BREVIS
ActiveBREVIS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €-820. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 10253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
cash: 100% of total assets, and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
-3.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
20 d late
2023
23 d late
2022
25 d late
2021
26 d late
2020
18 d early
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-820▲ 26.9%
2024 · €-1k
2018: €36k
2019: €53k
2020: €3k
2021: €-6k
2022: €1k
2023: €-3k
2024: €-1k
2018 → 2025
Working capital
€25k▼ 5.6%
2023 · €26k
2018: €-23k
2019: €31k
2020: €33k
2021: €27k
2023: €26k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€29k▲ 5.2%€26k▼ 9.4%€25k▼ 4.3%€24k▼ 3.3%
Operating result€-10k-€4k€-3k€-878▲ 65.3%€-677▲ 22.9%
Net result€-6k-€1k€-3k€-1k▲ 58.0%€-820▲ 26.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €677 in 2025 against €878 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €24k
Equity
€24k▼ 3.3%
Debt
€412▼ 51.0%
The debt ratio falls from 3.3% to 1.7%. Equity and debt are lower.
Key figures and ratios
Solvency
98.3%▲
2024 · 96.7%
Debt / equity
0.02▼
2024 · 0.03
ROE
-3.4%▲
2024 · -4.5%
ROA
-3.4%▲
2024 · -4.4%
Debt
€412▼
2024 · €840
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€24k▼
Current assets29/58€26k€24k▼
Amounts receivable within one year40/41€1k-
Trade receivables40€1k-
Other amounts receivable41€85-
Cash at bank and in hand54/58€24k€24k▼
Equity and liabilities
Total equity and liabilities10/49€26k€24k▼
Equity10/15€25k€24k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€4k€3k▼
Amounts payable17/49€840€412▼
Amounts payable within one year42/48€840-
Trade debts44€840-
Suppliers440/4€840-
Accrued charges and deferred income492/3-€412
Income statement
Code20242025
Other operating charges640/8€387€412▲
Gross operating margin9900€-491€-265▲
Operating profit (loss)9901€-878€-677▲
Financial charges65/66B€243€143▼
Recurring financial charges65€243€143▼
Profit (loss) for the period before taxes9903€-1k€-820▲
Profit (loss) for the period9904€-1k€-820▲
Profit (loss) for the period to be appropriated9905€-1k€-820▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€3k▼
Profit (loss) brought forward from the previous period14P€5k€4k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 25 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €-6k ▼335%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 22current ratio 64.21
Current ratio from 2.89 to 64.21; short-term debt falls from €18k to €429.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 49 days late
2019
31-12
Financial
Highest result since 2018net €53k ▲49.9%
Operating result €64k, net result €53k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.31
Current ratio from 0.66 to 2.31; short-term debt falls from €67k to €23k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bois des Chevreuils 414130 EsneuxGround area
1,592 m²
Building footprint
310 m²
Volume, LiDAR
1,871 m³
2 parcels, Wallonia · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SARAH PACCINI
since 20032.133.807.582
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62048B1748/02C003 | Wallonia | 872 m² | 1 · 191 m² | 9.0 m · 2 fl. |
| 62101B0023/00E010 | Wallonia | 720 m² | 1 · 119 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DUAL BE
BE 0802.647.482
Dendermonde · Eq €24k
GRUMIAU INVEST
BE 0633.979.627
Antwerpen · Eq €24k
COSI - CASA
BE 0455.179.230
Bonheiden · Eq €24k
PRUNE
BE 0877.515.844
Sint-Genesius-Rode · Eq €24k
LR. Lighting
BE 0752.789.482
Boussu · Eq €24k
Of 766 companies in sector 47552 we hold annual accounts for 444. 251 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2003
Fiscal year end31-12
Activities, NACEBEL
47552Retail sale of lighting equipment
47592Retail trade
52442
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.