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BRICOTEAM

Active Non-profit associationfounded 2022active for 4 yearsGaucheretstraat 164, 1030 SchaerbeekKBO/BCE: BE 0791.231.770

Lifetime

3 annual accounts with figures on one time axis
peak €785,318 (2025)
€785,318▲ 9.5%
peak €53,252 (2023)
€30,167▼ 30.2%
peak €149,158 (2025)
€149,158▲ 19.4%
€217,888▲ 2.3%
Board13 names since 2022all names
11 directorsDe Clercq Karen and 10 others
Documentsfilings and deeds
02-06-202659 days before the deadline
2025micro format
Result from €43,190 to €30,167Admissions: Joeri Colson (effectief lid van de algemene verga… 04-11Amendment of the articles · Resignations & appointments 09-01Equity from €124,951 to €149,158Cash from €164,838 to €236,531

Key points

from the 2025 annual accounts

Equity

€149,158 ▲ 19.4%

BRICOTEAM has made a profit in every financial year since 2023.

Turnover

≈ €900,000 estimated

The micro format states no turnover.

Position in the sector

€785,318

Higher gross margin than 90% of companies in social work without accommodation. Sector median €273,565 · 703 companies.

Checked score

95
Excellent
Financially stronger than 59% of micro companies in social work without accommodation (NACE 88)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: < 0.1% across 1,129 companies (NACE 88, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025highest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

66+4equity 40.6% of total assets
75-3short-term debt 50.6% · cash 64.4%
79-6return on assets 8.2%

Score breakdown

lowers risk
Legal form: non-profit association
Sector: Social work activities without accommodation (NACE 88)
Liquidity: current ratio 1.86, cash €236,531
Size: total assets €367,047
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro). It does better than 48% of them on solvency, 59% on liquidity, 63% on profitability and 65% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 3,127 companies had the same profile as BRICOTEAM has now. Each dot stands for 8 companies, two years later.

97.2%
were still trading
1.9%
stopped another way
0.8%
went bankrupt
  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of BRICOTEAM itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,127 companies, not a prediction for BRICOTEAM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €14,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.86 (2.05 in 2024), above the usual 1.5. Short-term debt is 50.6% and cash 64.4% of total assets. However, 59.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
lowers risk · Liquidity: current ratio 1.86, cash €236,531
NBB · annual accounts
lowers risk · Size: total assets €367,047
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
59 days early
2024
48 days early
2023
58 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 55 days before the deadline. In the sector (NACE 88), the median for financial year 2024 was 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

SE
Struelens Ermelinda
Chair
DC
Daily manager
DT
Daily manager
MM
Director, since 19-09-2022
VB
Director, since 19-09-2022
and 6 othersBoard & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0791231770
Transfer proposal: BUURTWERK NOORDWIJK VZW transfers a branch of activity to Bricoteam VZW General meeting of 24-06-2026 · Gazette deed
Transfer proposal: Buurtwerk Noordwijk transfers a branch of activity to Bricoteam Name clause: Buurtwerk Noordwijk · Name clause: Bricoteam · Gazette deed
Admissions: Joeri Colson (effectief lid van de algemene vergadering), Grieke Forceville (effectief lid van de algemene vergadering), Ilse Van der Veken (effectief lid van de algemene vergadering), Steven Gibens (effectief lid van de algemene vergadering), Isabelle De Meyere (member of the general meeting), Linda Struelens (member of the general meeting) and 7 others General meeting of 11-09-2025 · Gazette deed
All 14 events

Comparable companies

same main activity, similar in size and age
Company
BRICOTEAM Schaerbeek €367,047 €785,318 40.6% -
Salvator Gezinszorg Hasselt €361,130 €823,489 -29.9% 10.9
ALTER EGO A DOMICILE Uccle €386,174 €282,619 52.8% -
Gezinszorg Ronse Ronse €202,921 €717,091 -118.8% 14.2
BECURA WOONZORG Beringen €246,235 €208,929 82.7% -
Matriche-Mine Médical Braine-le-Château €591,656 €581,536 3.5% -
Schoonheid & Welzijn Kampenhout €206,220 €114,815 50.2% -

These companies have the same main activity as BRICOTEAM: social work activities without accommodation (NACE 88101). They are comparable in size and age: total assets between €203,000 and €592,000, founded between 2013 and 2024.

Official details

Source: KBO
Status
Active since 21-09-2022Normal situation
Activity
Social work activities without accommodationNACE 88101and 5 others
Joint committee
329.01Socio-cultural sector · annual accounts 2025
Establishment unit
2.335.877.2891030 Schaerbeek, since 01-10-2022
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€367,047▲ 8.6%
Employeeson 31-12-2025
14▲ 7.7%
Filing
Filed on 02-06-2026, 59 days before the end of the filing period
Financials

Insights on BRICOTEAM

BRICOTEAM files the micro format. That format states no turnover. The gross margin rose from €155,144 in 2023 to €785,318 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about BRICOTEAM

What is the company number of BRICOTEAM?
The company number of BRICOTEAM is 0791.231.770. The VAT number is the same number with BE in front: BE 0791.231.770.
Where is BRICOTEAM based?
The registered office is at Gaucheretstraat 164, 1030 Schaerbeek.Company details
What does BRICOTEAM do?
According to the KBO register, the main activity is social work activities without accommodation (NACE 88101).
What is the legal form of BRICOTEAM?
BRICOTEAM is a non-profit association (VZW).
When was BRICOTEAM founded?
BRICOTEAM was founded on 21-09-2022.
Is BRICOTEAM still active?
Yes, BRICOTEAM is an active enterprise in the KBO register.
How many employees does BRICOTEAM have?
BRICOTEAM had an average of 13 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does BRICOTEAM fall under?
In its 2025 annual accounts, BRICOTEAM states joint committee 329.01 (Socio-cultural sector).
What is the turnover of BRICOTEAM?
The turnover in financial year 2025 is ≈ €900,000. This figure is estimated from the gross margin of €785,318 and 37 comparable companies (NACE 88). It probably lies between €850,000 and €1.0m.
Is BRICOTEAM profitable?
In financial year 2025, BRICOTEAM made a profit of €30,167.
Where can I find the annual accounts of BRICOTEAM?
BRICOTEAM filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BRICOTEAM due?
BRICOTEAM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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