BRISA
ActiveSummary
The computed 12-month bankruptcy probability of BRISA is 4.0% (elevated). The 2025 annual accounts show equity of €216k and a net result of €65k. Equity is growing by ~44.1% per year across the filed fiscal years. Its solvency ranks better than 60% of 13417 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+8
Solvency67▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity ample (current ratio 2.09 against 1.41 in 2024; short-term debt: 24.2% and cash: 17.3% of total assets), but 57.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.1%
Return on assets
12.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
5 d early
2022
3 d early
2021
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€216k▲ 41.8%
2024 · €152k
2021: €11k
2022: €45k
2023: €119k
2024: €152k
2021 → 2025
Total assets
€512k▼ 0.4%
2024 · €514k
2021: €488k
2022: €474k
2023: €555k
2024: €514k
2021 → 2025
Net result
€65k▲ 85.7%
2024 · €35k
2021: €1k
2022: €35k
2023: €75k
2024: €35k
2021 → 2025
Working capital
€134k▲ 124%
2024 · €60k
2021: €-64k
2022: €-47k
2023: €32k
2024: €60k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€45k▲ 301%€119k▲ 163%€152k▲ 28.1%€216k▲ 41.8%
Operating result€25k-€66k▲ 165%€121k▲ 82.6%€62k▼ 48.5%€103k▲ 65.0%
Net result€1k-€35k▲ 2,712%€75k▲ 112%€35k▼ 53.3%€65k▲ 85.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 65% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €512k
Fixed assets
€254k ▼ 17.6%
Current assets
€258k ▲ 25.3%
Equity and liabilities €512k
Equity
€216k ▲ 41.8%
Debt
€296k ▼ 18.1%
Debt's share of the balance-sheet total falls from 70.4% to 57.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€165k▲
2024 · €130k
Cash flow
€127k▲
2024 · €103k
Current ratio
2.09▲
2024 · 1.41
Quick ratio
1.80▲
2024 · 1.17
Debt to equity
1.37▼
2024 · 2.38
ROE
30.2%▲
2024 · 23.1%
ROA
12.7%▲
2024 · 6.8%
Interest coverage
12.35▲
2024 · 8.10
Debt ≤ 1 year
€124k▼
2024 · €146k
Debt > 1 year
€160k▼
2024 · €203k
Income taxes
€26k▲
2024 · €16k
Staff costs
€105k▼
2024 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€514k€512k▼
Fixed assets21/28€308k€254k▼
Intangible fixed assets21€259k€212k▼
Tangible fixed assets22/27€49k€42k▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€18k€16k▼
Leasing and similar rights25€0-
Other tangible fixed assets26€17k€16k▼
Current assets29/58€206k€258k▲
Amounts receivable after more than one year29€30k€27k▼
Other amounts receivable291€30k€27k▼
Stocks and contracts in progress3€35k€36k▲
Stocks30/36€35k€36k▲
Amounts receivable within one year40/41€56k€101k▲
Trade receivables40€39k€83k▲
Other amounts receivable41€17k€19k▲
Cash at bank and in hand54/58€82k€89k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€514k€512k▼
Equity10/15€152k€216k▲
Contributions10/11€10k€10k=
Reserves13€142k€206k▲
Distributable reserves133€142k€206k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€362k€296k▼
Amounts payable after more than one year17€203k€160k▼
Financial debts170/4€203k€160k▼
Amounts payable within one year42/48€146k€124k▼
Current portion of amounts payable after more than one year42€42k€43k▲
Trade debts44€7k€17k▲
Suppliers440/4€7k€17k▲
Taxes, remuneration and social security45€46k€18k▼
Taxes450/3€40k€12k▼
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€51k€47k▼
Accrued charges and deferred income492/3€13k€13k▼
Income statement
Code20242025
Non-recurring operating income76A€5k€8k▲
Remuneration, social security and pensions62€105k€105k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€62k▼
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€467€0▼
Gross operating margin9900€239k€273k▲
Operating profit (loss)9901€62k€103k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€16k€13k▼
Recurring financial charges65€16k€13k▼
Profit (loss) for the period before taxes9903€51k€92k▲
Income taxes67/77€16k€26k▲
Profit (loss) for the period9904€35k€65k▲
Profit (loss) for the period to be appropriated9905€35k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€65k▲
Transfer to equity691/2€33k€64k▲
To other reserves6921€33k€64k▲
Profit to be distributed694/7€2k€2k▼
Return on contributions (dividend)694€2k€2k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €216k ▲41.8%
5 profitable years in a row build equity to €216k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €152k ▲28.1%
4 profitable years in a row build equity to €152k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €75k ▲112%
Operating result €121k, net result €75k, both a record.
31-12
Financial
Equity above €100kEq €119k ▲163%
3 profitable years in a row build equity to €119k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 2 establishment units since 2020
Ground area
2,510 m²
Building footprint
719 m²
Volume, LiDAR
5,109 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
BRISA
since 20202.304.562.820
Frankrot 31, 9420 Erpe-Mere
since 20212.321.272.653
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41001B0698/00W000 | Flanders | 1,947 m² | 1 · 607 m² | 9.9 m · 2 fl. |
| 41025B0266/00T000 | Flanders | 563 m² | 1 · 112 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteErpe-Mere2.321.272.653
Care and welfare
1 serviceResidentie De Kimmer
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B-TREND EVENTS
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Of 1,351 companies in sector 56220 we hold annual accounts for 406. 269 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
56220Contract catering and other food service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:bruno.vanhouche@gmail.com