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Bricks4Living

Active
Private limited companyfounded 20206 yrs activeKwekelaarstraat 3, 1785 Merchtem, BelgiumKBO/BCE: BE 0747.916.916
Summary

Bricks4Living has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.7m and a net result of €7,321. Equity is growing by ~30.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
Activity not known1 site
How big
€14.1mtotal assets 2025
Equity
€6.7m
Profit
€7,321
Turnover not published (abridged schema)
Financially healthy?
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Largest shareholder
BEVER CONSULTING · 10.45%
Accounts filed 31 d late0 of 3 deeds read
Why 93- Latest accounts 31 days late; 1 of the last 3 late- Liquidity: current ratio 0.99, cash €246,509, halved+ Size: total assets €14.1m+ No main activity registeredShow the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 68% of its sector peers (no NACE code, medium-sized)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 73-4
equity 47.7% of total assets
Liquidity 52-7
short-term debt 2.7% · cash 1.8%
Profitability 49-7
return on assets 0.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

  • Size: total assets €14.1m lowers the probability for this profile
  • No main activity registered lowers the probability
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Liquidity: current ratio 0.99, cash €246,509, halved raises the probability
Credit up to €600,000 at 30 days acceptable
Liquidity short (current ratio 0.99 against 2.77 in 2024; short-term debt: 2.7% and cash: 1.8% of total assets), and 52.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, medium-sized). Better than this share of them on solvency 35%, liquidity 73%, profitability 71%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €14.1m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · No main activity registered
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 0.99, cash €246,509, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
31 d late
2024
1 d early
2023
36 d early
2022
31 d late
2021
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 3 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Equity above €5mEq €6.7m ▲69.1%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Equity rose in 2025from €4.0m to €6.7m ▲ 69.1% View
  • Total assets 20255 fiscal years filed €14.1m View
  • Active since 2020founded 05-06-2020 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€14.1m
Profit
€7,321
Solvency
47.7%
Total assets▲ 85.6%
Net result
20212025
Go to Financials

Timeline

Events
10
Since
2022
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Equity above €5m
  3. 30-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
05-06-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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