BRICOMO
ActiveBRICOMO has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.36M and a net result of €204k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-1
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 3.55 against 2.48 in 2024; short-term debt: 19.4% and cash: 6.2% of total assets), and 19.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.6%
Return on assets
12.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
14 d early
2023
28 d early
2022
42 d early
2021
34 d early
2020
38 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€204k▼ 19.5%
2024 · €254k
2018: €162k
2019: €131k
2020: €596k
2021: €377k
2022: €301k
2023: €276k
2024: €254k
2018 → 2025
Working capital
€834k▲ 3.6%
2024 · €805k
2018: €289k
2019: €274k
2020: €507k
2021: €559k
2022: €584k
2023: €699k
2024: €805k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.12M-€1.22M▲ 9.0%€1.30M▲ 6.2%€1.35M▲ 4.1%€1.36M▲ 0.3%
Operating result€471k-€363k▼ 23.0%€335k▼ 7.7%€294k▼ 12.3%€230k▼ 21.8%
Net result€377k-€301k▼ 20.1%€276k▼ 8.3%€254k▼ 8.1%€204k▼ 19.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 22% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€524k▼ 4.6%
Current assets
€1.16M▼ 13.8%
Equity and liabilities €1.69M
Equity
€1.36M▲ 0.3%
Debt
€328k▼ 39.7%
The debt ratio falls from 28.7% to 19.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€263k▼
2024 · €361k
Cash flow
€237k▼
2024 · €321k
Solvency
80.6%▲
2024 · 71.3%
Current ratio
3.55▲
2024 · 2.48
Quick ratio
0.64▲
2024 · 0.54
Debt / equity
0.24▼
2024 · 0.40
ROE
15.0%▼
2024 · 18.7%
ROA
12.1%▼
2024 · 13.4%
Interest coverage
19.57▼
2024 · 28.93
Debt
€328k▼
2024 · €544k
Debt ≤ 1 year
€328k▼
2024 · €544k
Income taxes
€37k▼
2024 · €54k
Staff costs
€245k▼
2024 · €331k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.90M€1.69M▼
Fixed assets21/28€549k€524k▼
Tangible fixed assets22/27€549k€524k▼
Land and buildings22€515k€489k▼
Plant, machinery and equipment23€34k€34k▲
Furniture and vehicles24€0-
Current assets29/58€1.35M€1.16M▼
Stocks and contracts in progress3€1.06M€951k▼
Stocks30/36€1.06M€951k▼
Amounts receivable within one year40/41€85k€106k▲
Trade receivables40€85k€88k▲
Other amounts receivable41-€18k
Cash at bank and in hand54/58€208k€105k▼
Deferred charges and accrued income490/1€46€0▼
Equity and liabilities
Total equity and liabilities10/49€1.90M€1.69M▼
Equity10/15€1.35M€1.36M▲
Contributions10/11€250k€250k=
Capital10€250k€250k=
Issued capital100€250k€250k=
Reserves13€1.10M€1.11M▲
Non-distributable reserves130/1€25k€25k=
Legal reserve130€25k€25k=
Distributable reserves133€1.08M€1.08M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€544k€328k▼
Amounts payable within one year42/48€544k€328k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€94k€78k▼
Suppliers440/4€94k€78k▼
Taxes, remuneration and social security45€150k€50k▼
Taxes450/3€105k€30k▼
Remuneration and social security454/9€45k€20k▼
Other amounts payable47/48€300k€200k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€331k€245k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€33k▼
Other operating charges640/8€46k€49k▲
Gross operating margin9900€738k€557k▼
Operating profit (loss)9901€294k€230k▼
Financial income75/76B€26k€24k▼
Recurring financial income75€26k€24k▼
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€308k€241k▼
Income taxes67/77€54k€37k▼
Profit (loss) for the period9904€254k€204k▼
Profit (loss) for the period to be appropriated9905€254k€204k▼
Appropriation of the result
Profit (loss) to be appropriated9906€254k€204k▼
Transfer to equity691/2€54k€4k▼
To other reserves6921€54k€4k▼
Profit to be distributed694/7€200k€200k=
Return on contributions (dividend)694€100k€100k=
Directors or managers695€100k€100k=
Social balance
Average headcount (FTE)90878.87.0▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €1MEq €1.12M ▲18.7%
4 profitable years in a row build equity to €1.12M.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €596k ▲354%
Operating result €743k, net result €596k, both a record.
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €131k ▼18.8%
Net result drops to €131k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Procession 4017000 MonsGround area
6,365 m²
Building footprint
2,030 m²
Volume, LiDAR
14,161 m³
Parcel 53404B0358/00A003, Wallonia · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chemin de la Procession 401, 7000 Mons
since 20082.170.479.720
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53404B0358/00A003 | Wallonia | 6,365 m² | 1 · 2,030 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.170.479.720
Similar companies · same sector, comparable size
TEGEL CONCEPT
BE 0448.603.917
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Kontich · Eq €1.36M
VERVOER VAN DER VLIET
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HOBBY-SHOP
BE 0435.941.061
Hoogstraten · Eq €1.35M
ETABLISSEMENTS BAUDOUIN DECAMPS
BE 0429.086.230
Châtelet · Eq €1.36M
Of 1,720 companies in sector 47521 we hold annual accounts for 1,288. 894 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-04-2008
Fiscal year end31-12
Activities, NACEBEL
47521Retail sale of hardware, building materials, paint and glass (general range)
47120Other non-specialised retail sale
47522Retail trade
47523Retail trade
47525Retail trade
47526Retail trade
47527Retail trade
47910Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:adelvaux@artechuy.be
Phone:085/233872