Brecht's Autocenter
ActiveSummary
Brecht's Autocenter has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €-437. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 46% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-2
Solvency62▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 1.48 in 2024; short-term debt: 63.2% and cash: 62.7% of total assets), and 63.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.7%
Return on assets
-0.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
3 d early
2023
2 d early
2022
6 d late
2021
21 d late
2020
3 d early
2019
71 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.07M
EBIT margin
0.3%
Net result
€-437
2024 · €6k
2019: €615
2020: €-5k
2021: €14k
2022: €1k
2023: €258
2024: €6k
2019 → 2025
Working capital
€96k▼ 13.9%
2024 · €111k
2019: €123k
2020: €119k
2021: €132k
2022: €125k
2023: €125k
2024: €111k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.07M
Equity€125k-€126k▲ 1.2%€127k▲ 0.2%€133k▲ 4.7%€132k▼ 0.3%
Operating result€27k-€4k▼ 86.8%€2k▼ 54.2%€9k▲ 469%€569▼ 93.9%
Net result€14k-€1k▼ 89.5%€258▼ 82.5%€6k▲ 2,228%€-437
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 94% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €360k
Fixed assets
€37k ▲ 72.8%
Current assets
€323k ▼ 6.5%
Equity and liabilities €360k
Equity
€132k ▼ 0.3%
Debt
€228k ▼ 2.8%
Debt's share of the balance-sheet total falls from 63.8% to 63.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €11k
Cash flow
€16k▲
2024 · €8k
Current ratio
1.42▼
2024 · 1.48
Quick ratio
1.00▲
2024 · 0.91
Debt to equity
1.72▼
2024 · 1.76
ROE
-0.3%▼
2024 · 4.5%
ROA
-0.1%▼
2024 · 1.6%
Interest coverage
47.03▲
2024 · 28.08
Debt ≤ 1 year
€227k▼
2024 · €234k
Income taxes
€645▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€367k€360k▼
Fixed assets21/28€21k€37k▲
Tangible fixed assets22/27€21k€36k▲
Plant, machinery and equipment23€17k€11k▼
Furniture and vehicles24€4k€25k▲
Financial fixed assets28€500€500=
Current assets29/58€345k€323k▼
Stocks and contracts in progress3€133k€97k▼
Stocks30/36€133k€97k▼
Amounts receivable within one year40/41€11k-
Trade receivables40€826-
Other amounts receivable41€10k-
Cash at bank and in hand54/58€202k€226k▲
Deferred charges and accrued income490/1-€532
Equity and liabilities
Total equity and liabilities10/49€367k€360k▼
Equity10/15€133k€132k▼
Contributions10/11€40k€40k=
Reserves13€93k€93k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€89k€89k=
Profit (loss) carried forward14-€-437
Amounts payable17/49€234k€228k▼
Amounts payable within one year42/48€234k€227k▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€3k€918▼
Taxes450/3€3k€918▼
Other amounts payable47/48€227k€225k▼
Accrued charges and deferred income492/3-€312
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€1.24M€841k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€16k▲
Other operating charges640/8€628€2k▲
Gross operating margin9900€12k€19k▲
Operating profit (loss)9901€9k€569▼
Financial income75/76B€3€0▼
Recurring financial income75€3€0▼
Financial charges65/66B€404€361▼
Recurring financial charges65€404€361▼
Profit (loss) for the period before taxes9903€9k€208▼
Income taxes67/77€3k€645▼
Profit (loss) for the period9904€6k€-437▼
Profit (loss) for the period to be appropriated9905€6k€-437▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-437▼
Profit (loss) brought forward from the previous period14P€258-
Transfer to equity691/2€6k-
To other reserves6921€6k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 6 days late
2022
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 21 days late
2021
30-06
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €-5k ▼961%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2019
21-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
04-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Griffinstraat 32170 AntwerpenGround area
1.8 ha
Building footprint
412 m²
Volume, LiDAR
2,478 m³
Parcel 11422C0276/00F003, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRECHT'S AUTOCENTER
since 20102.184.290.540
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0276/00F003 | Flanders | 1.8 ha | 1 · 412 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SALES PRO
BE 0434.750.436
Wellen · Eq €131,837
PETER MESSIAEN
BE 0472.457.997
Zwevegem · Eq €132,600
COLETTE ENCLIN
BE 0445.610.179
Liège · Eq €132,962
ST-MICHEL
BE 0474.118.974
Zaventem · Eq €131,192
TOTO CARS
BE 0546.741.290
Zwevegem · Eq €130,471
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 757 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-12-2009
Fiscal year end30-06
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
47812Retail trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.