Summary
Bre-Beau is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5.0m and a net result of €3.5m. Equity is growing by ~31.9% per year across the filed fiscal years. Its solvency ranks better than 72% of 8102 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
54 d early
2024
58 d early
2023
68 d early
2022
75 d early
2021
122 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 75 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 24 November (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€5.0m▲ 238%
2024 · €1.5m
Net result
€3.5m▲ 861%
2024 · €365,882
Total assets
€6.6m▲ 286%
2024 · €1.7m
Solvency
75.4%▼ 10.7pp
2024 · 86.1%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€359,688-€302,414▼ 15.9%€343,271▲ 13.5%€381,746▲ 11.2%€5.0m▲ 1,210%
Net result€350,113above the sector's middle half-€289,416above the sector's middle half▼ 17.3%€323,593above the sector's middle half▲ 11.8%€365,882above the sector's middle half▲ 13.1%€3.5mabove the sector's middle half▲ 861%
Equity€500,113within the sector's middle half-€789,529above the sector's middle half▲ 57.9%€1.1mabove the sector's middle half▲ 41.0%€1.5mabove the sector's middle half▲ 32.9%€5.0mabove the sector's middle half▲ 238%
Total assets€502,490below the sector's middle half-€918,933above the sector's middle half▲ 82.9%€1.2mabove the sector's middle half▲ 33.6%€1.7mabove the sector's middle half▲ 40.0%€6.6mabove the sector's middle half▲ 286%
Debt€2,377-€129,404▲ 5,344%€114,358▼ 11.6%€239,602▲ 110%€1.6m▲ 580%
Working capital€236,591within the sector's middle half-€424,312above the sector's middle half▲ 79.3%€431,098above the sector's middle half▲ 1.6%€633,455above the sector's middle half▲ 46.9%€4.0mabove the sector's middle half▲ 528%
Solvency99.5%above the sector's middle half-85.9%above the sector's middle half▼ 13.6pp90.7%above the sector's middle half▲ 4.8pp86.1%above the sector's middle half▼ 4.6pp75.4%within the sector's middle half▼ 10.7pp
Current ratio24.20above the sector's middle half38.23above the sector's middle half▲ 14.0326.18above the sector's middle half▼ 12.054.09above the sector's middle half▼ 22.09
Return on assets (ROA)69.7%above the sector's middle half-31.5%above the sector's middle half▼ 38.2pp26.4%above the sector's middle half▼ 5.1pp21.3%within the sector's middle half▼ 5.1pp53.1%above the sector's middle half▲ 31.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 1,210% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.6m
Fixed assets
€1.4m ▲ 27.9%
Current assets
€5.3m ▲ 700%
Equity and liabilities €6.6m
Equity
€5.0m ▲ 238%
Debt
€1.6m ▲ 580%
Debt's share of the balance-sheet total rises from 13.9% to 24.6%. Equity and debt are higher.
Key figures and ratios
ROE
70.4%▲
2024 · 24.7%
Debt ≤ 1 year
€1.3m▲
2024 · €25,158
Debt > 1 year
€340,111▲
2024 · €214,445
Income taxes
€1.5m▲
2024 · €18,282
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €255,533 | €268,767 | €293,324 | €562,500 | ▲ 91.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €77 | €8,304 | €16,442 | €19,978 | €31,332 | ▲ 56.8% |
| Other operating charges640/8 | - | €275 | €994 | €1,560 | €40,686 | ▲ 2,507% |
| Gross operating margin9900 | €359,866 | €310,993 | €360,707 | €403,285 | €5.1m | ▲ 1,158% |
| Operating profit (loss)9901 | €359,688 | €302,414 | €343,271 | €381,746 | €5.0m | ▲ 1,210% |
| Financial income75/76B | - | - | - | €4,299 | €5,393 | ▲ 25.4% |
| Recurring financial income75 | - | - | - | €4,299 | €5,393 | ▲ 25.4% |
| Financial charges65/66B | - | €1,703 | €1,402 | €1,882 | €6,083 | ▲ 223% |
| Recurring financial charges65 | €32 | €1,703 | €1,402 | €1,882 | €6,083 | ▲ 223% |
| Profit (loss) for the period before taxes9903 | €359,655 | €300,711 | €341,869 | €384,164 | €5.0m | ▲ 1,201% |
| Income taxes67/77 | €9,543 | €11,294 | €18,275 | €18,282 | €1.5m | ▲ 8,008% |
| Profit (loss) for the period9904 | €350,113 | €289,416 | €323,593 | €365,882 | €3.5m | ▲ 861% |
| Profit (loss) for the period to be appropriated9905 | €350,113 | €289,416 | €323,593 | €365,882 | €3.5m | ▲ 861% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €502,490 | €918,933 | €1.2m | €1.7m | €6.6m | ▲ 286% |
| Fixed assets21/28 | €263,522 | €476,328 | €784,802 | €1.1m | €1.4m | ▲ 27.9% |
| Tangible fixed assets22/27 | €2,522 | €215,328 | €236,844 | €511,866 | €807,523 | ▲ 57.8% |
| Land and buildings22 | - | €213,326 | €202,104 | €485,237 | €789,006 | ▲ 62.6% |
| Plant, machinery and equipment23 | - | €2,002 | €1,482 | €963 | €443 | ▼ 54.0% |
| Furniture and vehicles24 | - | - | €33,258 | €25,666 | €18,075 | ▼ 29.6% |
| Financial fixed assets28 | €261,000 | €261,000 | €547,958 | €548,128 | €548,128 | = |
| Current assets29/58 | €238,968 | €442,605 | €442,679 | €658,613 | €5.3m | ▲ 700% |
| Amounts receivable within one year40/41 | €9,075 | €46,056 | €1,725 | €7,560 | €31,191 | ▲ 313% |
| Trade receivables40 | - | €42,350 | - | €4,118 | - | - |
| Other amounts receivable41 | - | €3,706 | €1,725 | €3,443 | €31,191 | ▲ 806% |
| Current investments50/53 | - | - | - | €462,000 | €4.6m | ▲ 892% |
| Cash at bank and in hand54/58 | €229,893 | €396,549 | €440,087 | €187,280 | €656,449 | ▲ 251% |
| Deferred charges and accrued income490/1 | - | - | €868 | €1,773 | €1,727 | ▼ 2.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €502,490 | €918,933 | €1.2m | €1.7m | €6.6m | ▲ 286% |
| Equity10/15 | €500,113 | €789,529 | €1.1m | €1.5m | €5.0m | ▲ 238% |
| Contributions10/11 | - | €150,000 | €150,000 | €150,000 | €150,000 | = |
| Reserves13 | €15,000 | €15,000 | €15,000 | €15,000 | €3.5m | ▲ 23,450% |
| Non-distributable reserves130/1 | - | €15,000 | €15,000 | - | - | - |
| Reserves not available under the articles1311 | - | €15,000 | €15,000 | - | - | - |
| Distributable reserves133 | - | - | - | €15,000 | €3.5m | ▲ 23,450% |
| Profit (loss) carried forward14 | €335,113 | €624,529 | €948,122 | €1.3m | €1.3m | = |
| Amounts payable17/49 | €2,377 | €129,404 | €114,358 | €239,602 | €1.6m | ▲ 580% |
| Amounts payable after more than one year17 | - | €111,111 | €102,778 | €214,445 | €340,111 | ▲ 58.6% |
| Financial debts170/4 | - | €111,111 | €102,778 | €214,445 | €340,111 | ▲ 58.6% |
| Amounts payable within one year42/48 | €2,377 | €18,293 | €11,580 | €25,158 | €1.3m | ▲ 5,028% |
| Current portion of amounts payable after more than one year42 | - | €8,333 | €8,333 | €8,333 | €16,333 | ▲ 96.0% |
| Trade debts44 | - | €37 | €991 | - | €731 | - |
| Suppliers440/4 | - | €37 | €991 | - | €731 | - |
| Taxes, remuneration and social security45 | - | €9,923 | €2,256 | €14,775 | €1.3m | ▲ 8,492% |
| Taxes450/3 | - | €9,923 | €2,256 | €14,775 | €1.3m | ▲ 8,492% |
| Other amounts payable47/48 | - | - | - | €2,049 | €3,509 | ▲ 71.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €350,113 | €289,416 | €323,593 | €365,882 | €3.5m | ▲ 861% |
| + Depreciation and write-downs630 | €77 | €8,304 | €16,442 | €19,978 | €31,332 | ▲ 56.8% |
| Operating cash flow (approximation) | €350,190 | €297,720 | €340,036 | €385,860 | €3.5m | ▲ 820% |
| Investment in fixed assets (approximation) | - | -€221,110 | -€324,916 | -€295,170 | -€326,990 | ▼ 10.8% |
| Change in cash | - | €166,656 | €43,538 | -€252,807 | €469,170 | ▲ 286% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2021net €3.5m ▲861%
Operating result €5.0m, net result €3.5m, both a record.
30-06
Financial
Equity above €2mEq €5.0m ▲238%
5 profitable years in a row build equity to €5.0m.
2024
04-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
24-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Equity above €1mEq €1.1m ▲41%
3 profitable years in a row build equity to €1.1m.
2022
17-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €289,416 ▼17.3%
Net result drops to €289,416, the lowest in the series; recovery starts the following year.
2021
01-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2020
Ground area
1,312 m²
Building footprint
193 m²
Volume, LiDAR
1,164 m³
Parcel 13373K0667/00T000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bre-Beau
since 20202.299.084.793
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13373K0667/00T000 | Flanders | 1,312 m² | 1 · 193 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,721 companies in sector 64210 we hold annual accounts for 19,799. 8,149 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-02-2020
Fiscal year end30-06
Trade name NL
besloten vennootschap
Activities, NACEBEL 2025
64210Activities of holding companies
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0743404535
Also
9925:BE0743404535
Registered
27-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.