Bright City
ActiveBright City has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €838. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-1
Solvency29▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 19.27 against 2.38 in 2024; short-term debt: 5.2% and cash: 8.5% of total assets), but 96.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-10-2025, 2 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
2 d early
2024
26 d early
2023
6 d early
2022
7 d early
2021
32 d early
2020
32 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 1.3%
2024 · €62k
2019: €17k
2020: €77k
2021: €58k
2022: €20k
2023: €45k
2024: €62k
2019 → 2025
Total assets
€1.69M▼ 43.8%
2024 · €3.01M
2019: €544k
2020: €830k
2021: €579k
2022: €1.50M
2023: €2.48M
2024: €3.01M
2019 → 2025
Net result
€838▼ 95.2%
2024 · €17k
2019: €-7k
2020: €-15k
2021: €-19k
2022: €-37k
2023: €25k
2024: €17k
2019 → 2025
Working capital
€1.61M▼ 8.0%
2024 · €1.75M
2019: €233k
2020: €363k
2021: €376k
2022: €859k
2023: €884k
2024: €1.75M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€20k▼ 64.5%€45k▲ 121%€62k▲ 38.4%€63k▲ 1.3%
Operating result€-9k-€-4k▲ 59.4%€71k€68k▼ 3.5%€31k▼ 55.4%
Net result€-19k-€-37k▼ 91.3%€25k€17k▼ 29.8%€838▼ 95.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.69M
Equity
€63k▲ 1.3%
Debt
€1.63M▼ 44.7%
The debt ratio falls from 97.9% to 96.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
3.7%▲
2024 · 2.1%
Current ratio
19.27▲
2024 · 2.38
Quick ratio
1.64▲
2024 · 0.41
Debt / equity
25.76▼
2024 · 47.22
ROE
1.3%▼
2024 · 27.8%
ROA
0.0%▼
2024 · 0.6%
Debt
€1.63M▼
2024 · €2.95M
Debt ≤ 1 year
€88k▼
2024 · €1.27M
Debt > 1 year
€1.50M▼
2024 · €1.64M
Income taxes
€0▼
2024 · €213
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.01M€1.69M▼
Current assets29/58€3.01M€1.69M▼
Stocks and contracts in progress3€2.49M€1.55M▼
Stocks30/36-€1.55M
Contracts in progress37€2.49M€0▼
Amounts receivable within one year40/41€63k€670▼
Trade receivables40€62k€0▼
Other amounts receivable41€1k€670▼
Cash at bank and in hand54/58€456k€143k▼
Equity and liabilities
Total equity and liabilities10/49€3.01M€1.69M▼
Equity10/15€62k€63k▲
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-38k€-37k▲
Amounts payable17/49€2.95M€1.63M▼
Amounts payable after more than one year17€1.64M€1.50M▼
Financial debts170/4€1.64M€1.50M▼
Amounts payable within one year42/48€1.27M€88k▼
Financial debts43€1.12M€0▼
Credit institutions430/8€1.12M€0▼
Trade debts44€50k€30k▼
Suppliers440/4€50k€30k▼
Taxes, remuneration and social security45€45k€8k▼
Taxes450/3€45k€8k▼
Other amounts payable47/48€50k€50k=
Accrued charges and deferred income492/3€39k€39k=
Income statement
Code20242025
Other operating charges640/8€499€1k▲
Gross operating margin9900€69k€32k▼
Operating profit (loss)9901€68k€31k▼
Financial income75/76B€23k€11k▼
Recurring financial income75€23k€11k▼
Financial charges65/66B€74k€41k▼
Recurring financial charges65€74k€41k▼
Profit (loss) for the period before taxes9903€18k€838▼
Income taxes67/77€213€0▼
Profit (loss) for the period9904€17k€838▼
Profit (loss) for the period to be appropriated9905€17k€838▼
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-37k▲
Profit (loss) brought forward from the previous period14P€-55k€-38k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity times 8current ratio 19.27
Current ratio from 2.38 to 19.27; short-term debt falls from €1.27M to €88k.
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €25k
Net result €25k after 4 loss-making years.
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Otegemstraat(Z) 2358550 ZwevegemGround area
2,472 m²
Building footprint
1,724 m²
Volume, LiDAR
9,091 m³
Parcel 34042A0715/00G000, Flanders · tallest building 18.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bright City
since 20172.268.869.788
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042A0715/00G000 | Flanders | 2,472 m² | 1 · 1,724 m² | 18.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 5,156 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-2017
Fiscal year end31-03
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.