BRAYNZ
ActiveSummary
The computed 12-month bankruptcy probability of BRAYNZ is 1.6% (moderate). The 2025 annual accounts show equity of €225k and a net result of €44k. Equity is growing by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 52% of 7750 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-3
Solvency79▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.54 in 2024; short-term debt: 30.9% and cash: 9.6% of total assets), and 46.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.8%
Return on assets
10.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
43 d late
2021
31 d late
2020
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€225k▲ 10.9%
2024 · €203k
2020: €23k
2021: €45k
2022: €45k
2023: €154k
2024: €203k
2020 → 2025
Total assets
€419k▲ 12.8%
2024 · €371k
2020: €64k
2021: €133k
2022: €324k
2023: €385k
2024: €371k
2020 → 2025
Net result
€44k▼ 10.1%
2024 · €49k
2020: €22k
2021: €22k
2022: €58k
2023: €110k
2024: €49k
2020 → 2025
Working capital
€-15k▲ 71.7%
2024 · €-54k
2020: €16k
2021: €10k
2022: €-46k
2023: €-59k
2024: €-54k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€45k=€154k▲ 247%€203k▲ 31.5%€225k▲ 10.9%
Operating result€32k-€76k▲ 139%€138k▲ 82.1%€65k▼ 52.8%€79k▲ 21.1%
Net result€22k-€58k▲ 162%€110k▲ 91.1%€49k▼ 55.8%€44k▼ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €419k
Fixed assets
€304k ▼ 1.2%
Current assets
€114k ▲ 81.3%
Equity and liabilities €419k
Equity
€225k ▲ 10.9%
Debt
€193k ▲ 15.1%
Debt's share of the balance-sheet total rises from 45.2% to 46.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€96k▲
2024 · €81k
Cash flow
€61k▼
2024 · €64k
Current ratio
0.88▲
2024 · 0.54
Debt to equity
0.86▲
2024 · 0.83
ROE
19.4%▼
2024 · 23.9%
ROA
10.5%▼
2024 · 13.1%
Interest coverage
14.10▲
2024 · 9.40
Debt ≤ 1 year
€129k▲
2024 · €117k
Debt > 1 year
€64k▲
2024 · €51k
Income taxes
€28k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€371k€419k▲
Fixed assets21/28€308k€304k▼
Tangible fixed assets22/27€308k€304k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€15k€17k▲
Other tangible fixed assets26€293k€286k▼
Current assets29/58€63k€114k▲
Amounts receivable within one year40/41€15k€74k▲
Trade receivables40€13k€74k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€47k€40k▼
Equity and liabilities
Total equity and liabilities10/49€371k€419k▲
Equity10/15€203k€225k▲
Contributions10/11€1k€1k=
Reserves13€44k€66k▲
Distributable reserves133€44k€66k▲
Profit (loss) carried forward14€159k€159k=
Amounts payable17/49€168k€193k▲
Amounts payable after more than one year17€51k€64k▲
Financial debts170/4€51k€64k▲
Amounts payable within one year42/48€117k€129k▲
Current portion of amounts payable after more than one year42€12k€26k▲
Trade debts44€21k€15k▼
Suppliers440/4€21k€15k▼
Taxes, remuneration and social security45€14k€14k=
Taxes450/3€11k€8k▼
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48€70k€74k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€7k€354▼
Gross operating margin9900€88k€97k▲
Operating profit (loss)9901€65k€79k▲
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€57k€72k▲
Income taxes67/77€8k€28k▲
Profit (loss) for the period9904€49k€44k▼
Profit (loss) for the period to be appropriated9905€49k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€159k€202k▲
Profit (loss) brought forward from the previous period14P€110k€159k▲
Transfer to equity691/2-€44k
To other reserves6921-€44k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €200kEq €203k ▲31.5%
5 profitable years in a row build equity to €203k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2020net €110k ▲91.1%
Operating result €138k, net result €110k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲247%
4 profitable years in a row build equity to €154k.
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nerviërslaan 1411040 EtterbeekGround area
4,683 m²
Building footprint
749 m²
Volume, LiDAR
15,318 m³
2 parcels, Brussels, Flanders · tallest building 30.5 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
Crust&Grape
since 20212.303.936.872
Braynz consulting
since 20242.356.601.736
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23543I0237/00G005 | Flanders | 3,995 m² | 1 · 156 m² | 9.0 m · 2 fl. |
| 21005A0365/00L000 | Brussels | 687 m² | 1 · 593 m² | 30.5 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
K-2
BE 0458.159.803
Schaarbeek · Eq €225,177
LIH CONSULT
BE 0537.270.726
Genk · Eq €224,853
CONFIMA
BE 0478.196.835
Jabbeke · Eq €225,978
IMMOBILIERE HORS-CHÂTEAU
BE 0826.441.780
Blégny · Eq €224,351
JI SERVICES
BE 0478.873.756
Dendermonde · Eq €224,142
Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 2,398 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
62200Computer consultancy and computer facilities management
63920Other information service activities
74301Translation services
77110Renting and leasing of cars and light motor vehicles
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:alessandro.acquaviva@gmail.com
Phone:0032479675029