Summary
BRIKX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.9m and a net result of -€52,176. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 5587 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-11-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
1 d early
2022
3 d early
2021
235 d late
2020
26 d late
2019
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 27 November (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#5 company by total assets in Ternat, Finance and insurance sector#6 company by equity in Ternat, Finance and insurance sector#9 oldest company in Ternat, Finance and insurance sector
Equity
€5.9m▲ 815%
2024 · €648,470
Net result
-€52,176
2024 · €82,055
Total assets
€13.3m▲ 69.0%
2024 · €7.9m
Solvency
44.6%▲ 36.4pp
2024 · 8.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€249,786▲ 130%€202,149▼ 19.1%€326,078▲ 61.3%€325,947=€255,731▼ 21.5%
Net result€138,598within the sector's middle half▲ 428%€75,026above the sector's middle half▼ 45.9%€151,156above the sector's middle half▲ 101%€82,055within the sector's middle half▼ 45.7%-€52,176below the sector's middle half
Equity€361,233within the sector's middle half▲ 44.4%€498,621above the sector's middle half▲ 38.0%€628,776above the sector's middle half▲ 26.1%€648,470within the sector's middle half▲ 3.1%€5.9mabove the sector's middle half▲ 815%
Total assets€2.7mwithin the sector's middle half▲ 5.9%€3.1mabove the sector's middle half▲ 14.0%€7.9mabove the sector's middle half▲ 157%€7.9mabove the sector's middle half▼ 0.4%€13.3mabove the sector's middle half▲ 69.0%
Debt€2.2m▲ 2.5%€2.4m▲ 11.6%€7.1m▲ 194%€7.2m▲ 1.3%€6.4m▼ 11.9%
Working capital-€366,626below the sector's middle half▲ 1.2%-€406,816below the sector's middle half▼ 11.0%-€212,708below the sector's middle half▲ 47.7%-€4.2mbelow the sector's middle half▼ 1,878%€439,816above the sector's middle half
Solvency13.4%below the sector's middle half▲ 3.6pp16.2%below the sector's middle half▲ 2.8pp8.0%below the sector's middle half▼ 8.3pp8.2%below the sector's middle half▲ 0.3pp44.6%within the sector's middle half▲ 36.4pp
Current ratio0.44within the sector's middle half▲ 0.040.55below the sector's middle half▲ 0.110.76within the sector's middle half▲ 0.210.17below the sector's middle half▼ 0.591.52within the sector's middle half▲ 1.35
Return on assets (ROA)5.1%within the sector's middle half▲ 4.1pp2.4%within the sector's middle half▼ 2.7pp1.9%within the sector's middle half▼ 0.5pp1.0%within the sector's middle half▼ 0.9pp-0.4%below the sector's middle half▼ 1.4pp
Staff (FTE)0below the sector's middle half▼ 100%0.8within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2021 Net result +428% on 2020. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.3m
Fixed assets
€12.0m ▲ 71.5%
Current assets
€1.3m ▲ 48.4%
Equity and liabilities €13.3m
Equity
€5.9m ▲ 815%
Provisions
€1.0m
Debt
€6.4m ▼ 11.9%
Debt's share of the balance-sheet total falls from 91.8% to 47.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
-0.9%▼
2024 · 12.7%
Debt ≤ 1 year
€843,447▼
2024 · €5.1m
Debt > 1 year
€5.4m▲
2024 · €2.0m
Income taxes
€17,293▼
2024 · €35,208
Staff costs
€0▼
2024 · €18,653
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €0 | - |
| Remuneration, social security and pensions62 | €8,235 | €23,089 | €20,770 | €18,653 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €143,841 | €167,539 | €147,995 | €147,392 | €292,895 | ▲ 98.7% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€3,487 | €0 | - | - | - | - |
| Other operating charges640/8 | €30,401 | €1,202 | €28,532 | €45,406 | €369,570 | ▲ 714% |
| Non-recurring operating charges66A | €0 | - | - | - | - | - |
| Gross operating margin9900 | €428,776 | €393,979 | €523,374 | €537,399 | €918,196 | ▲ 70.9% |
| Operating profit (loss)9901 | €249,786 | €202,149 | €326,078 | €325,947 | €255,731 | ▼ 21.5% |
| Financial income75/76B | €1,333 | €467 | €7,188 | €3,487 | €19,078 | ▲ 447% |
| Recurring financial income75 | €1,333 | €467 | €7,188 | €3,487 | €19,078 | ▲ 447% |
| Financial charges65/66B | €68,110 | €90,247 | €139,514 | €212,172 | €330,859 | ▲ 55.9% |
| Recurring financial charges65 | €68,110 | €90,247 | €124,108 | €212,172 | €330,859 | ▲ 55.9% |
| Non-recurring financial charges66B | - | - | €15,405 | - | - | - |
| Profit (loss) for the period before taxes9903 | €183,009 | €112,369 | €193,752 | €117,263 | -€56,049 | ▼ 148% |
| Transfer from deferred taxes780 | - | - | - | - | €21,166 | - |
| Income taxes67/77 | €44,411 | €37,344 | €42,597 | €35,208 | €17,293 | ▼ 50.9% |
| Profit (loss) for the period9904 | €138,598 | €75,026 | €151,156 | €82,055 | -€52,176 | ▼ 164% |
| Transfer from tax-exempt reserves789 | - | - | - | - | €63,499 | - |
| Profit (loss) for the period to be appropriated9905 | €138,598 | €75,026 | €151,156 | €82,055 | €11,323 | ▼ 86.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.7m | €3.1m | €7.9m | €7.9m | €13.3m | ▲ 69.0% |
| Fixed assets21/28 | €2.4m | €2.6m | €7.2m | €7.0m | €12.0m | ▲ 71.5% |
| Intangible fixed assets21 | - | - | - | €2,886 | €460,777 | ▲ 15,868% |
| Tangible fixed assets22/27 | €2.4m | €2.5m | €2.1m | €2.0m | €11.2m | ▲ 472% |
| Land and buildings22 | €2.3m | €2.4m | €2.1m | €1.9m | €11.2m | ▲ 475% |
| Plant, machinery and equipment23 | €901 | €14,507 | €11,048 | €9,415 | €5,927 | ▼ 37.0% |
| Furniture and vehicles24 | €18,108 | €17,301 | €8,425 | €5,644 | €23,756 | ▲ 321% |
| Financial fixed assets28 | €42,480 | €104,842 | €5.1m | €5.0m | €359,520 | ▼ 92.9% |
| Current assets29/58 | €287,740 | €500,431 | €691,717 | €864,760 | €1.3m | ▲ 48.4% |
| Stocks and contracts in progress3 | €17,263 | €6,141 | €7,894 | €394,155 | €2,487 | ▼ 99.4% |
| Stocks30/36 | €17,263 | €6,141 | €7,894 | €394,155 | €2,487 | ▼ 99.4% |
| Amounts receivable within one year40/41 | €122,294 | €328,122 | €582,740 | €371,917 | €413,905 | ▲ 11.3% |
| Trade receivables40 | €21,770 | €227,608 | €142,920 | €191,349 | €195,559 | ▲ 2.2% |
| Other amounts receivable41 | €100,524 | €100,514 | €439,820 | €180,568 | €218,346 | ▲ 20.9% |
| Current investments50/53 | - | - | - | - | €77,082 | - |
| Cash at bank and in hand54/58 | €148,183 | €166,168 | €93,895 | €84,968 | €779,706 | ▲ 818% |
| Deferred charges and accrued income490/1 | €0 | - | €7,188 | €13,719 | €10,083 | ▼ 26.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.7m | €3.1m | €7.9m | €7.9m | €13.3m | ▲ 69.0% |
| Equity10/15 | €361,233 | €498,621 | €628,776 | €648,470 | €5.9m | ▲ 815% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Revaluation surpluses12 | - | €62,362 | €62,362 | €0 | €5.3m | - |
| Reserves13 | €353,413 | €428,439 | €428,439 | €510,494 | €3.5m | ▲ 591% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Tax-exempt reserves132 | - | - | - | - | €3.0m | - |
| Distributable reserves133 | €351,553 | €426,579 | €426,579 | €508,634 | €508,634 | = |
| Profit (loss) carried forward14 | €1,620 | €1,620 | €131,776 | €131,776 | -€2.9m | ▼ 2,328% |
| Provisions and deferred taxes16 | €158,700 | €147,200 | €147,200 | €0 | €1.0m | - |
| Provisions for liabilities and charges160/5 | €158,700 | €147,200 | €147,200 | €0 | - | - |
| Environmental obligations163 | €158,700 | €147,200 | - | €0 | - | - |
| Other liabilities and charges164/5 | - | - | €147,200 | - | - | - |
| Deferred taxes168 | - | - | - | - | €1.0m | - |
| Amounts payable17/49 | €2.2m | €2.4m | €7.1m | €7.2m | €6.4m | ▼ 11.9% |
| Amounts payable after more than one year17 | €1.5m | €1.5m | €6.1m | €2.0m | €5.4m | ▲ 171% |
| Financial debts170/4 | €1.5m | €1.5m | €6.1m | €2.0m | €5.4m | ▲ 171% |
| Amounts payable within one year42/48 | €654,366 | €907,246 | €904,425 | €5.1m | €843,447 | ▼ 83.4% |
| Current portion of amounts payable after more than one year42 | €137,810 | €150,792 | €199,822 | €4.5m | €357,852 | ▼ 92.1% |
| Financial debts43 | €181,350 | €170,500 | €20,500 | €0 | - | - |
| Credit institutions430/8 | €181,350 | €170,500 | €20,500 | €0 | - | - |
| Trade debts44 | €19,020 | €236,064 | €219,513 | €217,151 | €199,106 | ▼ 8.3% |
| Suppliers440/4 | €19,020 | €236,064 | €219,513 | €217,151 | €199,106 | ▼ 8.3% |
| Advances received on contracts in progress46 | €7,250 | €59,992 | €20,718 | €49 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €41,470 | €32,385 | €37,217 | €40,899 | €20,568 | ▼ 49.7% |
| Taxes450/3 | €40,393 | €29,636 | €34,316 | €38,197 | €19,864 | ▼ 48.0% |
| Remuneration and social security454/9 | €1,077 | €2,748 | €2,901 | €2,702 | €704 | ▼ 73.9% |
| Other amounts payable47/48 | €267,465 | €257,513 | €406,654 | €287,362 | €265,922 | ▼ 7.5% |
| Accrued charges and deferred income492/3 | €23,043 | €29,883 | €108,501 | €151,209 | €98,293 | ▼ 35.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €138,598 | €75,026 | €151,156 | €82,055 | -€52,176 | ▼ 164% |
| + Depreciation and write-downs630 | €143,841 | €167,539 | €147,995 | €147,392 | €292,895 | ▲ 98.7% |
| Operating cash flow (approximation) | €282,439 | €242,565 | €299,151 | €229,447 | €240,719 | ▲ 4.9% |
| Investment in fixed assets (approximation) | - | -€332,392 | -€4.8m | €57,412 | -€5.3m | ▼ 9,337% |
| Change in cash | - | €17,984 | -€72,273 | -€8,927 | €694,738 | ▲ 7,883% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
31-03
Financial
Weakest financial yearnet -€52,176
Net result drops to -€52,176, the lowest in the series.
31-03
Financial
Liquidity times 9current ratio 1.52
Current ratio from 0.17 to 1.52; short-term debt falls from €5.1m to €843,447.
31-03
Financial
Equity above €5mEq €5.9m ▲815%
Equity rises from €648,470 to €5.9m.
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €151,156 ▲101%
Operating result €326,078, net result €151,156, both a record.
31-03
Financial
Equity above €500,000Eq €628,776 ▲26.1%
5 profitable years in a row build equity to €628,776.
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 235 days late
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
12-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2005
Ground area
4,459 m²
Building footprint
257 m²
Volume, LiDAR
1,494 m³
Parcel 23091B0276/00K000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Spiegelstraat 9, 1741 Ternat
since 20052.152.139.295
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23091B0276/00K000 | Flanders | 4,459 m² | 1 · 257 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
3 holdingsOwners 0
The accounts to 31-03-2024 list no shareholders, and no other source names one.
Holdings 3
-
100%
-
40%
-
40%
According to the annual accounts to 31-03-2024 of BRIKX and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 839 EUR awarded · 839 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 839 EUR | 839 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 7,594 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-10-2005
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0876997289
Also
9925:BE0876997289
Registered
30-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.