BPS
ActiveSummary
BPS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €722,188 and a net result of €154,876. Equity is growing by ~30.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 273 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-17
Solvency78▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 1.98 against 2.37 in 2024; short-term debt: 37.3% and cash: 6.7% of total assets), and 46.9% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.1%
Return on assets
11.4%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Manufacture of other non-metallic mineral products (NACE 23)
about 17% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-01-2026, 11 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
11 d early
2024
23 d early
2023
8 d early
2022
on the day
2021
on the day
2020
19 d late
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 11 days before the deadline, and 34% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€722,188▼ 1.4%
2024 · €732,312
Total assets
€1.4m▲ 2.3%
2024 · €1.3m
Net result
€154,876▼ 53.5%
2024 · €333,246
Working capital
€496,655▼ 4.8%
2024 · €521,671
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 23, Manufacture of other non-metallic mineral products, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€286,587▲ 57.4%€178,769▼ 37.6%€275,903▲ 54.3%€457,051▲ 65.7%€208,435▼ 54.4%
Net result€219,111within the sector's middle half▲ 38.3%€134,225within the sector's middle half▼ 38.7%€207,064above the sector's middle half▲ 54.3%€333,246above the sector's middle half▲ 60.9%€154,876above the sector's middle half▼ 53.5%
Equity€303,776within the sector's middle half▲ 259%€328,002within the sector's middle half▲ 8.0%€535,065within the sector's middle half▲ 63.1%€732,312within the sector's middle half▲ 36.9%€722,188within the sector's middle half▼ 1.4%
Total assets€770,840within the sector's middle half▼ 17.2%€677,365below the sector's middle half▼ 12.1%€788,208below the sector's middle half▲ 16.4%€1.3mwithin the sector's middle half▲ 68.7%€1.4mwithin the sector's middle half▲ 2.3%
Debt€467,064▼ 44.8%€349,364▼ 25.2%€253,143▼ 27.5%€597,645▲ 136%€638,305▲ 6.8%
Working capital€357,324▲ 142%€341,964▼ 4.3%€522,641▲ 52.8%€521,671▼ 0.2%€496,655▼ 4.8%
Solvency39.4%within the sector's middle half▲ 30.3pp48.4%within the sector's middle half▲ 9.0pp67.9%within the sector's middle half▲ 19.5pp55.1%within the sector's middle half▼ 12.8pp53.1%within the sector's middle half▼ 2.0pp
Staff (FTE)1below the sector's middle half=1below the sector's middle half=1below the sector's middle half=1below the sector's middle half=1below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 23, Manufacture of other non-metallic mineral products, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€355,876 ▼ 16.9%
Current assets
€1.0m ▲ 11.4%
Equity and liabilities €1.4m
Equity
€722,188 ▼ 1.4%
Debt
€638,305 ▲ 6.8%
Debt's share of the balance-sheet total rises from 44.9% to 46.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€281,035▼
2024 · €511,441
Cash flow
€227,476▼
2024 · €387,637
Current ratio
1.98▼
2024 · 2.37
Debt to equity
0.88▲
2024 · 0.82
ROE
21.4%▼
2024 · 45.5%
ROA
11.4%▼
2024 · 25.1%
Interest coverage
34.95▼
2024 · 61.77
Debt ≤ 1 year
€507,962▲
2024 · €379,810
Debt > 1 year
€130,343▼
2024 · €217,835
Income taxes
€46,496▼
2024 · €115,525
Staff costs
€64,901▲
2024 · €60,283
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €235,763 | - | - |
| Remuneration, social security and pensions62 | - | €56,305 | €58,566 | €60,283 | €64,901 | ▲ 7.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €104,872 | €80,572 | €62,539 | €54,391 | €72,600 | ▲ 33.5% |
| Other operating charges640/8 | - | €1,109 | €2,914 | €1,733 | €1,808 | ▲ 4.3% |
| Gross operating margin9900 | €445,493 | €316,755 | €399,922 | €573,457 | €347,745 | ▼ 39.4% |
| Operating profit (loss)9901 | €286,587 | €178,769 | €275,903 | €457,051 | €208,435 | ▼ 54.4% |
| Financial income75/76B | - | €560 | €1,928 | - | €977 | - |
| Recurring financial income75 | €2,451 | €560 | €1,928 | - | €977 | - |
| Financial charges65/66B | - | €3,021 | €2,361 | €8,280 | €8,040 | ▼ 2.9% |
| Recurring financial charges65 | €3,983 | €3,021 | €2,361 | €8,280 | €8,040 | ▼ 2.9% |
| Profit (loss) for the period before taxes9903 | €285,055 | €176,308 | €275,470 | €448,771 | €201,373 | ▼ 55.1% |
| Income taxes67/77 | €65,945 | €42,083 | €68,406 | €115,525 | €46,496 | ▼ 59.8% |
| Profit (loss) for the period9904 | €219,111 | €134,225 | €207,064 | €333,246 | €154,876 | ▼ 53.5% |
| Transfer to tax-exempt reserves689 | - | €126,300 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €113,861 | €7,925 | €207,064 | €333,246 | €154,876 | ▼ 53.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €770,840 | €677,365 | €788,208 | €1.3m | €1.4m | ▲ 2.3% |
| Fixed assets21/28 | €221,214 | €140,642 | €126,503 | €428,476 | €355,876 | ▼ 16.9% |
| Tangible fixed assets22/27 | €221,214 | €140,642 | €126,503 | €428,476 | €355,876 | ▼ 16.9% |
| Furniture and vehicles24 | - | €140,642 | €126,503 | €428,476 | €355,876 | ▼ 16.9% |
| Current assets29/58 | €549,626 | €536,723 | €661,705 | €901,482 | €1.0m | ▲ 11.4% |
| Amounts receivable within one year40/41 | €338,310 | €256,635 | €309,264 | €444,157 | €903,612 | ▲ 103% |
| Trade receivables40 | - | €90,430 | €122,734 | €259,230 | €677,103 | ▲ 161% |
| Other amounts receivable41 | - | €166,205 | €186,530 | €184,927 | €226,509 | ▲ 22.5% |
| Cash at bank and in hand54/58 | €205,591 | €273,198 | €345,605 | €449,500 | €91,769 | ▼ 79.6% |
| Deferred charges and accrued income490/1 | - | €6,890 | €6,837 | €7,825 | €9,236 | ▲ 18.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €770,840 | €677,365 | €788,208 | €1.3m | €1.4m | ▲ 2.3% |
| Equity10/15 | €303,776 | €328,002 | €535,065 | €732,312 | €722,188 | ▼ 1.4% |
| Contributions10/11 | - | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Reserves13 | €228,776 | €253,002 | €460,065 | €657,312 | €647,188 | ▼ 1.5% |
| Non-distributable reserves130/1 | - | €7,500 | €7,500 | - | - | - |
| Reserves not available under the articles1311 | - | €7,500 | €7,500 | - | - | - |
| Tax-exempt reserves132 | - | €231,550 | €231,550 | €231,550 | €126,300 | ▼ 45.5% |
| Distributable reserves133 | - | €13,952 | €221,015 | €425,762 | €520,888 | ▲ 22.3% |
| Amounts payable17/49 | €467,064 | €349,364 | €253,143 | €597,645 | €638,305 | ▲ 6.8% |
| Amounts payable after more than one year17 | €274,583 | €154,604 | €110,015 | €217,835 | €130,343 | ▼ 40.2% |
| Financial debts170/4 | - | €154,604 | €110,015 | €217,835 | €130,343 | ▼ 40.2% |
| Amounts payable within one year42/48 | €192,302 | €194,759 | €139,064 | €379,810 | €507,962 | ▲ 33.7% |
| Current portion of amounts payable after more than one year42 | - | €60,350 | €44,590 | €85,294 | €87,492 | ▲ 2.6% |
| Trade debts44 | €52,964 | €119,369 | €42,952 | €231,332 | €303,117 | ▲ 31.0% |
| Suppliers440/4 | - | €119,369 | €42,952 | €231,332 | €303,117 | ▲ 31.0% |
| Taxes, remuneration and social security45 | - | €11,934 | €48,406 | €43,669 | €28,340 | ▼ 35.1% |
| Taxes450/3 | - | €11,934 | €48,406 | €41,500 | €26,100 | ▼ 37.1% |
| Remuneration and social security454/9 | - | - | - | €2,169 | €2,240 | ▲ 3.3% |
| Other amounts payable47/48 | - | €3,107 | €3,117 | €19,516 | €89,012 | ▲ 356% |
| Accrued charges and deferred income492/3 | - | - | €4,064 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €219,111 | €134,225 | €207,064 | €333,246 | €154,876 | ▼ 53.5% |
| + Depreciation and write-downs630 | €104,872 | €80,572 | €62,539 | €54,391 | €72,600 | ▲ 33.5% |
| Operating cash flow (approximation) | €323,983 | €214,797 | €269,603 | €387,637 | €227,476 | ▼ 41.3% |
| Investment in fixed assets (approximation) | - | €0 | -€48,400 | -€356,363 | €0 | ▲ 100% |
| Change in cash | - | €67,606 | €72,407 | €103,895 | -€357,731 | ▼ 444% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
08-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2019net €333,246 ▲60.9%
Operating result €457,051, net result €333,246, both a record.
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €500,000Eq €535,065 ▲63.1%
5 profitable years in a row build equity to €535,065.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Liquidity doublescurrent ratio 2.86
Current ratio from 1.32 to 2.86; short-term debt falls from €456,931 to €192,302.
30-06
Financial
Equity above €200,000Eq €303,776 ▲259%
3 profitable years in a row build equity to €303,776.
19-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 19 days late
2020
14-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
02-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
13-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Balen · 1 establishment unit since 2016
Ground area
7,143 m²
Building footprint
2,903 m²
Parcel 13342B1320/00G007, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
BPS
since 20162.251.029.510
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13342B1320/00G007 | Flanders | 7,143 m² | 1 · 2,903 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 85 EUR awarded · 85 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 85 EUR | 85 EUR |
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Of 176 companies in sector 23630 we hold annual accounts for 148. 113 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-03-2016
Fiscal year end30-06
Activities, NACEBEL 2025
23630Manufacture of other non-metallic mineral products
43990Other specialised construction activities
33120Repair and maintenance of machinery
46839Wholesale trade
77320Rental and leasing activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0649725893
Registered
09-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.