Brofix
ActiveThe computed 12-month bankruptcy probability of Brofix is 2.1% (moderate). The 2025 annual accounts show equity of €34k and a net result of €8k. Equity is growing by ~98.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 27619 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-19
Solvency69▼-26
Growth78=
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.47 against 2.96 in 2024; short-term debt: 20.5% and cash: 27.8% of total assets), but 56.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.9%
Return on assets
10.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
24 d late
2024
25 d early
2023
29 d late
2022
34 d early
2021
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 10.7%
2024 · €31k
2021: €1k
2022: €8k
2023: €16k
2024: €31k
2021 → 2025
Total assets
€77k▲ 75.6%
2024 · €44k
2021: €28k
2022: €40k
2023: €49k
2024: €44k
2021 → 2025
Net result
€8k▼ 44.1%
2024 · €15k
2021: €-2k
2022: €7k
2023: €8k
2024: €15k
2021 → 2025
Working capital
€23k▼ 11.4%
2024 · €26k
2021: €-5k
2022: €934
2023: €8k
2024: €26k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1k-€8k▲ 520%€16k▲ 101%€31k▲ 92.0%€34k▲ 10.7%
Operating result€178-€11k▲ 5,921%€14k▲ 33.6%€25k▲ 72.7%€17k▼ 31.8%
Net result€-2k-€7k€8k▲ 20.1%€15k▲ 83.3%€8k▼ 44.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €77k
Fixed assets
€38k▲ 777%
Current assets
€39k▼ 1.3%
Equity and liabilities €77k
Equity
€34k▲ 10.7%
Debt
€43k▲ 224%
The debt ratio rises from 30.4% to 56.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▼
2024 · €29k
Cash flow
€11k▼
2024 · €19k
Solvency
43.9%▼
2024 · 69.6%
Current ratio
2.47▼
2024 · 2.96
Quick ratio
2.15▼
2024 · 2.96
Debt / equity
1.28▲
2024 · 0.44
ROE
24.2%▼
2024 · 47.9%
ROA
10.6%▼
2024 · 33.3%
Interest coverage
5.84▼
2024 · 7.98
Debt
€43k▲
2024 · €13k
Debt ≤ 1 year
€16k▲
2024 · €13k
Debt > 1 year
€27k
Income taxes
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€77k▲
Fixed assets21/28€4k€38k▲
Tangible fixed assets22/27€4k€38k▲
Plant, machinery and equipment23€723€0▼
Furniture and vehicles24€2k€37k▲
Other tangible fixed assets26€1k€690▼
Financial fixed assets28€40€40=
Current assets29/58€40k€39k▼
Stocks and contracts in progress3-€5k
Stocks30/36-€5k
Amounts receivable within one year40/41€26k€13k▼
Trade receivables40€22k€7k▼
Other amounts receivable41€4k€6k▲
Cash at bank and in hand54/58€6k€21k▲
Deferred charges and accrued income490/1€8k€0▼
Equity and liabilities
Total equity and liabilities10/49€44k€77k▲
Equity10/15€31k€34k▲
Contributions10/11€3k€3k=
Reserves13€28k€31k▲
Distributable reserves133€28k€31k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€13k€43k▲
Amounts payable after more than one year17-€27k
Financial debts170/4-€27k
Amounts payable within one year42/48€13k€16k▲
Current portion of amounts payable after more than one year42€1k€6k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Advances received on contracts in progress46-€550
Taxes, remuneration and social security45€8k€406▼
Taxes450/3€8k€406▼
Other amounts payable47/48€2k€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€812€1k▲
Gross operating margin9900€30k€21k▼
Operating profit (loss)9901€25k€17k▼
Financial income75/76B€365€9▼
Recurring financial income75€365€9▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€21k€13k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€15k€8k▼
Profit (loss) for the period to be appropriated9905€15k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€8k▼
Transfer from equity791/2-€5k
Transfer to equity691/2€15k€8k▼
To other reserves6921€15k€8k▼
Profit to be distributed694/7-€5k
Return on contributions (dividend)694-€5k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €15k ▲83.3%
Operating result €25k, net result €15k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.96
Current ratio from 1.27 to 2.96; short-term debt falls from €32k to €13k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heymansstraat 311981 ZemstGround area
427 m²
Building footprint
87 m²
Volume, LiDAR
734 m³
Parcel 23034B0101/00Y003, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Heymansstraat 31, 1981 Zemst
since 20202.309.796.761
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23034B0101/00Y003 | Flanders | 427 m² | 1 · 87 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 727 EUR awarded · 727 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 610 EUR | 610 EUR |
| 2023 | 1 | 117 EUR | 117 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 15,536 companies in sector 43990 we hold annual accounts for 7,421. 5,796 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-11-2020
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.brofix.be
E-mail:info@brofix.be