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BRIPA

Active
Private limited companyfounded 20197 yrs activeHergenrather Strasse 5, 4730 Raeren, BelgiumKBO/BCE: BE 0719.382.781
Summary

The computed 12-month bankruptcy probability of BRIPA is 2.2% (moderate). The 2025 annual accounts show equity of €171,295 and a net result of €13,971. Equity remains stable across the filed fiscal years (±1.1% per year). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability71▲+10
Solvency51▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 3.73 against 0.91 in 2024; short-term debt: 0.8% and cash: 2.8% of total assets), but 74.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
25.5%
Return on assets
2.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
11 d late
2024
1 d early
2023
30 d late
2022
8 d late
2021
26 d late
2020
25 d late
2019
90 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 27 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 January 2019, BRIPA was incorporated.1 Total assets went from EUR 781,983 in 2019 to EUR 671,116 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13,971▲ 328%
2024 · €3,262
Working capital
€14,366
2024 · -€682
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€6,099▲ 60.9%€15,232€11,299▼ 25.8%€12,348▲ 9.3%€22,504▲ 82.2%
Net result-€16,099▲ 37.7%€5,278€1,913▼ 63.8%€3,262▲ 70.5%€13,971▲ 328%
Equity€146,871▼ 9.9%€152,149▲ 3.6%€154,062▲ 1.3%€157,324▲ 2.1%€171,295▲ 8.9%
Total assets€765,228▼ 0.8%€730,530▼ 4.5%€707,424▼ 3.2%€686,634▼ 2.9%€671,116▼ 2.3%
Debt€618,357▲ 1.7%€578,381▼ 6.5%€553,362▼ 4.3%€529,310▼ 4.3%€499,821▼ 5.6%
Working capital-€12,701▼ 55.0%-€2,689▲ 78.8%-€1,542▲ 42.7%-€682▲ 55.8%€14,366
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2021: -€6,099-€6,099Net result 2021: -€16,099-€16,099Operating result 2022: €15,232€15,232Net result 2022: €5,278€5,278Operating result 2023: €11,299€11,299Net result 2023: €1,913€1,913Operating result 2024: €12,348€12,348Net result 2024: €3,262€3,262Operating result 2025: €22,504€22,504Net result 2025: €13,971€13,97120212022202320242025€0€10,000€20,000Operating result 2023: €11,299€11,300Net result 2023: €1,913€1,910Operating result 2024: €12,348€12,300Net result 2024: €3,262€3,260Operating result 2025: €22,504€22,500Net result 2025: €13,971€14,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 82% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €671,116
Fixed assets €651,490 ▼ 4.2%
Current assets €19,626 ▲ 201%
Equity and liabilities €671,116
Equity €171,295 ▲ 8.9%
Debt €499,821 ▼ 5.6%
Debt's share of the balance-sheet total falls from 77.1% to 74.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€55,586▲
2024 · €45,051
Cash flow
€47,053▲
2024 · €35,965
Current ratio
3.73▲
2024 · 0.91
Debt to equity
2.92▼
2024 · 3.36
ROE
8.2%▲
2024 · 2.1%
ROA
2.1%▲
2024 · 0.5%
Interest coverage
6.49▲
2024 · 4.94
Debt ≤ 1 year
€5,260▼
2024 · €7,209
Debt > 1 year
€494,161▼
2024 · €520,736
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,368 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.7% went bankrupt
1.4% stopped otherwise
97% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€686,634€671,116▼
Fixed assets21/28€680,107€651,490▼
Tangible fixed assets22/27€680,107€651,490▼
Land and buildings22€670,519€644,009▼
Plant, machinery and equipment23€4,442€3,236▼
Furniture and vehicles24€5,146€4,245▼
Current assets29/58€6,527€19,626▲
Cash at bank and in hand54/58€5,638€18,700▲
Deferred charges and accrued income490/1€889€926▲
Equity and liabilities
Total equity and liabilities10/49€686,634€671,116▼
Equity10/15€157,324€171,295▲
Contributions10/11€235,000€235,000=
Profit (loss) carried forward14-€77,676-€63,705▲
Amounts payable17/49€529,310€499,821▼
Amounts payable after more than one year17€520,736€494,161▼
Financial debts170/4€515,126€487,621▼
Other amounts payable178/9€5,610€6,540▲
Amounts payable within one year42/48€7,209€5,260▼
Trade debts44€7,082€5,014▼
Suppliers440/4€7,082€5,014▼
Other amounts payable47/48€127€246▲
Accrued charges and deferred income492/3€1,365€400▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32,703€33,082▲
Other operating charges640/8€7,781€8,025▲
Gross operating margin9900€52,832€63,611▲
Operating profit (loss)9901€12,348€22,504▲
Financial income75/76B€35€36▲
Recurring financial income75€35€36▲
Financial charges65/66B€9,121€8,569▼
Recurring financial charges65€9,121€8,569▼
Profit (loss) for the period before taxes9903€3,262€13,971▲
Profit (loss) for the period9904€3,262€13,971▲
Profit (loss) for the period to be appropriated9905€3,262€13,971▲
Appropriation of the result
Profit (loss) to be appropriated9906-€77,676-€63,705▲
Profit (loss) brought forward from the previous period14P-€80,938-€77,676▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30,568€31,679€32,005€32,703€33,082▲ 1.2%
Other operating charges640/8€7,037€6,825€7,481€7,781€8,025▲ 3.1%
Gross operating margin9900€31,506€53,736€50,785€52,832€63,611▲ 20.4%
Operating profit (loss)9901-€6,099€15,232€11,299€12,348€22,504▲ 82.2%
Financial income75/76B€279-€80€35€36▲ 2.9%
Recurring financial income75€279-€80€35€36▲ 2.9%
Financial charges65/66B€10,279€9,954€9,466€9,121€8,569▼ 6.1%
Recurring financial charges65€10,279€9,954€9,466€9,121€8,569▼ 6.1%
Profit (loss) for the period before taxes9903-€16,099€5,278€1,913€3,262€13,971▲ 328%
Profit (loss) for the period9904-€16,099€5,278€1,913€3,262€13,971▲ 328%
Profit (loss) for the period to be appropriated9905-€16,099€5,278€1,913€3,262€13,971▲ 328%
Line20212022202320242025Change
Assets
Total assets20/58€765,228€730,530€707,424€686,634€671,116▼ 2.3%
Fixed assets21/28€759,721€728,601€702,685€680,107€651,490▼ 4.2%
Tangible fixed assets22/27€759,721€728,601€702,685€680,107€651,490▼ 4.2%
Land and buildings22€752,800€722,892€697,770€670,519€644,009▼ 4.0%
Plant, machinery and equipment23€2,320€1,753€1,603€4,442€3,236▼ 27.1%
Furniture and vehicles24€4,601€3,956€3,312€5,146€4,245▼ 17.5%
Current assets29/58€5,507€1,929€4,739€6,527€19,626▲ 201%
Cash at bank and in hand54/58€4,681€1,185€3,906€5,638€18,700▲ 232%
Deferred charges and accrued income490/1€826€744€833€889€926▲ 4.2%
Equity and liabilities
Total equity and liabilities10/49€765,228€730,530€707,424€686,634€671,116▼ 2.3%
Equity10/15€146,871€152,149€154,062€157,324€171,295▲ 8.9%
Contributions10/11€235,000€235,000€235,000€235,000€235,000=
Profit (loss) carried forward14-€88,129-€82,851-€80,938-€77,676-€63,705▲ 18.0%
Amounts payable17/49€618,357€578,381€553,362€529,310€499,821▼ 5.6%
Amounts payable after more than one year17€600,149€573,763€547,081€520,736€494,161▼ 5.1%
Financial debts170/4€594,939€568,778€542,176€515,126€487,621▼ 5.3%
Other amounts payable178/9€5,210€4,985€4,905€5,610€6,540▲ 16.6%
Amounts payable within one year42/48€18,208€4,618€6,281€7,209€5,260▼ 27.0%
Financial debts43€2,560-----
Other loans439€2,560-----
Trade debts44€15,648€4,618€6,167€7,082€5,014▼ 29.2%
Suppliers440/4€15,648€4,618€6,167€7,082€5,014▼ 29.2%
Other amounts payable47/48--€114€127€246▲ 93.7%
Accrued charges and deferred income492/3---€1,365€400▼ 70.7%
Line20212022202320242025Change
Profit (loss) for the period9904-€16,099€5,278€1,913€3,262€13,971▲ 328%
+ Depreciation and write-downs630€30,568€31,679€32,005€32,703€33,082▲ 1.2%
Operating cash flow (approximation)€14,469€36,957€33,918€35,965€47,053▲ 30.8%
Investment in fixed assets (approximation)--€559-€6,089-€10,125-€4,465▲ 55.9%
Change in cash--€3,496€2,721€1,732€13,062▲ 654%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
31-12
Financial Highest result since 2019net €13,971 ▲328%
Operating result €22,504, net result €13,971, both a record.
31-12
Financial Liquidity quadruplescurrent ratio 3.73
Current ratio from 0.91 to 3.73; short-term debt falls from €7,209 to €5,260.
30-07
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema · 30 days late
2023
08-08
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema · 8 days late
2022
31-12
Financial Back to profitnet €5,278
Net result €5,278 after 3 loss-making years.
31-12
Financial Equity above €150,000Eq €152,149 ▲3.6%
Equity rises from €146,871 to €152,149.
26-08
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema · 26 days late
2021
25-08
NBB filing Annual accounts filed
fiscal year 2020 · unclassified schema · 25 days late
2020
29-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Raeren · 1 establishment unit since 2019
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hergenrather Strasse 54730 Raeren
1 establishment unit
BRIPA
Hergenrather Strasse 5, 4730 RaerenReal estate activities
since 20192.284.307.933

Identification & contact

Identification
Legal formPrivate limited company
Founded24-01-2019
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0719382781
Also 9925:BE0719382781
Registered 13-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.