brain invest

Active

Private limited companyfounded 1982active for 44 yearsFranselei 47, 2950 Kapellen, BelgiumKBO/BCE: BE 0423.065.104

Summary

brain invest has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €760,388 and a net result of €436. Equity remains stable across the filed financial years (±2.5% per year). Its solvency ranks better than 34% of 2,772 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

brain investActiveChecked score 86/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

7th oldest company in Kapellen, Construction sector1 site

Size

€3.1mtotal assets 2025

Equity: €760,388
Profit: €436

Turnover not published (abbreviated or micro format)

Financial health

86 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

2025 accounts on time4 deeds in the Belgian Official Gazette

Why 86raises riskSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 0.78, cash €17,394, halvedlowers riskSize: total assets €3.1mFigures for financial year 2025 (filed 30-04-2026)Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 30% of its sector peers (NACE 41, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 50-5

equity 24.9% of total assets

Liquidity 21-8

short-term debt 57.1% · cash 0.6%

Profitability 36+19

return on assets 0.0%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (911 companies, NACE 41, small)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%▼ -0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.3%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.2%▼ -0.2 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €65,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.78, compared with 2.05 in 2024, below 1; short-term debt: 57.1% and cash: 0.6% of total assets), and 75.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small): better than 40% on solvency, 21% on liquidity, 23% on profitability and 36% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €3.1m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Liquidity: current ratio 0.78, cash €17,394, halved

NBB · annual accounts

Figures for financial year 2025 (filed 30-04-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

29 days early

2023

4 days early

2022

2 days late

2021

4 days early

2020

on the day

2019

30 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 27 April (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end27-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-04-2026 Annual accounts filedfinancial year 2025 · abbreviated…
30-09-2025 Back to profitnet €436
01-04-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: 7th oldest company in Kapellen, Construction sectorin the Checked rankings No. 7 View
Active since 1982founded 21-05-1982 44 years View
Total assets 20256 financial years filed €3.1m View

By topic

Financials

Financial year: 2025
Total assets: €3.1m
Profit: €436
Solvency: 24.9%

Total assets▲ 19.3%

Net result

20192025

Go to Financials

Timeline

Events: 24
Since: 2008
Next accounts: by 30-04-2027

30-09-2024Liquidity more than doubled
26-04-2024Annual accounts filed
02-05-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 21-05-1982
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Key facts about brain invest

What is the company number of brain invest?: 0423.065.104. In Belgium the VAT number is the company number with BE in front: BE 0423.065.104.
Where is brain invest based?: The registered office is at Franselei 47, 2950 Kapellen.Company details
What does brain invest do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of brain invest?: Private limited company (BV).
When was brain invest founded?: On 21-05-1982.
Is brain invest still active?: Yes, brain invest is an active enterprise in the KBO register.
What is the turnover of brain invest?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is brain invest profitable?: In financial year 2025, brain invest made a profit of €436.
Where can I find the annual accounts of brain invest?: brain invest filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of brain invest due?: By 30-04-2027, for financial year 2026.Timeline