BRAMAC
ActiveSummary
BRAMAC has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191k and a net result of €59k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+13
Solvency86▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 2.15 in 2024; short-term debt: 35.3% and cash: 56.9% of total assets), and 38.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.2%
Return on assets
19%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
26 d early
2023
32 d early
2022
2 d early
2021
26 d early
2020
26 d late
2019
22 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€191k▲ 17.9%
2024 · €162k
2018: €110k
2019: €75k
2020: €93k
2021: €86k
2022: €101k
2023: €137k
2024: €162k
2018 → 2025
Total assets
€312k▲ 6.1%
2024 · €295k
2018: €345k
2019: €284k
2020: €298k
2021: €253k
2022: €278k
2023: €253k
2024: €295k
2018 → 2025
Net result
€59k▲ 122%
2024 · €27k
2018: €-34k
2019: €-35k
2020: €18k
2021: €-7k
2022: €14k
2023: €36k
2024: €27k
2018 → 2025
Working capital
€146k▲ 12.0%
2024 · €130k
2018: €44k
2019: €23k
2020: €38k
2021: €51k
2022: €44k
2023: €95k
2024: €130k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€101k▲ 16.7%€137k▲ 36.1%€162k▲ 18.3%€191k▲ 17.9%
Operating result€-7k-€17k€41k▲ 142%€39k▼ 4.8%€82k▲ 111%
Net result€-7k-€14k€36k▲ 152%€27k▼ 26.4%€59k▲ 122%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 111% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €312k
Fixed assets
€57k ▲ 10.1%
Current assets
€256k ▲ 5.3%
Equity and liabilities €312k
Equity
€191k ▲ 17.9%
Debt
€121k ▼ 8.3%
Debt's share of the balance-sheet total falls from 44.9% to 38.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€101k▲
2024 · €66k
Cash flow
€78k▲
2024 · €54k
Current ratio
2.32▲
2024 · 2.15
Quick ratio
1.94▲
2024 · 1.77
Debt to equity
0.63▼
2024 · 0.82
ROE
31.1%▲
2024 · 16.5%
ROA
19.0%▲
2024 · 9.1%
Interest coverage
25.30▲
2024 · 10.30
Debt ≤ 1 year
€110k▼
2024 · €113k
Debt > 1 year
€11k▼
2024 · €19k
Income taxes
€20k▲
2024 · €7k
Staff costs
€76k▲
2024 · €72k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€295k€312k▲
Fixed assets21/28€51k€57k▲
Intangible fixed assets21€1k€299▼
Tangible fixed assets22/27€50k€56k▲
Plant, machinery and equipment23€6k€19k▲
Furniture and vehicles24€42k€36k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€243k€256k▲
Stocks and contracts in progress3€43k€42k▼
Stocks30/36€41k€42k▲
Contracts in progress37€2k€0▼
Amounts receivable within one year40/41€86k€35k▼
Trade receivables40€62k€30k▼
Other amounts receivable41€24k€5k▼
Cash at bank and in hand54/58€111k€178k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€295k€312k▲
Equity10/15€162k€191k▲
Contributions10/11€108k€108k=
Reserves13€54k€83k▲
Distributable reserves133€54k€83k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€132k€121k▼
Amounts payable after more than one year17€19k€11k▼
Financial debts170/4€19k€11k▼
Amounts payable within one year42/48€113k€110k▼
Current portion of amounts payable after more than one year42€8k€8k=
Trade debts44€33k€18k▼
Suppliers440/4€33k€18k▼
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€413€0▼
Remuneration and social security454/9€7k€7k▼
Other amounts payable47/48€65k€77k▲
Income statement
Code20242025
Non-recurring operating income76A-€165
Remuneration, social security and pensions62€72k€76k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€18k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€183
Gross operating margin9900€140k€178k▲
Operating profit (loss)9901€39k€82k▲
Financial income75/76B€709€1k▲
Recurring financial income75€709€1k▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€33k€79k▲
Income taxes67/77€7k€20k▲
Profit (loss) for the period9904€27k€59k▲
Profit (loss) for the period to be appropriated9905€27k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€27k€59k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€24k
Transfer to equity691/2€25k€53k▲
To other reserves6921€25k€53k▲
Profit to be distributed694/7€2k€30k▲
Return on contributions (dividend)694€2k€24k▲
Directors or managers695-€6k
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €59k ▲122%
Operating result €82k, net result €59k, both a record.
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €150kEq €162k ▲18.3%
3 profitable years in a row build equity to €162k.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
30-09
Financial
Equity above €100kEq €101k ▲16.7%
Equity rises from €86k to €101k.
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
30-09
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
22-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 22 days late
Show earlier events
2019
30-09
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierde · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opstaldries 229572 LierdeGround area
1,983 m²
Building footprint
374 m²
Volume, LiDAR
2,293 m³
Parcel 45051A0743/00K000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BRAMAC
since 19992.092.567.340
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45051A0743/00K000 | Flanders | 1,983 m² | 1 · 374 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 218 EUR awarded · 537 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 95 EUR | 95 EUR |
| 2024 | 1 | 123 EUR | 253 EUR |
| 2023 | 1 | 0 EUR | 189 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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BMS ELECTRO
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INDELPRO
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MAISON DEMEULEMEESTER
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Ath · Eq €191,067
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 8,334 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-1999
Fiscal year end30-09
Activities, NACEBEL 2025
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.