BRAIN@Value
ActiveSummary
BRAIN@Value has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €42k. Equity is growing by ~16% per year across the filed fiscal years. Its solvency ranks better than 44% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency73▲+73
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.93 against 0.36 in 2024; short-term debt: 51.5% and cash: 96.9% of total assets), but 51.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.5%
Return on assets
117.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
22 d early
2023
42 d early
2022
31 d early
2021
33 d early
2020
35 d early
2019
41 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k
2024 · €-25k
2018: €-49k
2019: €-53k
2020: €-64k
2021: €-52k
2022: €-44k
2023: €-42k
2024: €-25k
2018 → 2025
Total assets
€36k▲ 152%
2024 · €14k
2018: €22k
2019: €14k
2020: €4k
2021: €9k
2022: €4k
2023: €3k
2024: €14k
2018 → 2025
Net result
€42k▲ 136%
2024 · €18k
2018: €-11k
2019: €-4k
2020: €-12k
2021: €13k
2022: €8k
2023: €2k
2024: €18k
2018 → 2025
Working capital
€17k
2024 · €-25k
2018: €-56k
2019: €-60k
2020: €-68k
2021: €-54k
2022: €-44k
2023: €-42k
2024: €-25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-52k-€-44k▲ 14.6%€-42k▲ 4.5%€-25k▲ 41.8%€17k
Operating result€13k-€8k▼ 37.8%€4k▼ 52.8%€20k▲ 419%€54k▲ 173%
Net result€13k-€8k▼ 39.4%€2k▼ 73.5%€18k▲ 782%€42k▲ 136%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 173% above 2024 and is the highest result in the available series.
Balance-sheet composition
Assets €36k
Fixed assets
€114
Current assets
€35k
Equity and liabilities €36k
Equity
€17k
Debt
€18k
Debt finances 51.5% of the balance-sheet total.
Key figures and ratios
Current ratio
1.93▲
2024 · 0.36
Debt to equity
1.06▲
2024 · -1.57
ROE
243.3%
ROA
117.9%▼
2024 · 125.8%
Debt ≤ 1 year
€18k▼
2024 · €39k
Income taxes
€11k▲
2024 · €310
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€14k€36k▲
Fixed assets21/28-€114
Financial fixed assets28-€114
Current assets29/58€14k€35k▲
Amounts receivable within one year40/41€968€242▼
Trade receivables40€968€242▼
Cash at bank and in hand54/58€12k€34k▲
Deferred charges and accrued income490/1€730€730=
Equity and liabilities
Total equity and liabilities10/49€14k€36k▲
Equity10/15€-25k€17k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€-33k€9k▲
Amounts payable17/49€39k€18k▼
Amounts payable within one year42/48€39k€18k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€5k€16k▲
Taxes450/3€5k€16k▲
Other amounts payable47/48€32k€92▼
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€21k€55k▲
Operating profit (loss)9901€20k€54k▲
Financial income75/76B€20€0▼
Recurring financial income75€20€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€18k€53k▲
Income taxes67/77€310€11k▲
Profit (loss) for the period9904€18k€42k▲
Profit (loss) for the period to be appropriated9905€18k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-33k€9k▲
Profit (loss) brought forward from the previous period14P€-50k€-33k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €42k ▲136%
Operating result €54k, net result €42k, both a record.
30-09
Financial
Liquidity times 5current ratio 1.93
Current ratio from 0.36 to 1.93; short-term debt falls from €39k to €18k.
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €13k
Net result €13k after 3 loss-making years.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 2006
Ground area
456 m²
Building footprint
78 m²
Parcel 92114G0413/00S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
BRAIN@VALUE
since 20062.157.410.850
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92114G0413/00S000 | Wallonia | 456 m² | 1 · 78 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 28,957 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2006
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
82100Office administrative and support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.