BPS26
ActiveBPS26 has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-134k) and a net result of €-15k. Equity is shrinking by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 10% of 7733 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-13
Solvency14▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.19 against 0.67 in 2024; short-term debt: 7.6% and cash: 0.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-11.4%
Return on assets
-1.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-134k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
34 d late
2023
31 d late
2022
53 d late
2021
19 d late
2020
25 d late
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-134k▼ 12.5%
2024 · €-119k
2018: €-6k
2019: €38k
2020: €4k
2021: €-63k
2022: €-131k
2023: €-129k
2024: €-119k
2018 → 2025
Total assets
€1.17M▼ 8.2%
2024 · €1.28M
2018: €433k
2019: €731k
2020: €1.11M
2021: €1.21M
2022: €1.32M
2023: €1.30M
2024: €1.28M
2018 → 2025
Net result
€-15k
2024 · €11k
2018: €-66k
2019: €-27k
2020: €-33k
2021: €-63k
2022: €-69k
2023: €2k
2024: €11k
2018 → 2025
Working capital
€-73k▼ 153%
2024 · €-29k
2018: €-87k
2019: €-39k
2020: €5k
2021: €-24k
2022: €-53k
2023: €-33k
2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-63k-€-131k▼ 110%€-129k▲ 1.5%€-119k▲ 8.2%€-134k▼ 12.5%
Operating result€-43k-€-56k▼ 31.7%€19k€29k▲ 52.1%€3k▼ 90.2%
Net result€-63k-€-69k▼ 9.2%€2k€11k▲ 433%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.17M
Fixed assets
€1.16M▼ 5.2%
Current assets
€17k▼ 71.3%
Key figures and ratios
EBITDA
€80k▼
2024 · €104k
Cash flow
€63k▼
2024 · €86k
Solvency
-11.4%▼
2024 · -9.3%
Current ratio
0.19▼
2024 · 0.67
Quick ratio
0.19▼
2024 · 0.67
Debt / equity
-9.80▲
2024 · -11.78
ROA
-1.3%▼
2024 · 0.8%
Interest coverage
4.56▼
2024 · 5.77
Debt
€1.31M▼
2024 · €1.40M
Debt ≤ 1 year
€90k▲
2024 · €88k
Debt > 1 year
€1.22M▼
2024 · €1.31M
Income taxes
€0▲
2024 · €-44
Staff costs
€37k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.28M€1.17M▼
Fixed assets21/28€1.22M€1.16M▼
Tangible fixed assets22/27€1.22M€1.16M▼
Land and buildings22€1.11M€1.07M▼
Plant, machinery and equipment23€27k€15k▼
Furniture and vehicles24€79k€71k▼
Financial fixed assets28€250€250=
Current assets29/58€59k€17k▼
Amounts receivable within one year40/41€8k€12k▲
Trade receivables40€8k€12k▲
Other amounts receivable41-€30
Cash at bank and in hand54/58€50k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.28M€1.17M▼
Equity10/15€-119k€-134k▼
Contributions10/11€130k€130k=
Profit (loss) carried forward14€-249k€-264k▼
Amounts payable17/49€1.40M€1.31M▼
Amounts payable after more than one year17€1.31M€1.22M▼
Financial debts170/4€814k€711k▼
Other amounts payable178/9€495k€507k▲
Amounts payable within one year42/48€88k€90k▲
Current portion of amounts payable after more than one year42€52k€53k▲
Trade debts44€7k€13k▲
Suppliers440/4€7k€13k▲
Taxes, remuneration and social security45€15k€11k▼
Taxes450/3€8k€5k▼
Remuneration and social security454/9€6k€6k▼
Other amounts payable47/48€14k€13k▼
Accrued charges and deferred income492/3€750€0▼
Income statement
Code20242025
Non-recurring operating income76A€12k€0▼
Remuneration, social security and pensions62€41k€37k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€78k▲
Other operating charges640/8€7k€7k▼
Gross operating margin9900€151k€124k▼
Operating profit (loss)9901€29k€3k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€18k€18k▼
Recurring financial charges65€18k€18k▼
Profit (loss) for the period before taxes9903€11k€-15k▼
Income taxes67/77€-44€0▲
Profit (loss) for the period9904€11k€-15k▼
Profit (loss) for the period to be appropriated9905€11k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-249k€-264k▼
Profit (loss) brought forward from the previous period14P€-259k€-249k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
03-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 34 days late
2024
31-12
Financial
Highest result since 2018net €11k ▲433%
Operating result €29k, net result €11k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after 5 loss-making years.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
31-12
Financial
Weakest financial yearnet €-69k
Net result drops to €-69k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsepoortstraat 262800 MechelenGround area
366 m²
Building footprint
114 m²
Volume, LiDAR
1,799 m³
Parcel 12404F0638/00X000, Flanders · tallest building 18.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BPS26
since 20172.263.499.750
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404F0638/00X000 | Flanders | 366 m² | 1 · 114 m² | 18.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 360 EUR awarded · 360 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 360 EUR | 360 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 2,837 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2017
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.