Skip to content

BQ CONSTRUCT

Active
Private limited companyfounded 20242 yrs activeChaussée de Fleurus 217, 6060 Charleroi, BelgiumKBO/BCE: BE 1006.486.945
Summary

The computed 12-month bankruptcy probability of BQ CONSTRUCT is 8.5% (elevated). The 2024 annual accounts show equity of €23,385 and a net result of €20,885. Its solvency ranks better than 42% of 36378 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Checked score

Score 2024
Axes
Profitability100
Solvency64
Growth-
Track record51
Bankruptcy probability, 12 months
8.5% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.14; short-term debt: 60.8% and cash: 10.6% of total assets), and 60.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
39.2%
Return on assets
35%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-09-2025, 44 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
44 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 44 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struckAddress strikeout annulled

History

BQ CONSTRUCT was incorporated on 27 February 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€23,385
Total assets
€59,703
Net result
€20,885
Working capital
€4,971

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €59,703
Fixed assets €18,414
Current assets €41,289
Equity and liabilities €59,703
Equity €23,385
Debt €36,318
Debt finances 60.8% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€28,023
Cash flow
€22,746
Current ratio
1.14
Debt to equity
1.55
ROE
89.3%
ROA
35.0%
Interest coverage
454.32
Debt ≤ 1 year
€36,318
Income taxes
€5,229

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 8.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 35 lines
Balance sheet Code2024
Assets
Total assets20/58€59,703
Fixed assets21/28€18,414
Tangible fixed assets22/27€18,414
Plant, machinery and equipment23€9,021
Furniture and vehicles24€9,394
Current assets29/58€41,289
Amounts receivable within one year40/41€34,963
Trade receivables40€27,569
Other amounts receivable41€7,393
Cash at bank and in hand54/58€6,326
Equity and liabilities
Total equity and liabilities10/49€59,703
Equity10/15€23,385
Contributions10/11€2,500
Profit (loss) carried forward14€20,885
Amounts payable17/49€36,318
Amounts payable within one year42/48€36,318
Trade debts44€63
Suppliers440/4€63
Advances received on contracts in progress46€5,000
Taxes, remuneration and social security45€11,902
Taxes450/3€11,902
Other amounts payable47/48€19,353
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,861
Other operating charges640/8€149
Gross operating margin9900€28,171
Operating profit (loss)9901€26,162
Financial income75/76B€14
Recurring financial income75€14
Financial charges65/66B€62
Recurring financial charges65€62
Profit (loss) for the period before taxes9903€26,114
Income taxes67/77€5,229
Profit (loss) for the period9904€20,885
Profit (loss) for the period to be appropriated9905€20,885
Appropriation of the result
Profit (loss) to be appropriated9906€20,885

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,861
Other operating charges640/8€149
Gross operating margin9900€28,171
Operating profit (loss)9901€26,162
Financial income75/76B€14
Recurring financial income75€14
Financial charges65/66B€62
Recurring financial charges65€62
Profit (loss) for the period before taxes9903€26,114
Income taxes67/77€5,229
Profit (loss) for the period9904€20,885
Profit (loss) for the period to be appropriated9905€20,885
Line2024
Assets
Total assets20/58€59,703
Fixed assets21/28€18,414
Tangible fixed assets22/27€18,414
Plant, machinery and equipment23€9,021
Furniture and vehicles24€9,394
Current assets29/58€41,289
Amounts receivable within one year40/41€34,963
Trade receivables40€27,569
Other amounts receivable41€7,393
Cash at bank and in hand54/58€6,326
Equity and liabilities
Total equity and liabilities10/49€59,703
Equity10/15€23,385
Contributions10/11€2,500
Profit (loss) carried forward14€20,885
Amounts payable17/49€36,318
Amounts payable within one year42/48€36,318
Trade debts44€63
Suppliers440/4€63
Advances received on contracts in progress46€5,000
Taxes, remuneration and social security45€11,902
Taxes450/3€11,902
Other amounts payable47/48€19,353
Line2024
Profit (loss) for the period9904€20,885
+ Depreciation and write-downs630€1,861
Operating cash flow (approximation)€22,746

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
13-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 44 days late
14-03
KBO administration Address strikeout annulled
07-03
KBO administration Address struck
SignalNBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
707 m²
Building footprint
247 m²
Volume, LiDAR
1,908 m³
2 parcels, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BQ CONSTRUCT
Chaussée de Fleurus 162, 6060 CharleroiDemolition
since 20242.366.961.930
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52026C0665/00K000 Wallonia 368 m² 1 · 176 m² 8.8 m · 2 fl.
52342B0220/00M002 Wallonia 339 m² 1 · 71 m² 9.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,128 companies in this sector we hold annual accounts for 5,494. 4,084 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded27-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43910Bricklaying and masonry work
43110Demolition
43230Insulation installation
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006486945
Also 9925:BE1006486945
Registered 26-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.