Brammaco
ActiveBrammaco has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €3k. Its solvency ranks better than 46% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency95▲+22
Growth52
Stability82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 1.6 in 2024), and 49.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.4%
Return on assets
9.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 22.6%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€35k▼ 6.3%
2024 · €38k
2024: €38k
2024 → 2025
Net result
€3k▼ 75.7%
2024 · €14k
2024: €14k
2024 → 2025
Working capital
€18k▲ 25.1%
2024 · €14k
2024: €14k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€18k▲ 22.6%
Operating result€19k-€8k▼ 60.7%
Net result€14k-€3k▼ 75.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€295▼ 44.0%
Current assets
€35k▼ 5.8%
Equity and liabilities €35k
Equity
€18k▲ 22.6%
Debt
€18k▼ 24.4%
The debt ratio falls from 61.5% to 49.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€8k▼
2024 · €19k
Cash flow
€4k▼
2024 · €14k
Solvency
50.4%▲
2024 · 38.5%
Current ratio
2.00▲
2024 · 1.60
Quick ratio
2.00▲
2024 · 1.60
Debt / equity
0.98▼
2024 · 1.60
ROE
18.4%▼
2024 · 93.1%
ROA
9.3%▼
2024 · 35.9%
Interest coverage
3.53▼
2024 · 147.65
Debt
€18k▼
2024 · €23k
Debt ≤ 1 year
€18k▼
2024 · €23k
Income taxes
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€35k▼
Fixed assets21/28€527€295▼
Tangible fixed assets22/27€527€295▼
Furniture and vehicles24€527€295▼
Current assets29/58€37k€35k▼
Amounts receivable within one year40/41€29k€16k▼
Trade receivables40€29k€10k▼
Other amounts receivable41€323€6k▲
Cash at bank and in hand54/58€8k€7k▼
Deferred charges and accrued income490/1-€13k
Equity and liabilities
Total equity and liabilities10/49€38k€35k▼
Equity10/15€15k€18k▲
Contributions10/11€1k€1k=
Reserves13€14k€14k=
Distributable reserves133€14k€14k=
Profit (loss) carried forward14-€3k
Amounts payable17/49€23k€18k▼
Amounts payable within one year42/48€23k€18k▼
Financial debts43€568€34▼
Credit institutions430/8€568€34▼
Trade debts44€1k€483▼
Suppliers440/4€1k€483▼
Taxes, remuneration and social security45€15k€10k▼
Taxes450/3€12k€7k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€6k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€168€232▲
Other operating charges640/8€440€63▼
Gross operating margin9900€20k€8k▼
Operating profit (loss)9901€19k€8k▼
Financial charges65/66B€131€2k▲
Recurring financial charges65€131€2k▲
Profit (loss) for the period before taxes9903€19k€5k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€14k€3k▼
Profit (loss) for the period to be appropriated9905€14k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€3k▼
Transfer to equity691/2€14k€0▼
To other reserves6921€14k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtegalenlaan 182820 BonheidenGround area
1,182 m²
Building footprint
188 m²
Volume, LiDAR
980 m³
Parcel 12005D0110/00L000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brammaco
since 20242.360.549.042
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005D0110/00L000 | Flanders | 1,182 m² | 1 · 188 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Landmeter-Expert Van Gele
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Of 1,757 companies in sector 71122 we hold annual accounts for 765. 502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2024
Fiscal year end31-12
Activities, NACEBEL
71122Land surveying
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.