Broma Building
ActiveBroma Building has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €169k and a net result of €9k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 28% of 36378 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability47▼-29
Solvency51▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.37 in 2023; short-term debt: 40.8% and cash: 1% of total assets), and 73.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
44 d late
2022
32 d late
2021
32 d late
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€169k▲ 5.3%
2023 · €160k
2019: €111k
2020: €107k
2021: €123k
2022: €128k
2023: €160k
2019 → 2024
Total assets
€636k▲ 8.4%
2023 · €587k
2019: €204k
2020: €410k
2021: €428k
2022: €464k
2023: €587k
2019 → 2024
Net result
€9k▼ 73.3%
2023 · €32k
2019: €4k
2020: €-4k
2021: €16k
2022: €5k
2023: €32k
2019 → 2024
Working capital
€84k▲ 15.8%
2023 · €72k
2019: €78k
2020: €45k
2021: €50k
2022: €16k
2023: €72k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€107k-€123k▲ 14.9%€128k▲ 4.3%€160k▲ 24.9%€169k▲ 5.3%
Operating result€-187-€23k€12k▼ 47.9%€50k▲ 322%€27k▼ 46.6%
Net result€-4k-€16k€5k▼ 67.3%€32k▲ 510%€9k▼ 73.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 47% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €636k
Fixed assets
€293k▼ 7.6%
Current assets
€343k▲ 27.1%
Equity and liabilities €636k
Equity
€169k▲ 5.3%
Debt
€468k▲ 9.5%
The debt ratio rises from 72.7% to 73.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k▼
2023 · €73k
Cash flow
€33k▼
2023 · €55k
Solvency
26.5%▼
2023 · 27.3%
Current ratio
1.32▼
2023 · 1.37
Quick ratio
0.17▼
2023 · 0.28
Debt / equity
2.78▲
2023 · 2.67
ROE
5.0%▼
2023 · 19.9%
ROA
1.3%▼
2023 · 5.4%
Interest coverage
3.19▼
2023 · 7.52
Debt
€468k▲
2023 · €427k
Debt ≤ 1 year
€260k▲
2023 · €198k
Debt > 1 year
€206k▼
2023 · €226k
Income taxes
€2k▼
2023 · €9k
Staff costs
€31k▼
2023 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€587k€636k▲
Fixed assets21/28€317k€293k▼
Tangible fixed assets22/27€317k€293k▼
Land and buildings22€262k€251k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€40k€29k▼
Other tangible fixed assets26€7k€6k▼
Current assets29/58€270k€343k▲
Stocks and contracts in progress3€214k€298k▲
Stocks30/36€214k€298k▲
Amounts receivable within one year40/41€42k€33k▼
Trade receivables40€18k€27k▲
Other amounts receivable41€24k€5k▼
Cash at bank and in hand54/58€7k€7k▼
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€587k€636k▲
Equity10/15€160k€169k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€152k€160k▲
Amounts payable17/49€427k€468k▲
Amounts payable after more than one year17€226k€206k▼
Financial debts170/4€226k€206k▼
Amounts payable within one year42/48€198k€260k▲
Current portion of amounts payable after more than one year42€46k€219k▲
Financial debts43€117k-
Credit institutions430/8€117k-
Trade debts44€15k€31k▲
Suppliers440/4€15k€31k▲
Taxes, remuneration and social security45€20k€8k▼
Taxes450/3€11k€3k▼
Remuneration and social security454/9€9k€5k▼
Other amounts payable47/48€550€1k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20232024
Non-recurring operating income76A€174€12k▲
Remuneration, social security and pensions62€37k€31k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€24k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€114k€88k▼
Operating profit (loss)9901€50k€27k▼
Financial income75/76B€184€16▼
Recurring financial income75€184€16▼
Financial charges65/66B€10k€16k▲
Recurring financial charges65€10k€16k▲
Profit (loss) for the period before taxes9903€41k€11k▼
Income taxes67/77€9k€2k▼
Profit (loss) for the period9904€32k€9k▼
Profit (loss) for the period to be appropriated9905€32k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€152k€160k▲
Profit (loss) brought forward from the previous period14P€120k€152k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
31-12
Financial
Highest result since 2019net €32k ▲510%
Operating result €50k, net result €32k, both a record.
31-12
Financial
Equity above €150kEq €160k ▲24.9%
3 profitable years in a row build equity to €160k.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
30-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-12
Financial
Weakest financial yearnet €-4k ▼193%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Centrumlaan 1249800 DeinzeGround area
294 m²
Building footprint
137 m²
Parcel 44054B0445/00N003, Flanders. Linked by address, not a title deed.
1 establishment unit
Broma Building
since 20152.247.332.721
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054B0445/00N003 | Flanders | 294 m² | 1 · 137 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Pleistertechnieken Roelants
BE 0799.769.552
Nijlen · Eq €169k
PLEISTERWERKEN DE BEER
BE 0881.041.991
Knokke-Heist · Eq €168k
JORO AFWERKING
BE 0783.335.772
Bocholt · Eq €168k
STUCCARE
BE 0882.516.985
Gent · Eq €169k
ENTREPRISES DE MOL
BE 0471.598.459
Chapelle-lez-Herlaimont · Eq €168k
Of 4,011 companies in sector 43310 we hold annual accounts for 1,745. 1,418 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2015
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43341Painting of buildings
43343Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.