BRICO - MOUDAR

Active

Private limited company (pre-2019)founded 200719 yrs activeEmile Carpentierstraat 26, 1070 Anderlecht, BelgiumKBO/BCE: BE 0886.697.190

Summary

BRICO - MOUDAR has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126,315 and a net result of -€17,779. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 63% of 12331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch Report Compare

BRICO - MOUDARActiveChecked score 81/100

Risk analysis Report Compare

Activity

Retail sale of hardware, building materials, paint and glass (general range)

NACE 47521NACE 52461

1 site

Size

€253,989total assets 2025

Equity: €126,315
Loss: -€17,779

Turnover not published (abridged schema)

Financial health

81 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.5%

Structure

Accounts filed 31 d late0 of 3 deeds read

Why 81- Latest accounts 31 days late; 2 of the last 3 late- Loss of €17,779, the second in a row (FY 2025)+ Liquidity: current ratio 1.92, cash €98,483+ Founded in 2007Show the evidence

Checked score

Score 2025

81 / 100

Excellent

Probability in this band: under 0.55%

Better than 46% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 75-5

equity 49.7% of total assets

Liquidity 73+16

short-term debt 50.3% · cash 38.8%

Profitability 10-40

return on assets -7.0%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%▼ -1.6% vs 12-2024 02-2025: 0.3%▲ +1.7% vs 01-2025 03-2025: 0.3%▼ -1.6% vs 02-2025 04-2025: 0.3%▲ +0.3% vs 03-2025 05-2025: 0.3%▼ -1.3% vs 04-2025 06-2025: 0.3%▼ -3.7% vs 05-2025lowest value 07-2025: 0.3%▲ +16.8% vs 06-2025 08-2025: 0.5%▲ +44.1% vs 07-2025 09-2025: 0.5%▲ +12.9% vs 08-2025 10-2025: 0.9%▲ +59.4% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.8%▼ -1.6% vs 12-2025 02-2026: 0.9%▲ +1.6% vs 01-2026 03-2026: 0.8%▼ -2.3% vs 02-2026 04-2026: 0.8%▲ +0.1% vs 03-2026 05-2026: 0.8%▼ -6.3% vs 04-2026 06-2026: 0.8%▼ -3.3% vs 05-2026 07-2026: 0.8%▼ -0.3% vs 06-2026 08-2026: 1.0%▲ +32.7% vs 07-2026highest value 09-2026: 0.5%▼ -47.5% vs 08-2026 10-2026: 0.5%● 0.0% vs 09-2026

Latest accounts 31 days late; 2 of the last 3 late raises the probability
Loss of €17,779, the second in a row (FY 2025) raises the probability
Liquidity: current ratio 1.92, cash €98,483 lowers the probability
Founded in 2007 lowers the probability for this profile

Credit up to €10,000 at 30 days acceptable

Liquidity ample (current ratio 1.92 against 2.1 in 2024; short-term debt: 50.3% and cash: 38.8% of total assets), but 50.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 64%, liquidity 79%, profitability 17%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Latest accounts 31 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Loss of €17,779, the second in a row (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 1.92, cash €98,483

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2007

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€17,779

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

31 d late

2024

31 d late

2023

30 d late

2022

31 d late

2021

31 d late

2020

31 d late

2019

31 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · abbreviated…
31-08-25 Annual accounts filedfiscal year 2024 · micro…
31-12-24 Weakest financial yearnet -€54,194

Key points

Caution: Among the weakest 15% on net resultsector median €28,427 · 12,319 companies -€17,779 View
Caution: 2 loss-making years in a rowloss fiscal year 2025 -€17,779 View
Total assets 20256 fiscal years filed €253,989 View