Bram Fouache

Active

Private limited companyfounded 20233 yrs activeKorianderstraat 18, 9940 Evergem, BelgiumKBO/BCE: BE 0801.475.465

Bram Fouache has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €275k and a net result of €157k. Its solvency ranks better than 28% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

66 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability88▲+6

Solvency52▲+15

Growth78

Track record94

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €18k at 30 days acceptable

Liquidity tight (current ratio 1.44 against 1.21 in 2024; short-term debt: 55.8% and cash: 6.5% of total assets), and 73.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

26.7%

Return on assets

15.3%

Age of the figures

10 mo

Latest accounts filed on time

The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 04-05-2026, 57 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

57 d early

2024

52 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

19-09-2026 today30-11-2026 close30-06-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€275k▲ 133%

2024 · €118k

2024: €118k

2024 → 2025

Total assets

€1.03M▲ 6.7%

2024 · €963k

2024: €963k

2024 → 2025

Net result

€157k▲ 51.5%

2024 · €104k

2024: €104k

2024 → 2025

Working capital

€249k▲ 96.1%

2024 · €127k

2024: €127k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€118k-€275k▲ 133%

Operating result€143k-€217k▲ 52.3%

Net result€104k-€157k▲ 51.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 52% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.03M

19.9%

80.1%

Fixed assets €204k▼ 6.5%

Current assets €823k▲ 10.5%

Equity and liabilities €1.03M

26.7%

73.3%

Equity €275k▲ 133%

Debt €752k▼ 11.0%

The debt ratio falls from 87.8% to 73.3%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€232k▲

2024 · €152k

Cash flow

€171k▲

2024 · €113k

Solvency

26.7%▲

2024 · 12.2%

Current ratio

1.44▲

2024 · 1.21

Quick ratio

1.44▲

2024 · 1.21

Debt / equity

2.74▼

2024 · 7.19

ROE

57.2%▼

2024 · 88.1%

ROA

15.3%▲

2024 · 10.8%

Interest coverage

11.80▲

2024 · 7.67

Debt

€752k▼

2024 · €845k

Debt ≤ 1 year

€573k▼

2024 · €617k

Debt > 1 year

€164k▼

2024 · €218k

Income taxes

€49k▲

2024 · €26k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€963k€1.03M▲

Fixed assets21/28€219k€204k▼

Tangible fixed assets22/27€219k€204k▼

Land and buildings22€211k€199k▼

Furniture and vehicles24€7k€5k▼

Current assets29/58€744k€823k▲

Amounts receivable after more than one year29€306k€340k▲

Other amounts receivable291€306k€340k▲

Amounts receivable within one year40/41€336k€403k▲

Trade receivables40€336k€403k▲

Cash at bank and in hand54/58€94k€66k▼

Deferred charges and accrued income490/1€9k€13k▲

Equity and liabilities

Total equity and liabilities10/49€963k€1.03M▲

Equity10/15€118k€275k▲

Contributions10/11€15k€15k=

Reserves13€103k€260k▲

Distributable reserves133€103k€260k▲

Profit (loss) carried forward14€0€0=

Amounts payable17/49€845k€752k▼

Amounts payable after more than one year17€218k€164k▼

Financial debts170/4€218k€164k▼

Amounts payable within one year42/48€617k€573k▼

Current portion of amounts payable after more than one year42€55k€55k=

Trade debts44€25k€1k▼

Suppliers440/4€25k€1k▼

Taxes, remuneration and social security45€83k€85k▲

Taxes450/3€83k€85k▲

Other amounts payable47/48€454k€433k▼

Accrued charges and deferred income492/3€10k€16k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€14k▲

Other operating charges640/8€2k€1k▼

Gross operating margin9900€154k€233k▲

Operating profit (loss)9901€143k€217k▲

Financial income75/76B€6k€8k▲

Recurring financial income75€6k€8k▲

Financial charges65/66B€20k€20k▼

Recurring financial charges65€20k€20k▼

Profit (loss) for the period before taxes9903€129k€206k▲

Income taxes67/77€26k€49k▲

Profit (loss) for the period9904€104k€157k▲

Profit (loss) for the period to be appropriated9905€104k€157k▲

Appropriation of the result

Profit (loss) to be appropriated9906€104k€157k▲

Transfer to equity691/2€103k€157k▲

To other reserves6921€103k€157k▲

Profit to be distributed694/7€1k€0▼

Directors or managers695€1k€0▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 30-06-2027

2026

04-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-11

Financial Equity above €200kEq €275k ▲133%

2 profitable years in a row build equity to €275k.

09-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Evergem · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Korianderstraat 189940 Evergem

Ground area

848 m²

Building footprint

184 m²

Parcel 44019C1350/00W002, Flanders. Linked by address, not a title deed.

1 establishment unit

Bram Fouache

Korianderstraat 18, 9940 EvergemCertified accountants and tax accountants

since 20232.345.397.246

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44019C1350/00W002	Flanders	848 m²	1 · 184 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Chaumont-Gistoux · Eq €275k

Sint-Martens-Latem · Eq €275k

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 38,568 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded05-05-2023

Fiscal year end30-11

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.