BRAIN4YOU
ActiveBRAIN4YOU has been active since 1967 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €447k and a net result of €12k. Equity is growing by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 86% of 6963 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-55
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 6.98 against 4.3 in 2024), and 11.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.2%
Return on assets
2.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
28 d late
2023
50 d early
2022
46 d late
2021
26 d early
2020
44 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€447k▼ 13.2%
2024 · €515k
2018: €207k
2019: €221k
2020: €233k
2021: €338k
2022: €400k
2023: €444k
2024: €515k
2018 → 2025
Total assets
€507k▼ 20.5%
2024 · €637k
2018: €729k
2019: €450k
2020: €343k
2021: €536k
2022: €545k
2023: €522k
2024: €637k
2018 → 2025
Net result
€12k▼ 82.9%
2024 · €71k
2018: €80k
2019: €14k
2020: €11k
2021: €105k
2022: €62k
2023: €44k
2024: €71k
2018 → 2025
Working capital
€359k▼ 11.1%
2024 · €404k
2018: €46k
2019: €117k
2020: €97k
2021: €260k
2022: €325k
2023: €313k
2024: €404k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€338k-€400k▲ 18.4%€444k▲ 11.0%€515k▲ 16.0%€447k▼ 13.2%
Operating result€143k-€155k▲ 8.5%€134k▼ 13.2%€93k▼ 31.1%€16k▼ 82.9%
Net result€105k-€62k▼ 40.6%€44k▼ 29.0%€71k▲ 60.3%€12k▼ 82.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 83% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €507k
Fixed assets
€88k▼ 20.8%
Current assets
€419k▼ 20.4%
Equity and liabilities €507k
Equity
€447k▼ 13.2%
Debt
€60k▼ 51.0%
The debt ratio falls from 19.2% to 11.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€43k▼
2024 · €119k
Cash flow
€39k▼
2024 · €98k
Solvency
88.2%▲
2024 · 80.8%
Current ratio
6.98▲
2024 · 4.30
Quick ratio
6.98▲
2024 · 4.30
Debt / equity
0.13▼
2024 · 0.24
ROE
2.7%▼
2024 · 13.8%
ROA
2.4%▼
2024 · 11.1%
Interest coverage
609.81▼
2024 · 880.07
Debt
€60k▼
2024 · €123k
Debt ≤ 1 year
€60k▼
2024 · €123k
Income taxes
€6k▼
2024 · €27k
Staff costs
€280▼
2024 · €77k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€637k€507k▼
Fixed assets21/28€111k€88k▼
Tangible fixed assets22/27€110k€87k▼
Land and buildings22€98k€78k▼
Plant, machinery and equipment23-€3k
Furniture and vehicles24€12k€6k▼
Financial fixed assets28€1k€909▼
Current assets29/58€526k€419k▼
Amounts receivable within one year40/41€116k€45k▼
Trade receivables40€113k€45k▼
Other amounts receivable41€3k-
Current investments50/53€31k€31k=
Cash at bank and in hand54/58€378k€342k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€637k€507k▼
Equity10/15€515k€447k▼
Contributions10/11€19k€19k=
Reserves13€365k€297k▼
Distributable reserves133€365k€297k▼
Profit (loss) carried forward14€131k€131k=
Amounts payable17/49€123k€60k▼
Amounts payable within one year42/48€123k€60k▼
Trade debts44€60k€11k▼
Suppliers440/4€60k€11k▼
Taxes, remuneration and social security45€51k€31k▼
Taxes450/3€41k€31k▼
Remuneration and social security454/9€10k-
Other amounts payable47/48€11k€19k▲
Income statement
Code20242025
Remuneration, social security and pensions62€77k€280▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€0-
Other operating charges640/8€2k€2k▲
Gross operating margin9900€198k€45k▼
Operating profit (loss)9901€93k€16k▼
Financial income75/76B€5k€2k▼
Recurring financial income75€5k€2k▼
Financial charges65/66B€136€71▼
Recurring financial charges65€136€71▼
Profit (loss) for the period before taxes9903€98k€18k▼
Income taxes67/77€27k€6k▼
Profit (loss) for the period9904€71k€12k▼
Profit (loss) for the period to be appropriated9905€71k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€202k€143k▼
Profit (loss) brought forward from the previous period14P€131k€131k=
Transfer from equity791/2-€80k
Transfer to equity691/2€71k€12k▼
To other reserves6921€71k€12k▼
Profit to be distributed694/7-€80k
Return on contributions (dividend)694-€80k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Equity above €500kEq €515k ▲16%
7 profitable years in a row build equity to €515k.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €105k ▲815%
Net result €105k, the highest in the series.
13-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 44 days late
2020
31-12
Financial
Weakest financial yearnet €11k ▼20.6%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1967
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gelovigenstraat 181180 UkkelGround area
129 m²
Building footprint
130 m²
Volume, LiDAR
1,011 m³
Parcel 21016B0034/00A018, Brussels · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gelovigenstraat 18, 1180 Ukkel
since 19672.037.619.612
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0034/00A018 | Brussels | 129 m² | 1 · 130 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
5493007ZK00RAY326V32
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SERVICE NATIONAL DE PROMOTION DES MARQUES ENFANTINES - NATIONALE DIENST VOOR PROMOTIE VAN KINDERARTIKELEN
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Of 9,807 companies in sector 73110 we hold annual accounts for 3,724. 2,237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-1967
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.