BRILPUNT
ActiveSummary
BRILPUNT has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €439,095 and a net result of -€115,112. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 48% of 10645 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▼-92
Solvency60▼-20
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 1.6 against 2.52 in 2024; short-term debt: 27.4% and cash: 3.1% of total assets), but 64.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
3 d early
2023
2 d early
2022
4 d early
2021
12 d early
2020
23 d early
2019
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€439,095▼ 21.3%
2024 · €558,157
Total assets
€1.2m▲ 21.1%
2024 · €1.0m
Net result
-€115,112
2024 · €303,318
Working capital
€202,384▼ 49.2%
2024 · €398,572
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€173,695▲ 52.5%€134,323▼ 22.7%-€27,303€444,123-€108,447
Net result€106,409within the sector's middle half▲ 17.9%€89,083within the sector's middle half▼ 16.3%-€39,962below the sector's middle half€303,318above the sector's middle half-€115,112below the sector's middle half
Equity€355,808within the sector's middle half▼ 3.0%€449,485within the sector's middle half▲ 26.3%€409,524within the sector's middle half▼ 8.9%€558,157within the sector's middle half▲ 36.3%€439,095within the sector's middle half▼ 21.3%
Total assets€732,238within the sector's middle half▼ 11.4%€1.1mwithin the sector's middle half▲ 55.3%€1.2mwithin the sector's middle half▲ 2.9%€1.0mwithin the sector's middle half▼ 12.7%€1.2mwithin the sector's middle half▲ 21.1%
Debt€375,494▼ 18.1%€687,073▲ 83.0%€760,115▲ 10.6%€463,071▼ 39.1%€797,863▲ 72.3%
Working capital€240,241within the sector's middle half▼ 29.4%€14,863within the sector's middle half▼ 93.8%-€41,858below the sector's middle half€398,572within the sector's middle half€202,384within the sector's middle half▼ 49.2%
Solvency48.6%within the sector's middle half▲ 4.2pp39.5%within the sector's middle half▼ 9.1pp35.0%within the sector's middle half▼ 4.5pp54.6%within the sector's middle half▲ 19.6pp35.5%within the sector's middle half▼ 19.1pp
Current ratio2.41within the sector's middle half▼ 0.461.04below the sector's middle half▼ 1.370.91below the sector's middle half▼ 0.132.52within the sector's middle half▲ 1.611.60within the sector's middle half▼ 0.92
Return on assets (ROA)14.5%above the sector's middle half▲ 3.6pp7.8%within the sector's middle half▼ 6.7pp-3.4%below the sector's middle half▼ 11.2pp29.7%above the sector's middle half▲ 33.1pp-9.3%below the sector's middle half▼ 39.0pp
Staff (FTE)6.1within the sector's middle half▲ 5.2%7within the sector's middle half▲ 14.8%8.5above the sector's middle half▲ 21.4%8.5above the sector's middle half=8.8above the sector's middle half▲ 3.5%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €108,447 after €444,123 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€695,872 ▲ 93.0%
Current assets
€541,108 ▼ 18.1%
Equity and liabilities €1.2m
Equity
€439,095 ▼ 21.3%
Provisions
€22 ▼ 91.2%
Debt
€797,863 ▲ 72.3%
Debt's share of the balance-sheet total rises from 45.3% to 64.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2,862▼
2024 · €540,329
Cash flow
-€3,803▼
2024 · €399,523
Quick ratio
0.29▼
2024 · 1.17
Debt to equity
1.82▲
2024 · 0.83
ROE
-26.2%▼
2024 · 54.3%
Interest coverage
0.16▼
2024 · 22.14
Debt ≤ 1 year
€338,725▲
2024 · €262,322
Debt > 1 year
€459,112▲
2024 · €200,733
Income taxes
€1,174▼
2024 · €126,409
Staff costs
€421,159▲
2024 · €388,495
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €329 | €0 | €385,793 | €50 | ▼ 100.0% |
| Remuneration, social security and pensions62 | €318,317 | €322,450 | €379,873 | €388,495 | €421,159 | ▲ 8.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €107,145 | €97,671 | €118,522 | €96,205 | €111,309 | ▲ 15.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €19,178 | €536 | €1,839 | €15,918 | €30,635 | ▲ 92.5% |
| Other operating charges640/8 | €8,896 | €9,653 | €10,022 | €10,427 | €8,435 | ▼ 19.1% |
| Non-recurring operating charges66A | - | - | - | €4,134 | €0 | ▼ 100% |
| Gross operating margin9900 | €627,231 | €564,633 | €482,952 | €959,302 | €463,090 | ▼ 51.7% |
| Operating profit (loss)9901 | €173,695 | €134,323 | -€27,303 | €444,123 | -€108,447 | ▼ 124% |
| Financial income75/76B | €564 | €926 | €7,562 | €9,776 | €11,744 | ▲ 20.1% |
| Recurring financial income75 | €564 | €926 | €7,562 | €9,776 | €11,744 | ▲ 20.1% |
| Financial charges65/66B | €6,691 | €8,821 | €20,056 | €24,401 | €17,463 | ▼ 28.4% |
| Recurring financial charges65 | €6,691 | €8,821 | €20,056 | €24,401 | €17,463 | ▼ 28.4% |
| Profit (loss) for the period before taxes9903 | €167,568 | €126,428 | -€39,797 | €429,499 | -€114,165 | ▼ 127% |
| Transfer from deferred taxes780 | €227 | €233 | €227 | €227 | €227 | = |
| Income taxes67/77 | €61,386 | €37,577 | €393 | €126,409 | €1,174 | ▼ 99.1% |
| Profit (loss) for the period9904 | €106,409 | €89,083 | -€39,962 | €303,318 | -€115,112 | ▼ 138% |
| Transfer from tax-exempt reserves789 | €37,256 | €908 | €887 | €887 | €887 | = |
| Profit (loss) for the period to be appropriated9905 | €143,665 | €89,992 | -€39,075 | €304,205 | -€114,225 | ▼ 138% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €732,238 | €1.1m | €1.2m | €1.0m | €1.2m | ▲ 21.1% |
| Fixed assets21/28 | €321,061 | €718,000 | €742,654 | €360,583 | €695,872 | ▲ 93.0% |
| Intangible fixed assets21 | - | - | - | - | €3,294 | - |
| Tangible fixed assets22/27 | €320,227 | €717,166 | €741,821 | €359,749 | €689,027 | ▲ 91.5% |
| Land and buildings22 | €135,589 | €414,064 | €378,850 | €1,610 | €1,526 | ▼ 5.3% |
| Plant, machinery and equipment23 | €134,057 | €109,870 | €93,338 | €148,279 | €319,337 | ▲ 115% |
| Furniture and vehicles24 | €34,096 | €159,662 | €230,126 | €176,112 | €144,516 | ▼ 17.9% |
| Other tangible fixed assets26 | €16,484 | €33,571 | €39,507 | €33,748 | €223,649 | ▲ 563% |
| Financial fixed assets28 | €834 | €834 | €834 | €834 | €3,550 | ▲ 326% |
| Current assets29/58 | €411,178 | €419,263 | €427,461 | €660,894 | €541,108 | ▼ 18.1% |
| Stocks and contracts in progress3 | €340,983 | €335,928 | €351,547 | €355,220 | €442,753 | ▲ 24.6% |
| Stocks30/36 | €340,983 | €335,928 | €351,547 | €355,220 | €442,753 | ▲ 24.6% |
| Amounts receivable within one year40/41 | €15,066 | €25,792 | €27,637 | €38,368 | €59,073 | ▲ 54.0% |
| Trade receivables40 | €14,024 | €25,470 | €17,950 | €13,533 | €26,587 | ▲ 96.5% |
| Other amounts receivable41 | €1,042 | €323 | €9,687 | €24,835 | €32,486 | ▲ 30.8% |
| Cash at bank and in hand54/58 | €52,988 | €55,839 | €46,112 | €266,170 | €38,754 | ▼ 85.4% |
| Deferred charges and accrued income490/1 | €2,141 | €1,704 | €2,165 | €1,136 | €529 | ▼ 53.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €732,238 | €1.1m | €1.2m | €1.0m | €1.2m | ▲ 21.1% |
| Equity10/15 | €355,808 | €449,485 | €409,524 | €558,157 | €439,095 | ▼ 21.3% |
| Contributions10/11 | €6,355 | €6,355 | €6,355 | €6,355 | €6,355 | = |
| Revaluation surpluses12 | - | €7,360 | €7,360 | €0 | - | - |
| Reserves13 | €349,397 | €435,714 | €429,469 | €551,257 | €550,370 | ▼ 0.2% |
| Tax-exempt reserves132 | €3,654 | €2,746 | €1,859 | €972 | €85 | ▼ 91.2% |
| Distributable reserves133 | €345,742 | €432,967 | €427,610 | €550,285 | €550,285 | = |
| Profit (loss) carried forward14 | €56 | €57 | -€33,661 | €544 | -€117,630 | ▼ 21,722% |
| Provisions and deferred taxes16 | €937 | €704 | €476 | €249 | €22 | ▼ 91.2% |
| Deferred taxes168 | €937 | €704 | €476 | €249 | €22 | ▼ 91.2% |
| Amounts payable17/49 | €375,494 | €687,073 | €760,115 | €463,071 | €797,863 | ▲ 72.3% |
| Amounts payable after more than one year17 | €204,400 | €282,232 | €290,780 | €200,733 | €459,112 | ▲ 129% |
| Financial debts170/4 | €204,400 | €282,232 | €290,780 | €200,733 | €459,112 | ▲ 129% |
| Amounts payable within one year42/48 | €170,937 | €404,400 | €469,319 | €262,322 | €338,725 | ▲ 29.1% |
| Current portion of amounts payable after more than one year42 | €71,004 | €89,726 | €108,843 | €92,056 | €110,711 | ▲ 20.3% |
| Financial debts43 | - | €150,000 | €150,000 | €0 | - | - |
| Credit institutions430/8 | - | €150,000 | €150,000 | €0 | - | - |
| Trade debts44 | €36,900 | €59,889 | €51,282 | €109,431 | €174,253 | ▲ 59.2% |
| Suppliers440/4 | €36,900 | €59,889 | €51,282 | €109,431 | €174,253 | ▲ 59.2% |
| Advances received on contracts in progress46 | - | - | - | €675 | €675 | = |
| Taxes, remuneration and social security45 | €62,533 | €83,862 | €62,221 | €57,963 | €52,100 | ▼ 10.1% |
| Taxes450/3 | €26,151 | €48,564 | €18,060 | €14,267 | €248 | ▼ 98.3% |
| Remuneration and social security454/9 | €36,382 | €35,298 | €44,161 | €43,696 | €51,851 | ▲ 18.7% |
| Other amounts payable47/48 | €499 | €20,922 | €96,974 | €2,197 | €985 | ▼ 55.1% |
| Accrued charges and deferred income492/3 | €157 | €441 | €16 | €16 | €26 | ▲ 58.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €106,409 | €89,083 | -€39,962 | €303,318 | -€115,112 | ▼ 138% |
| + Depreciation and write-downs630 | €107,145 | €97,671 | €118,522 | €96,205 | €111,309 | ▲ 15.7% |
| Operating cash flow (approximation) | €213,554 | €186,755 | €78,560 | €399,523 | -€3,803 | ▼ 101% |
| Investment in fixed assets (approximation) | - | -€494,610 | -€143,176 | €285,866 | -€446,598 | ▼ 256% |
| Change in cash | - | €2,851 | -€9,727 | €220,058 | -€227,416 | ▼ 203% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
31-12
Financial
Weakest financial yearnet -€115,112
Net result drops to -€115,112, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €303,318
Net result €303,318 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.52
Current ratio from 0.91 to 2.52; short-term debt falls from €469,319 to €262,322.
31-12
Financial
Equity above €500,000Eq €558,157 ▲36.3%
Equity rises from €409,524 to €558,157.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €90,218
Net result €90,218 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.86
Current ratio from 1.39 to 2.86; short-term debt falls from €287,964 to €182,705.
Show earlier events
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Gent · 3 establishment units since 1996
Ground area
2,162 m²
Building footprint
1,298 m²
Volume, LiDAR
10,537 m³
3 parcels, Flanders · tallest building 14.6 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Brilpunt
since 19962.076.092.879
Brilpunt
since 19982.076.092.780
Brilpunt
since 20252.383.165.086
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074B0395/00G000 | Flanders | 1,204 m² | 1 · 735 m² | 12.7 m · 3 fl. |
| 31433D0010/00D014 | Flanders | 576 m² | 1 · 360 m² | 14.6 m · 2 fl. |
| 31027D0300/00W006 | Flanders | 382 m² | 1 · 203 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,887 EUR awarded · 3,887 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 1,845 EUR |
| 2024 | 1 | 1,845 EUR | 0 EUR |
| 2023 | 1 | 42 EUR | 42 EUR |
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
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Of 1,734 companies in this sector we hold annual accounts for 1,141. 837 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded18-01-1996
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
Contact
Website
www.brilpunt.beGent
E-invoicing
Reachable via Peppol
Peppol ID
0208:0457490206
Registered
14-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.