BREMS - GHIELENS
ActiveSummary
BREMS - GHIELENS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-405) and a net result of €2k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 9% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
45
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+73
Solvency24▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.87 against 0.79 in 2024; short-term debt: 101.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.2%
Return on assets
7.3%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
78 d early
2022
79 d early
2021
3 d early
2020
115 d early
2019
142 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-405▲ 85.9%
2024 · €-3k
2018: €-11k
2019: €-10k
2020: €-19k
2022: €18k
2023: €5k
2024: €-3k
2018 → 2025
Total assets
€34k▼ 1.5%
2024 · €34k
2018: €19k
2019: €24k
2020: €9k
2022: €42k
2023: €23k
2024: €34k
2018 → 2025
Net result
€2k
2024 · €-7k
2018: €-79
2019: €684
2020: €-9k
2022: €25k
2023: €-13k
2024: €-7k
2018 → 2025
Working capital
€-4k▲ 45.1%
2024 · €-8k
2018: €-15k
2019: €-11k
2020: €-19k
2022: €18k
2023: €5k
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€-19k-€18k€5k▼ 74.0%€-3k€-405▲ 85.9%
Operating result€-7k-€19k€-12k€-6k▲ 49.0%€3k
Net result€-9k-€25k€-13k€-7k▲ 42.9%€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€4k ▼ 21.4%
Current assets
€30k ▲ 1.8%
Key figures and ratios
EBITDA
€4k▲
2024 · €-6k
Cash flow
€4k▲
2024 · €-7k
Solvency
-1.2%▲
2024 · -8.4%
Current ratio
0.87▲
2024 · 0.79
ROA
7.3%▲
2024 · -21.9%
Interest coverage
5.47▲
2024 · -6.40
Debt
€34k▼
2024 · €37k
Debt ≤ 1 year
€34k▼
2024 · €37k
Equity ratios withheld: equity of €-405 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€34k€34k▼
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€29k€30k▲
Amounts receivable within one year40/41€28k€29k▲
Trade receivables40€28k€25k▼
Other amounts receivable41€399€3k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€34k€34k▼
Equity10/15€-3k€-405▲
Contributions10/11€6k€6k=
Reserves13€11k€11k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€-21k€-18k▲
Amounts payable17/49€37k€34k▼
Amounts payable within one year42/48€37k€34k▼
Financial debts43€3k€5k▲
Credit institutions430/8€3k€5k▲
Trade debts44€24k€23k▼
Suppliers440/4€24k€23k▼
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€13€659▲
Income statement
Code20242025
Non-recurring operating income76A€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€352€1k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€-4k€7k▲
Operating profit (loss)9901€-6k€3k▲
Financial income75/76B€31€123▲
Recurring financial income75€31€123▲
Financial charges65/66B€927€760▼
Recurring financial charges65€927€760▼
Profit (loss) for the period before taxes9903€-7k€2k▲
Income taxes67/77€278-
Profit (loss) for the period9904€-7k€2k▲
Profit (loss) for the period to be appropriated9905€-7k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-18k▲
Profit (loss) brought forward from the previous period14P€-13k€-21k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-13k ▼152%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
10-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
30-09
Financial
Liquidity times 5current ratio 1.74
Current ratio from 0.33 to 1.74; short-term debt falls from €28k to €24k.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
30-09
Financial
Back to profitnet €684
Net result €684 after one loss-making year.
Show earlier events
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
01-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierneux · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Odrimont 174990 LierneuxGround area
1,105 m²
Building footprint
658 m²
Parcel 63045A1178/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BREMS-GHIELENS BVBA
since 19982.089.204.311
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63045A1178/00E000 | Wallonia | 1,105 m² | 1 · 658 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SM RENOVATION
BE 1004.709.865
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MJK SERVICES
BE 0801.995.010
Linkebeek · Eq €4,585
RIMAYA FACADE
BE 0763.548.762
Sint-Jans-Molenbeek · Eq €4,580
JT Consult
BE 0758.931.463
Antwerpen · Eq €4,602
Deluxe Construction
BE 0757.743.412
Zulte · Eq €4,606
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 2,576 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-09-1998
Fiscal year end30-09
Activities, NACEBEL 2025
43990Other specialised construction activities
43350Other building finishing work
47252Retail sale of beverages, general range
47260Retail trade
47621Retail sale of newspapers and periodicals
47784Retail sale of souvenirs and religious articles
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.