BROCA
ActiveBROCA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 62% of 1511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+77
Solvency69▲+11
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 0.83 in 2024; short-term debt: 56.4% and cash: 1.9% of total assets), and 56.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.6%
Return on assets
6.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
13 d early
2023
35 d early
2022
24 d early
2021
18 d early
2020
2 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 18.2%
2024 · €38k
2018: €14k
2019: €20k
2020: €39k
2021: €89k
2022: €113k
2023: €121k
2024: €38k
2018 → 2025
Total assets
€103k▼ 10.4%
2024 · €115k
2018: €113k
2019: €93k
2020: €120k
2021: €192k
2022: €286k
2023: €246k
2024: €115k
2018 → 2025
Net result
€7k
2024 · €-82k
2018: €3k
2019: €5k
2020: €19k
2021: €50k
2022: €24k
2023: €7k
2024: €-82k
2018 → 2025
Working capital
€19k
2024 · €-13k
2018: €3k
2019: €6k
2020: €13k
2021: €23k
2022: €59k
2023: €98k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€113k▲ 26.9%€121k▲ 6.4%€38k▼ 68.3%€45k▲ 18.2%
Operating result€59k-€29k▼ 51.2%€10k▼ 65.6%€-81k€9k
Net result€50k-€24k▼ 52.0%€7k▼ 69.7%€-82k€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €81k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€26k▼ 49.3%
Current assets
€77k▲ 20.6%
Equity and liabilities €103k
Equity
€45k▲ 18.2%
Debt
€58k▼ 24.6%
The debt ratio falls from 66.9% to 56.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▲
2024 · €-56k
Cash flow
€17k▲
2024 · €-57k
Solvency
43.6%▲
2024 · 33.1%
Current ratio
1.33▲
2024 · 0.83
Quick ratio
1.33▲
2024 · 0.83
Debt / equity
1.29▼
2024 · 2.02
ROE
15.4%▲
2024 · -215.5%
ROA
6.7%▲
2024 · -71.3%
Interest coverage
7.21▲
2024 · -36.17
Debt
€58k▼
2024 · €77k
Debt ≤ 1 year
€58k▼
2024 · €77k
Staff costs
€400
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€103k▼
Fixed assets21/28€51k€26k▼
Tangible fixed assets22/27€51k€26k▼
Plant, machinery and equipment23€51k€26k▼
Furniture and vehicles24€599-
Current assets29/58€64k€77k▲
Amounts receivable within one year40/41€61k€69k▲
Trade receivables40€51k€64k▲
Other amounts receivable41€11k€6k▼
Cash at bank and in hand54/58€2k€2k=
Deferred charges and accrued income490/1€906€6k▲
Equity and liabilities
Total equity and liabilities10/49€115k€103k▼
Equity10/15€38k€45k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€20k€27k▲
Amounts payable17/49€77k€58k▼
Amounts payable within one year42/48€77k€58k▼
Financial debts43€12k€10k▼
Credit institutions430/8€12k€10k▼
Trade debts44€40k€29k▼
Suppliers440/4€40k€29k▼
Taxes, remuneration and social security45€23k€16k▼
Taxes450/3€23k€15k▼
Remuneration and social security454/9€3€2k▲
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A€19k€24k▲
Remuneration, social security and pensions62-€400
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€10k▼
Other operating charges640/8€3k€977▼
Gross operating margin9900€-53k€20k▲
Operating profit (loss)9901€-81k€9k▲
Financial income75/76B€535€258▼
Recurring financial income75€535€258▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-82k€7k▲
Profit (loss) for the period9904€-82k€7k▲
Profit (loss) for the period to be appropriated9905€-82k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€27k▲
Profit (loss) brought forward from the previous period14P€102k€20k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-82k ▼1231%
Net result drops to €-82k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €113k ▲26.9%
5 profitable years in a row build equity to €113k.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €50k ▲159%
Operating result €59k, net result €50k, both a record.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 17 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2016
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-06-2016
MEIRISONNE Anthony Eugène Reginald: Resigned as Manager
20-06-2016
VERSTRAETEN Emilienne Alfonsine Jeaninne: Resigned as Manager
30-09-2014
Grigoras Roxana: Resigned as Manager
30-09-2014
Maxim Andrei: Resigned as Manager
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 183740 Bilzen-HoeseltGround area
1,337 m²
Building footprint
137 m²
Volume, LiDAR
857 m³
Parcel 73068A0465/00G000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Broca
since 20112.203.441.508
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73068A0465/00G000 | Flanders | 1,337 m² | 1 · 137 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
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Of 667 companies in sector 77320 we hold annual accounts for 492. 261 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2011
Fiscal year end31-12
Activities, NACEBEL
77320Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.