Financials
- Financial year
- 2025
- Total assets
- €1.5m
- Profit
- €48,305
- Solvency
- 29.0%
BRAEM F & D
ActiveSummary
BRAEM F & D has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €425,118 and a net result of €48,305. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 31% of 9,802 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Painting of buildings
NACE 43341
1 site
Size
€1.5mtotal assets 2025
- Staff
- 6.7 FTE
- Equity
- €425,118
- Profit
- €48,305
Turnover not published (abbreviated or micro format)
Structure
2025 accounts filed 43 days late3 deeds in the Belgian Official Gazette
Why 70raises riskLast filed accounts filed 43 days late; 1 of the last 3 lateSector: Specialised construction activities (NACE 43)lowers riskFounded in 2009Liquidity: current ratio 2.35, cash €219,705Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 42% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency
54+2
equity 29.0% of total assets
Liquidity
59+27
short-term debt 25.6% · cash 15.0%
Profitability
56+6
return on assets 3.3%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024lowest value
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.3%▲ +0.1 percentage points vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.8%▲ +0.4 percentage points vs 04-2025
06-2025: 0.5%▼ -0.3 percentage points vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.6%▲ +0.1 percentage points vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.9%▲ +0.3 percentage points vs 03-2026
05-2026: 1.5%▲ +0.6 percentage points vs 04-2026
06-2026: 1.8%▲ +0.3 percentage points vs 05-2026highest value
07-2026: 0.6%▼ -1.2 percentage points vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.35, compared with 0.93 in 2024, above the usual 1.5; short-term debt: 25.6% and cash: 15% of total assets), but 71% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 31% on solvency, 56% on liquidity, 27% on profitability and 55% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 43 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-06-2026, 43 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
43 days late
2024
30 days late
2023
on the day
2022
2 days early
2021
2 days early
2020
2 days early
2019
6 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 May (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end25-10-2026 today30-04-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Liquidity more than doubledcurrent ratio 2.35
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 18
- Since
- 2012
- Next accounts
- by 30-04-2027
- 30-09-2024Weakest financial year
- 30-04-2024Annual accounts filed
- 28-04-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Painting of buildingsNACE 43341
- Founded
- 07-12-2009
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Key facts about BRAEM F & D
- What is the company number of BRAEM F & D?
- 0821.182.204. In Belgium the VAT number is the company number with BE in front: BE 0821.182.204.
- Where is BRAEM F & D based?
- The registered office is at Albert De Smetstraat 57, 9042 Gent.Company details
- What does BRAEM F & D do?
- According to the KBO register, the main activity is painting of buildings (NACE 43341).
- What is the legal form of BRAEM F & D?
- Private limited company (BV).
- When was BRAEM F & D founded?
- On 07-12-2009.
- Is BRAEM F & D still active?
- Yes, BRAEM F & D is an active enterprise in the KBO register.
- How many employees does BRAEM F & D have?
- On average 6.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of BRAEM F & D?
- €1.0m in financial year 2019, according to the filed annual accounts.
- Is BRAEM F & D profitable?
- In financial year 2025, BRAEM F & D made a profit of €48,305.
- Where can I find the annual accounts of BRAEM F & D?
- BRAEM F & D filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BRAEM F & D due?
- By 30-04-2027, for financial year 2026.Timeline
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