BRISK
ActiveBRISK has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €29k. Equity is growing by ~41.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+22
Solvency92▲+13
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.8 against 1.83 in 2024; short-term debt: 31.9% and cash: 49.2% of total assets), and 33.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.5%
Return on assets
27%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
155 d early
2024
38 d early
2023
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 68.5%
2024 · €43k
2023: €36k
2024: €43k
2023 → 2025
Total assets
€108k▲ 36.0%
2024 · €79k
2023: €70k
2024: €79k
2023 → 2025
Net result
€29k▲ 374%
2024 · €6k
2023: €31k
2024: €6k
2023 → 2025
Working capital
€62k▲ 113%
2024 · €29k
2023: €21k
2024: €29k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€36k-€43k▲ 16.9%€72k▲ 68.5%
Operating result€48k-€12k▼ 74.9%€42k▲ 243%
Net result€31k-€6k▼ 80.4%€29k▲ 374%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 243% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€11k▼ 25.0%
Current assets
€97k▲ 50.3%
Equity and liabilities €108k
Equity
€72k▲ 68.5%
Debt
€36k▼ 1.6%
The debt ratio falls from 46.3% to 33.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▲
2024 · €15k
Cash flow
€33k▲
2024 · €9k
Solvency
66.5%▲
2024 · 53.7%
Current ratio
2.80▲
2024 · 1.83
Quick ratio
2.80▲
2024 · 1.83
Debt / equity
0.50▼
2024 · 0.86
ROE
40.6%▲
2024 · 14.4%
ROA
27.0%▲
2024 · 7.8%
Interest coverage
20.26▲
2024 · 6.14
Debt
€36k▼
2024 · €37k
Debt ≤ 1 year
€34k▼
2024 · €35k
Income taxes
€11k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€108k▲
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€8k€6k▼
Current assets29/58€64k€97k▲
Amounts receivable within one year40/41€43k€41k▼
Trade receivables40€32k€35k▲
Other amounts receivable41€11k€5k▼
Cash at bank and in hand54/58€21k€53k▲
Deferred charges and accrued income490/1€877€3k▲
Equity and liabilities
Total equity and liabilities10/49€79k€108k▲
Equity10/15€43k€72k▲
Contributions10/11€5k€5k=
Reserves13€31k€30k▼
Distributable reserves133€31k€30k▼
Profit (loss) carried forward14€6k€37k▲
Amounts payable17/49€37k€36k▼
Amounts payable within one year42/48€35k€34k▼
Trade debts44€566€7k▲
Suppliers440/4€566€7k▲
Taxes, remuneration and social security45€35k€27k▼
Taxes450/3€35k€27k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€572€950▲
Gross operating margin9900€16k€46k▲
Operating profit (loss)9901€12k€42k▲
Financial income75/76B€749€434▼
Recurring financial income75€749€434▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€10k€40k▲
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€6k€29k▲
Profit (loss) for the period to be appropriated9905€6k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€35k▲
Profit (loss) brought forward from the previous period14P-€6k
Transfer from equity791/2-€1k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €6k ▼80.4%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meistraat(PEL) 113212 LubbeekGround area
1,092 m²
Building footprint
154 m²
Volume, LiDAR
1 m³
Parcel 24090A0049/00C000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
BRISK
since 20222.333.321.637
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24090A0049/00C000 | Flanders | 1,092 m² | 1 · 154 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,105 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2022
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.