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BRAHM & Co

Active
Private limited companyfounded 20205 yrs activede Limburg Stirumlaan 37, 3040 Huldenberg, BelgiumKBO/BCE: BE 0757.538.029
Summary

The computed 12-month bankruptcy probability of BRAHM & Co is 2.1% (moderate). The annual accounts of BRAHM & Co for fiscal year 2025 show a net loss of 68% of the equity at the start of that year. The 2025 annual accounts show equity of €1,845 and a net result of -€38,285. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 13507 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
BRAHM & CoActiveChecked score 51/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of diamonds and other precious stones
NACE 46861NACE 46761
1 site
Size
€93,539total assets 2025
Equity
€1,845
Loss
-€38,285
Financial health
51 Fair Checked score 2025
Bankruptcy chance 12 m
2.1%
Structure
Parent
ELLIPSE JEWELLERY · 100%
Accounts 5 d early1 of 3 deeds read
Why 51- Liquidity: current ratio 1.02, cash €165, halved- Loss of €38,285, the second in a row (FY 2025)- Founded in 2020+ Size: total assets €93,539Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 8% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 27-17
equity 2.0% of total assets
Liquidity 0-12
short-term debt 89.7% · cash 0.2%
Profitability 0-8
return on assets -40.9%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%▲ +2.7% vs 11-2024 01-2025: 1.4%▲ +9.5% vs 12-2024 02-2025: 1.9%▲ +31.4% vs 01-2025 03-2025: 1.2%▼ -32.9% vs 02-2025 04-2025: 1.3%▲ +3.3% vs 03-2025 05-2025: 1.3%● 0.0% vs 04-2025 06-2025: 1.3%● 0.0% vs 05-2025 07-2025: 1.3%▼ -1.0% vs 06-2025 08-2025: 1.2%▼ -2.3% vs 07-2025lowest value 09-2025: 1.2%● 0.0% vs 08-2025lowest value 10-2025: 1.4%▲ +12.6% vs 09-2025 11-2025: 1.4%▲ +2.8% vs 10-2025 12-2025: 1.5%▲ +3.3% vs 11-2025 01-2026: 1.5%▲ +1.7% vs 12-2025 02-2026: 2.1%▲ +39.7% vs 01-2026 03-2026: 2.1%● 0.0% vs 02-2026 04-2026: 2.1%● 0.0% vs 03-2026 05-2026: 2.2%▲ +2.3% vs 04-2026highest value 06-2026: 2.2%▼ -0.6% vs 05-2026 07-2026: 2.2%● 0.0% vs 06-2026 08-2026: 2.1%▼ -1.8% vs 07-2026 09-2026: 2.1%● 0.0% vs 08-2026 10-2026: 2.1%▲ +0.5% vs 09-2026
  • Size: total assets €93,539 lowers the probability for this profile
  • Liquidity: current ratio 1.02, cash €165, halved raises the probability
  • Loss of €38,285, the second in a row (FY 2025) raises the probability
  • Founded in 2020 raises the probability for this profile
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.02 against 1.26 in 2024; short-term debt: 89.7% and cash: 0.2% of total assets), and 98% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 18%, liquidity 3%, profitability 6%, growth against the median 5%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €93,539
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.02, cash €165, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €38,285, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€38,285
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 13507 sector peers (2025).
NBB · sector comparison
Position among 13507 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
5 d early
2024
3 d late
2023
1 d early
2022
16 d late
2021
24 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 7 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 3 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close06-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. RestructuringPermanent representative: Stéphane BRAHM ·…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Weakest financial yearnet -€38,285

Key points

  • Caution: Equity fell in 2025from €56,129 to €1,845 ▼ 96.7% View
  • Caution: Among the weakest 7% on net resultsector median €5,574 · 13,515 companies -€38,285 View
  • Controlled by ELLIPSE JEWELLERY 100% View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€38,285 View

By topic

Financials

Fiscal year
2025
Total assets
€93,539
Loss
-€38,285
Solvency
2.0%
Total assets▼ 68.2%
Net result
20212025
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-01-2027
  1. 18-09-2026Restructuring
  2. 26-01-2026Annual accounts filed
  3. 30-06-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of diamonds and other precious stonesNACE 46861
Founded
27-10-2020
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Purpose
De import / de export van zilveren en gouden juwelen, parels, edelstenen en…
Go to Articles of association

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