BRANDSCONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of BRANDSCONCEPT is 3.8% (moderate). The annual accounts of BRANDSCONCEPT for fiscal year 2025 show a net loss of 134% of total assets and of 61% of the equity at the start of that year. The 2025 annual accounts show equity of €15k and a net result of €-23k. Equity is shrinking by ~27.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 86% of 11322 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-11
Solvency100=
Growth32=
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 7.13 against 9.09 in 2024; short-term debt: 14% and cash: 96.7% of total assets), and 14% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86%
Return on assets
-134.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
222425
2022 to 2025 · latest year €-23k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 d early
2024
13 d late
2022
53 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 60.9%
2024 · €38k
2022: €46k
2024: €38k
2022 → 2025
Total assets
€17k▼ 59.6%
2024 · €42k
2022: €47k
2024: €42k
2022 → 2025
Net result
€-23k▼ 414%
2024 · €-4k
2022: €-4k
2024: €-4k
2022 → 2025
Working capital
€15k▼ 60.9%
2024 · €38k
2022: €46k
2024: €38k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220242025Trend
Equity€46k-€38k▼ 17.4%€15k▼ 60.9%
Operating result€-4k-€-4k▼ 1.3%€-23k▼ 416%
Net result€-4k-€-4k▼ 1.1%€-23k▼ 414%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €17k
Equity
€15k ▼ 60.9%
Debt
€2k ▼ 48.5%
Debt's share of the balance-sheet total rises from 11.0% to 14.0%. Equity and debt are lower.
Key figures and ratios
Current ratio
7.13▼
2024 · 9.09
Debt to equity
0.16▲
2024 · 0.12
ROE
-156.0%▼
2024 · -11.9%
ROA
-134.1%▼
2024 · -10.5%
Debt ≤ 1 year
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€42k€17k▼
Current assets29/58€42k€17k▼
Stocks and contracts in progress3€26k-
Stocks30/36€26k-
Amounts receivable within one year40/41€2k€562▼
Other amounts receivable41€2k€562▼
Cash at bank and in hand54/58€14k€17k▲
Equity and liabilities
Total equity and liabilities10/49€42k€17k▼
Equity10/15€38k€15k▼
Contributions10/11€50k€50k=
Capital10€50k-
Issued capital100€50k-
Profit (loss) carried forward14€-12k€-35k▼
Amounts payable17/49€5k€2k▼
Amounts payable within one year42/48€5k€2k▼
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48€3k€1k▼
Income statement
Code20242025
Other operating charges640/8€750€2k▲
Gross operating margin9900€-4k€-20k▼
Operating profit (loss)9901€-4k€-23k▼
Financial income75/76B€50-
Recurring financial income75€50-
Financial charges65/66B€79€60▼
Recurring financial charges65€79€60▼
Profit (loss) for the period before taxes9903€-4k€-23k▼
Profit (loss) for the period9904€-4k€-23k▼
Profit (loss) for the period to be appropriated9905€-4k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-35k▼
Profit (loss) brought forward from the previous period14P€-8k€-12k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 2071050 BrusselGround area
700 m²
Building footprint
700 m²
Volume, LiDAR
16,134 m³
Parcel 21807G0120/00L005, Brussels · tallest building 32.2 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
BRANDSCONCEPT
since 20222.331.116.668
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0120/00L005 | Brussels | 700 m² | 1 · 700 m² | 32.2 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELABORATE
BE 0891.427.525
Evere · Eq €14,627
B E L U X
BE 0426.141.883
Baelen · Eq €14,566
GARIL
BE 0456.318.781
Schaarbeek · Eq €15,030
JONISA
BE 0597.837.229
Dilbeek · Eq €14,302
Saecura
BE 1012.359.801
Seraing · Eq €14,151
Of 977 companies in sector 46431 we hold annual accounts for 705. 262 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
46431Wholesale of electrical household appliances and audio-video equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.