sheet total rises from 76.4% to 83.7%. Equity and debt are higher.
Key figures and ratios
ROE
1.2%▼
2024 · 3.0%
ROA
0.2%▼
2024 · 0.7%
Debt ≤ 1 year
€5.49M▲
2024 · €3.07M
Debt > 1 year
€905k=
2024 · €905k
Income taxes
€6k▼
2024 · €7k
Staff costs
€74k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.21M€7.64M▲
Fixed assets21/28€5.20M€5.20M=
Tangible fixed assets22/27€99€869▲
Plant, machinery and equipment23€99€57▼
Furniture and vehicles24€0€812▲
Financial fixed assets28€5.20M€5.20M=
Current assets29/58€4k€2.44M▲
Amounts receivable within one year40/41€1k€2.44M▲
Trade receivables40€111€6k▲
Other amounts receivable41€908€2.43M▲
Cash at bank and in hand54/58€1k€767▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€5.21M€7.64M▲
Equity10/15€1.23M€1.24M▲
Contributions10/11€538k€538k=
Reserves13€108k€108k=
Distributable reserves133€108k€108k=
Profit (loss) carried forward14€584k€598k▲
Amounts payable17/49€3.98M€6.40M▲
Amounts payable after more than one year17€905k€905k=
Financial debts170/4€905k€905k=
Amounts payable within one year42/48€3.07M€5.49M▲
Trade debts44€368k€561k▲
Suppliers440/4€368k€561k▲
Taxes, remuneration and social security45€7k€14k▲
Taxes450/3€7k€6k▼
Remuneration and social security454/9-€9k
Other amounts payable47/48€2.70M€4.92M▲
Accrued charges and deferred income492/3€562€421▼
Income statement
Code20242025
Non-recurring operating income76A€19k€0▼
Remuneration, social security and pensions62-€74k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€207▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€220€220=
Gross operating margin9900€75k€199k▲
Operating profit (loss)9901€74k€125k▲
Financial income75/76B€740€13k▲
Recurring financial income75€740€13k▲
Financial charges65/66B€31k€118k▲
Recurring financial charges65€31k€118k▲
Profit (loss) for the period before taxes9903€44k€20k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€36k€14k▼
Profit (loss) for the period to be appropriated9905€36k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€584k€598k▲
Profit (loss) brought forward from the previous period14P€547k€584k▲
Social balance
Average headcount (FTE)90870.00.8▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €14k ▼60.6%
Net result drops to €14k, the lowest in the series.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-03
Financial
Highest result since 2019net €48k ▲52%
Net result €48k, the highest in the series.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 2 days late
31-03
Financial
Equity above €1MEq €1.08M ▲9.4%
2 profitable years in a row build equity to €1.08M.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
07-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 99 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2017
17-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai Godefroid-Kurth 104020 LiègeGround area
1,568 m²
Building footprint
767 m²
Volume, LiDAR
13,251 m³
2 parcels, Brussels, Wallonia · tallest building 23.7 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
O' BROTHER
since 20082.175.651.404
Versus Production Sprl
since 20162.254.303.358
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21812N1391/00E000 | Brussels | 994 m² | 1 · 620 m² | 23.7 m · 7 fl. |
| 62808A0003/00N000 | Wallonia | 574 m² | 1 · 147 m² | 20.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Foronex Groep
BE 0770.489.212
Wielsbeke · Eq €1,243,145
GODEX
BE 0678.857.666
Nieuwerkerken (Limb.) · Eq €1,243,027
3GCo
BE 0834.834.557
Wavre · Eq €1,242,857
BURO 78
BE 0807.968.230
Wichelen · Eq €1,243,825
ARLI
BE 0474.773.131
Wevelgem · Eq €1,244,000
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,186 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.