BRAB IMMO
ActiveSummary
The computed 12-month bankruptcy probability of BRAB IMMO is 5.8% (elevated). The 2025 annual accounts show equity of €104k and a net result of €-13k. Equity is growing by ~43.7% per year across the filed fiscal years. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability19▼-81
Solvency83▼-4
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
5.8%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity ample (current ratio 2.38 against 2.64 in 2024; short-term debt: 42% and cash: 0.3% of total assets), and 42% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58%
Return on assets
-7.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
17 d early
2024
21 d late
2023
43 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▼ 11.4%
2024 · €117k
2023: €13klowest in 3 years
2024: €117k▲ +796% vs 2023highest in 3 years
2025: €104k▼ -11.4% vs 2024
2023 → 2025
Total assets
€179k▼ 5.1%
2024 · €189k
2023: €549khighest in 3 years
2024: €189k▼ -65.7% vs 2023
2025: €179k▼ -5.1% vs 2024lowest in 3 years
2023 → 2025
Net result
€-13k
2024 · €104k
2023: €-7k
2024: €104k▲ +1609% vs 2023highest in 3 years
2025: €-13k▼ -113% vs 2024lowest in 3 years
2023 → 2025
Working capital
€104k▼ 11.4%
2024 · €117k
2023: €469khighest in 3 years
2024: €117k▼ -75.0% vs 2023
2025: €104k▼ -11.4% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€13k-€117k▲ 796%€104k▼ 11.4%
2023: €13klowest in 3 years
2024: €117k▲ +796% vs 2023highest in 3 years
2025: €104k▼ -11.4% vs 2024
Operating result€3k-€158k▲ 4,560%€-13k
2023: €3k
2024: €158k▲ +4560% vs 2023highest in 3 years
2025: €-13k▼ -108% vs 2024lowest in 3 years
Net result€-7k-€104k€-13k
2023: €-7k
2024: €104k▲ +1609% vs 2023highest in 3 years
2025: €-13k▼ -113% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €158k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €179k
Equity
€104k ▼ 11.4%
Debt
€75k ▲ 5.4%
Debt's share of the balance-sheet total rises from 37.8% to 42.0%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
2.38▼
2024 · 2.64
Quick ratio
0.18▼
2024 · 0.32
Debt to equity
0.72▲
2024 · 0.61
ROE
-12.9%▼
2024 · 88.8%
ROA
-7.5%▼
2024 · 55.2%
Debt ≤ 1 year
€75k▲
2024 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€189k€179k▼
Current assets29/58€189k€179k▼
Stocks and contracts in progress3€166k€166k=
Stocks30/36€166k€166k=
Amounts receivable within one year40/41€12k€12k▲
Other amounts receivable41€12k€12k▲
Cash at bank and in hand54/58€11k€484▼
Deferred charges and accrued income490/1€322€643▲
Equity and liabilities
Total equity and liabilities10/49€189k€179k▼
Equity10/15€117k€104k▼
Contributions10/11€20k€20k=
Reserves13€97k€84k▼
Distributable reserves133€97k€84k▼
Amounts payable17/49€71k€75k▲
Amounts payable within one year42/48€71k€75k▲
Trade debts44€182€2k▲
Suppliers440/4€182€2k▲
Taxes, remuneration and social security45€37k€37k=
Taxes450/3€37k€37k=
Other amounts payable47/48€34k€37k▲
Income statement
Code20242025
Other operating charges640/8€2k€3k▲
Gross operating margin9900€161k€-11k▼
Operating profit (loss)9901€158k€-13k▼
Financial income75/76B-€139
Recurring financial income75-€139
Financial charges65/66B€17k€430▼
Recurring financial charges65€17k€430▼
Profit (loss) for the period before taxes9903€141k€-13k▼
Income taxes67/77€37k-
Profit (loss) for the period9904€104k€-13k▼
Profit (loss) for the period to be appropriated9905€104k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€97k€-13k▼
Profit (loss) brought forward from the previous period14P€-7k-
Transfer from equity791/2-€13k
Transfer to equity691/2€97k-
To other reserves6921€97k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €2k | €2k | €3k | ▲ 8.7% |
| Gross operating margin9900 | €5k | €161k | €-11k | ▼ 107% |
| Operating profit (loss)9901 | €3k | €158k | €-13k | ▼ 108% |
| Financial income75/76B | - | - | €139 | - |
| Recurring financial income75 | - | - | €139 | - |
| Financial charges65/66B | €10k | €17k | €430 | ▼ 97.5% |
| Recurring financial charges65 | €10k | €17k | €430 | ▼ 97.5% |
| Profit (loss) for the period before taxes9903 | €-7k | €141k | €-13k | ▼ 110% |
| Income taxes67/77 | - | €37k | - | - |
| Profit (loss) for the period9904 | €-7k | €104k | €-13k | ▼ 113% |
| Profit (loss) for the period to be appropriated9905 | €-7k | €104k | €-13k | ▼ 113% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €549k | €189k | €179k | ▼ 5.1% |
| Current assets29/58 | €549k | €189k | €179k | ▼ 5.1% |
| Stocks and contracts in progress3 | €549k | €166k | €166k | = |
| Stocks30/36 | €549k | €166k | €166k | = |
| Amounts receivable within one year40/41 | - | €12k | €12k | ▲ 1.6% |
| Other amounts receivable41 | - | €12k | €12k | ▲ 1.6% |
| Cash at bank and in hand54/58 | - | €11k | €484 | ▼ 95.4% |
| Deferred charges and accrued income490/1 | €319 | €322 | €643 | ▲ 100.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €549k | €189k | €179k | ▼ 5.1% |
| Equity10/15 | €13k | €117k | €104k | ▼ 11.4% |
| Contributions10/11 | €20k | €20k | €20k | = |
| Reserves13 | - | €97k | €84k | ▼ 13.8% |
| Distributable reserves133 | - | €97k | €84k | ▼ 13.8% |
| Profit (loss) carried forward14 | €-7k | - | - | - |
| Amounts payable17/49 | €536k | €71k | €75k | ▲ 5.4% |
| Amounts payable after more than one year17 | €455k | - | - | - |
| Financial debts170/4 | €455k | - | - | - |
| Amounts payable within one year42/48 | €81k | €71k | €75k | ▲ 5.4% |
| Financial debts43 | €1k | - | - | - |
| Credit institutions430/8 | €1k | - | - | - |
| Trade debts44 | €127 | €182 | €2k | ▲ 1,007% |
| Suppliers440/4 | €127 | €182 | €2k | ▲ 1,007% |
| Taxes, remuneration and social security45 | - | €37k | €37k | = |
| Taxes450/3 | - | €37k | €37k | = |
| Other amounts payable47/48 | €79k | €34k | €37k | ▲ 5.9% |
| Accrued charges and deferred income492/3 | €605 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-7k | €104k | €-13k | ▼ 113% |
| Operating cash flow (approximation) | €-7k | €104k | €-13k | ▼ 113% |
| Change in cash | - | - | €-10k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial
Back to profitnet €104k
Net result €104k after one loss-making year.
31-12
Financial
Equity above €100kEq €117k ▲796%
Equity rises from €13k to €117k.
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
Ground area
332 m²
Building footprint
492 m²
Volume, LiDAR
5,130 m³
Parcel 21807G0016/00A003, Brussels · tallest building 25.5 m, ±3 floors. Linked by address, not a title deed.
32
companies at this address
See who is registered here
1 establishment unit
BRAB IMMO
since 20232.347.374.759
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0016/00A003 | Brussels | 332 m² | 1 · 492 m² | 25.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded28-06-2023
Fiscal year end31-12
Contact
E-mail
antoine@biot.be
Scores and ratios are computed by Checked and are not a credit decision.