BRICOTEAM
ActiveBRICOTEAM has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149k and a net result of €30k. Equity is growing by ~36.5% per year across the filed fiscal years. Its solvency ranks better than 50% of 523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-6
Solvency66▲+4
Growth52=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 2.05 in 2024; short-term debt: 50.6% and cash: 64.4% of total assets), but 59.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.6%
Return on assets
8.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
59 d early
2024
48 d early
2023
58 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€149k▲ 19.4%
2024 · €125k
2023: €58k
2024: €125k
2023 → 2025
Total assets
€367k▲ 8.6%
2024 · €338k
2023: €168k
2024: €338k
2023 → 2025
Net result
€30k▼ 30.2%
2024 · €43k
2023: €53k
2024: €43k
2023 → 2025
Working capital
€159k▲ 0.6%
2024 · €158k
2023: €131k
2024: €158k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€58k-€125k▲ 116%€149k▲ 19.4%
Operating result€53k-€44k▼ 17.8%€30k▼ 31.7%
Net result€53k-€43k▼ 18.9%€30k▼ 30.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 32% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367k
Fixed assets
€22k▼ 25.7%
Current assets
€345k▲ 11.9%
Equity and liabilities €367k
Equity
€149k▲ 19.4%
Debt
€218k▲ 2.3%
The debt ratio falls from 63.0% to 59.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▼
2024 · €51k
Cash flow
€38k▼
2024 · €51k
Solvency
40.6%▲
2024 · 37.0%
Current ratio
1.86▼
2024 · 2.05
Quick ratio
1.86▼
2024 · 2.05
Debt / equity
1.46▼
2024 · 1.70
ROE
20.2%▼
2024 · 34.6%
ROA
8.2%▼
2024 · 12.8%
Interest coverage
213.67▲
2024 · 63.25
Debt
€218k▲
2024 · €213k
Debt ≤ 1 year
€186k▲
2024 · €150k
Income taxes
€222▲
2024 · €134
Staff costs
€734k▲
2024 · €651k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€338k€367k▲
Fixed assets21/28€29k€22k▼
Tangible fixed assets22/27€29k€22k▼
Plant, machinery and equipment23€798€399▼
Furniture and vehicles24€29k€21k▼
Current assets29/58€308k€345k▲
Amounts receivable within one year40/41€134k€101k▼
Trade receivables40€50k€56k▲
Other amounts receivable41€84k€45k▼
Cash at bank and in hand54/58€165k€237k▲
Deferred charges and accrued income490/1€9k€7k▼
Equity and liabilities
Total equity and liabilities10/49€338k€367k▲
Equity10/15€125k€149k▲
Reserves13€88k€118k▲
Profit (loss) carried forward14€13k€13k=
Investment grants15€24k€18k▼
Amounts payable17/49€213k€218k▲
Amounts payable within one year42/48€150k€186k▲
Trade debts44€36k€32k▼
Suppliers440/4€36k€32k▼
Taxes, remuneration and social security45€72k€71k▼
Taxes450/3-€4k
Remuneration and social security454/9€72k€67k▼
Accrued charges and deferred income492/3€63k€32k▼
Income statement
Code20242025
Non-recurring operating income76A€42€7k▲
Remuneration, social security and pensions62€651k€734k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€766€946▲
Non-recurring operating charges66A€14k€13k▼
Gross operating margin9900€717k€785k▲
Operating profit (loss)9901€44k€30k▼
Financial income75/76B€264€592▲
Recurring financial income75€264€592▲
Financial charges65/66B€813€176▼
Recurring financial charges65€813€176▼
Profit (loss) for the period before taxes9903€43k€30k▼
Income taxes67/77€134€222▲
Profit (loss) for the period9904€43k€30k▼
Profit (loss) for the period to be appropriated9905€43k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€43k▼
Profit (loss) brought forward from the previous period14P€5k€13k▲
To contributions691€35k€30k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
State Gazette act
RestructuringGeneral meeting · Demerger · Accounting effect7 facts ▸
State Gazette act
Restructuring
General meeting · Demerger · Accounting effect7 facts ▸
- General meeting, 24/06/2026
- Demerger, Overdracht om niet van de bedrijfstak "klusjes aan huis"
- Accounting effect, 01/04/2026
- Proposal filing, 07/05/2026
- Prior publication, 15/05/2026
- Contract transfer, geco-overeenkomst nr. 13145-44
- Balance sheet, 31/12/2025
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €30k ▼30.2%
Net result drops to €30k, the lowest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €125k ▲116%
2 profitable years in a row build equity to €125k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-11-2025
Maarten Janssens: Resigned as Director
04-11-2025
Relinde Raeymakers: Resigned as Director
09-01-2025
Sebastiano Cincinnato: Resigned as Director
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gaucheretstraat 1641030 SchaarbeekGround area
2,166 m²
Building footprint
170 m²
Volume, LiDAR
2,584 m³
Parcel 21910E0036/00C027, Brussels · tallest building 18.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
BRICOTEAM
since 20222.335.877.289
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0036/00C027 | Brussels | 2,166 m² | 1 · 170 m² | 18.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionReceived a contribution from:BUURTWERK NOORDWIJK VZW
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 104,900 EUR awarded · 95,862 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 44,300 EUR | 47,382 EUR |
| 2023 | 1 | 60,600 EUR | 48,480 EUR |
Schemes
Projectsubsidies Vlaanderen - Brussel: subsidies voor projecten in Brussel
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Of 580 companies in sector 88101 we hold annual accounts for 141. 85 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded21-09-2022
Fiscal year end31-12
Activities, NACEBEL
88101Social work activities without accommodation
42220Construction of utility projects for electricity and telecommunications
43221Plumbing work
43310Plastering work
43331Floor and wall tiling
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:karen@ld3.be