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BRECHT VANHOEF

Active Risk: not assessed
Private limited companyfounded 2020active for 6 yearsKruisveldstraat 77, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0741.390.992

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 30-07-2026 at the NBB all 6 filings

Equity
€8,689▼ 77.8%
2024 · €39,217
Net result
€7,708▲ 355%
2024 · €1,694
Total assets
€83,305▼ 33.1%
2024 · €124,528
Solvency
10.4%▼ 21.1pp
2024 · 31.5%
Trend over the years

2021 to 2025, 5 financial years 2020 to 2025, 6 financial years

The operating result for 2025 is 84% higher than in 2024. It is a recovery after the fall in 2024.

Operating result€16,452 2025 Net result€7,708 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202020212022202320242025
Operating result€15,175-€3,373▼ 77.8%-€1,108€33,830€8,934▼ 73.6%€16,452▲ 84.2%
Net result€11,763within the sector's middle half-€1,102below the sector's middle half▼ 90.6%-€3,918below the sector's middle half€23,576within the sector's middle half€1,694below the sector's middle half▼ 92.8%€7,708within the sector's middle half▲ 355%
Equity€16,763below the sector's middle half-€17,865below the sector's middle half▲ 6.6%€13,947below the sector's middle half▼ 21.9%€37,523below the sector's middle half▲ 169%€39,217below the sector's middle half▲ 4.5%€8,689below the sector's middle half▼ 77.8%
Total assets€42,265below the sector's middle half-€51,031below the sector's middle half▲ 20.7%€40,430below the sector's middle half▼ 20.8%€129,139within the sector's middle half▲ 219%€124,528below the sector's middle half▼ 3.6%€83,305below the sector's middle half▼ 33.1%
Debt€25,502-€33,166▲ 30.1%€26,483▼ 20.1%€91,616▲ 246%€85,311▼ 6.9%€74,616▼ 12.5%
Working capital€4,382within the sector's middle half-€8,032within the sector's middle half▲ 83.3%€6,663within the sector's middle half▼ 17.1%€15,014within the sector's middle half▲ 125%€19,457within the sector's middle half▲ 29.6%-€9,910within the sector's middle half
Solvency39.7%within the sector's middle half-35.0%within the sector's middle half▼ 4.7pp34.5%within the sector's middle half▼ 0.5pp29.1%within the sector's middle half▼ 5.4pp31.5%within the sector's middle half▲ 2.4pp10.4%below the sector's middle half▼ 21.1pp
Current ratio1.51within the sector's middle half-1.50within the sector's middle half▼ 0.021.70within the sector's middle half▲ 0.201.54within the sector's middle half▼ 0.161.57within the sector's middle half▲ 0.030.73within the sector's middle half▼ 0.84
Return on assets (ROA)27.8%above the sector's middle half-2.2%within the sector's middle half▼ 25.7pp-9.7%below the sector's middle half▼ 11.9pp18.3%within the sector's middle half▲ 27.9pp1.4%within the sector's middle half▼ 16.9pp9.3%within the sector's middle half▲ 7.9pp
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83,305
Fixed assets €56,601 ▼ 20.3%
Current assets €26,704 ▼ 50.1%
Equity and liabilities €83,305
Equity €8,689 ▼ 77.8%
Debt €74,616 ▼ 12.5%
Debt's share of the balance-sheet total rises from 68.5% to 89.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
ROE
88.7%▲
2024 · 4.3%
Debt ≤ 1 year
€36,614▲
2024 · €34,072
Debt > 1 year
€38,002▼
2024 · €51,239
Income taxes
€6,341▲
2024 · €4,233
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Securities and guarantees

on own assets and for others
Item20212022202320242025
Debts guaranteed by Belgian public bodies-€16,950€75,929--

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20212022202320242025
Tangible fixed assets--€70,597€1,065€2,094
Depreciation and write-downs of the year€2,548€2,548€8,451€16,447€16,492

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€124,528€83,305▼
Fixed assets21/28€70,999€56,601▼
Tangible fixed assets22/27€54,049€39,651▼
Plant, machinery and equipment23€1,757€1,120▼
Furniture and vehicles24€4,033€3,585▼
Leasing and similar rights25€46,362€33,402▼
Other tangible fixed assets26€1,897€1,544▼
Financial fixed assets28€16,950€16,950=
Current assets29/58€53,529€26,704▼
Amounts receivable within one year40/41€50,999€13,287▼
Trade receivables40€24,768€13,287▼
Other amounts receivable41€26,231-
Cash at bank and in hand54/58€1,503€12,859▲
Deferred charges and accrued income490/1€1,027€557▼
Equity and liabilities
Total equity and liabilities10/49€124,528€83,305▼
Equity10/15€39,217€8,689▼
Contributions10/11€5,000€5,000=
Reserves13€34,217€3,689▼
Distributable reserves133€34,217€3,689▼
Amounts payable17/49€85,311€74,616▼
Amounts payable after more than one year17€51,239€38,002▼
Financial debts170/4€51,239€38,002▼
Amounts payable within one year42/48€34,072€36,614▲
Current portion of amounts payable after more than one year42€12,633€13,237▲
Trade debts44€12,197€3,426▼
Suppliers440/4€12,197€3,426▼
Taxes, remuneration and social security45€9,034€18,929▲
Taxes450/3€9,034€18,929▲
Other amounts payable47/48€208€1,021▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,447€16,492▲
Other operating charges640/8€3,775€2,636▼
Gross operating margin9900€29,156€35,579▲
Operating profit (loss)9901€8,934€16,452▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€3,007€2,403▼
Recurring financial charges65€3,007€2,403▼
Profit (loss) for the period before taxes9903€5,926€14,049▲
Income taxes67/77€4,233€6,341▲
Profit (loss) for the period9904€1,694€7,708▲
Profit (loss) for the period to be appropriated9905€1,694€7,708▲
Appropriation of the result
Profit (loss) to be appropriated9906€1,694€7,708▲
Transfer from equity791/2-€38,235
Transfer to equity691/2€1,694€7,708▲
To other reserves6921€1,694€7,708▲
Profit to be distributed694/7-€38,235
Return on contributions (dividend)694-€38,235

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.

Line202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,100€2,548€2,548€8,451€16,447€16,492▲ 0.3%
Other operating charges640/8-€736€1,156€3,231€3,775€2,636▼ 30.2%
Gross operating margin9900€16,275€6,657€2,596€45,511€29,156€35,579▲ 22.0%
Operating profit (loss)9901€15,175€3,373-€1,108€33,830€8,934€16,452▲ 84.2%
Financial income75/76B-€15-€0€0€1▲ 18×
Recurring financial income75€0€15-€0€0€1▲ 18×
Financial charges65/66B-€391€685€2,001€3,007€2,403▼ 20.1%
Recurring financial charges65€46€391€685€2,001€3,007€2,403▼ 20.1%
Profit (loss) for the period before taxes9903€15,129€2,998-€1,793€31,829€5,926€14,049▲ 137%
Income taxes67/77€3,366€1,895€2,125€8,253€4,233€6,341▲ 49.8%
Profit (loss) for the period9904€11,763€1,102-€3,918€23,576€1,694€7,708▲ 355%
Profit (loss) for the period to be appropriated9905€11,763€1,102-€3,918€23,576€1,694€7,708▲ 355%
Line202020212022202320242025Change
Assets
Total assets20/58€42,265€51,031€40,430€129,139€124,528€83,305▼ 33.1%
Fixed assets21/28€29,331€26,783€24,234€86,381€70,999€56,601▼ 20.3%
Tangible fixed assets22/27€12,381€9,833€7,284€69,431€54,049€39,651▼ 26.6%
Plant, machinery and equipment23---€1,265€1,757€1,120▼ 36.3%
Furniture and vehicles24-€6,878€4,683€6,595€4,033€3,585▼ 11.1%
Leasing and similar rights25---€59,322€46,362€33,402▼ 28.0%
Other tangible fixed assets26-€2,954€2,602€2,249€1,897€1,544▼ 18.6%
Financial fixed assets28€16,950€16,950€16,950€16,950€16,950€16,950=
Current assets29/58€12,933€24,248€16,196€42,758€53,529€26,704▼ 50.1%
Amounts receivable within one year40/41€8,168€1,674€9,408€26,113€50,999€13,287▼ 73.9%
Trade receivables40-€1,674€8,328€12,643€24,768€13,287▼ 46.4%
Other amounts receivable41--€1,080€13,470€26,231--
Cash at bank and in hand54/58€4,660€22,230€6,330€16,102€1,503€12,859▲ 755%
Deferred charges and accrued income490/1-€344€458€542€1,027€557▼ 45.8%
Equity and liabilities
Total equity and liabilities10/49€42,265€51,031€40,430€129,139€124,528€83,305▼ 33.1%
Equity10/15€16,763€17,865€13,947€37,523€39,217€8,689▼ 77.8%
Contributions10/11-€5,000€5,000€5,000€5,000€5,000=
Reserves13€11,763€12,865€12,865€32,523€34,217€3,689▼ 89.2%
Distributable reserves133-€12,865€12,865€32,523€34,217€3,689▼ 89.2%
Profit (loss) carried forward14---€3,918----
Amounts payable17/49€25,502€33,166€26,483€91,616€85,311€74,616▼ 12.5%
Amounts payable after more than one year17€16,950€16,950€16,950€63,872€51,239€38,002▼ 25.8%
Financial debts170/4-€16,950€16,950€63,872€51,239€38,002▼ 25.8%
Amounts payable within one year42/48€8,552€16,216€9,533€27,743€34,072€36,614▲ 7.5%
Current portion of amounts payable after more than one year42---€12,057€12,633€13,237▲ 4.8%
Trade debts44€1,422€3,387€2,656€6,068€12,197€3,426▼ 71.9%
Suppliers440/4-€3,387€2,656€6,068€12,197€3,426▼ 71.9%
Taxes, remuneration and social security45-€10,803€6,670€9,411€9,034€18,929▲ 110%
Taxes450/3-€10,803€6,670€9,411€9,034€18,929▲ 110%
Other amounts payable47/48-€2,026€208€208€208€1,021▲ 392%
Line202020212022202320242025Change
Profit (loss) for the period9904€11,763€1,102-€3,918€23,576€1,694€7,708▲ 355%
+ Depreciation and write-downs630€1,100€2,548€2,548€8,451€16,447€16,492▲ 0.3%
Operating cash flow (approximation)€12,863€3,651-€1,370€32,027€18,141€24,200▲ 33.4%
Investment in fixed assets (approximation)-€0€0-€70,597-€1,065-€2,094▼ 96.6%
Change in cash-€17,570-€15,900€9,772-€14,599€11,356-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (6)
Financial year Type Filed Reference Document
31-12-2025 micro format 30-07-2026 2026-00353467 PDF
31-12-2024 micro format 28-07-2025 2025-00316557 PDF
31-12-2023 micro format 27-07-2024 2024-00292642 PDF
31-12-2022 micro format 27-07-2023 2023-00278374 PDF
31-12-2021 micro format 07-07-2022 2022-20157795 PDF
31-12-2020 micro format 26-08-2021 2021-53400144 PDF

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