BPM SOFTWARE
ActiveThe file of BPM SOFTWARE contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette.
Summary
The computed 12-month bankruptcy probability is 5.0% (elevated). The 2025 annual accounts show equity of €57,429 and a net result of €44,411. Equity is shrinking by about 16% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2026. Its solvency ranks better than 20% of 21,110 sector peers (NACE 62, financial year 2025).
Overview
- Staff
- ≈ 2.6 FTE, estimated
- Equity
- €57,429
- Profit
- €44,411
Why 38raises riskLast filed accounts filed 80 days late; 2 of the last 3 lateJudicial reorganisation on record (2 publications, latest 27-07-2023)Liquidity: current ratio 0.99, cash €536, halvedlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 21% on solvency, 4% on liquidity, 49% on profitability and 97% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 100 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Resignation: Gerbrandus Van der Wallen (manager)Reappointment: Gerbrandus Van der Wallen…
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (80 days) Filed on 19 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00563017.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result recovers in 2025; 2025 is 7.7 times 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95.9% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 5.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €325,722 | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €244,275 | €236,151 | €193,953 | €186,244 | €193,312 | ▲ 3.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €46,044 | €59,354 | - | €36,838 | €36,878 | €18,242 | €1,184 | €9,735 | ▲ 722% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €5,583 | - | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | - | €384 | - | - | - |
| Other operating charges640/8 | - | - | - | €7,183 | €8,745 | €1,376 | €1,963 | €337 | ▼ 82.8% |
| Gross operating margin9900 | €334,790 | €462,806 | €211,907 | €85,164 | €101,350 | €559,722 | €196,536 | €258,592 | ▲ 31.6% |
| Operating profit (loss)9901 | €38,481 | €50,047 | -€5,436 | -€203,132 | -€186,008 | €345,766 | €7,146 | €55,208 | ▲ 673% |
| Financial income75/76B | - | - | - | €2,179 | €2,236 | €51 | €4,213 | €1,582 | ▼ 62.4% |
| Recurring financial income75 | €2,832 | €16,623 | €1,990 | €2,179 | €861 | €51 | €4,213 | €54 | ▼ 98.7% |
| Non-recurring financial income76B | - | - | - | - | €1,375 | - | €4,213 | €1,528 | ▼ 63.7% |
| Financial charges65/66B | - | - | - | €755 | €13,704 | €2,976 | €4,066 | €7,532 | ▲ 85.2% |
| Recurring financial charges65 | €21,573 | €47,719 | €18,035 | €755 | €13,704 | €2,976 | €4,066 | €7,532 | ▲ 85.2% |
| Profit (loss) for the period before taxes9903 | €19,739 | €18,952 | -€21,481 | -€201,707 | -€197,476 | €342,841 | €7,292 | €49,259 | ▲ 575% |
| Income taxes67/77 | €12,510 | €10,052 | €11,594 | - | - | €729 | €560 | €4,848 | ▲ 766% |
| Profit (loss) for the period9904 | €7,229 | €8,900 | -€33,075 | -€201,707 | -€197,476 | €342,111 | €6,733 | €44,411 | ▲ 560% |
| Transfer to tax-exempt reserves689 | - | - | - | - | - | €325,722 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €7,229 | €8,900 | -€33,075 | -€201,707 | -€197,476 | €16,390 | €6,733 | €44,411 | ▲ 560% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €384,738 | €754,514 | €363,229 | €210,657 | €93,700 | €191,556 | €167,068 | €310,956 | ▲ 86.1% |
| Fixed assets21/28 | €120,093 | €153,095 | €148,135 | €112,247 | €20,896 | €2,654 | €1,470 | €81,735 | ▲ 56× |
| Intangible fixed assets21 | €92,734 | €124,890 | €124,890 | €93,526 | €16,800 | - | - | €81,000 | - |
| Tangible fixed assets22/27 | €19,698 | €20,545 | €20,545 | €16,021 | €4,096 | €2,654 | €1,470 | €735 | ▼ 50.0% |
| Plant, machinery and equipment23 | - | - | - | €1,869 | €375 | €58 | - | - | - |
| Furniture and vehicles24 | - | - | - | €9,742 | €782 | €391 | - | - | - |
| Other tangible fixed assets26 | - | - | - | €4,410 | €2,940 | €2,205 | €1,470 | €735 | ▼ 50.0% |
| Financial fixed assets28 | €7,660 | €7,660 | €2,700 | €2,700 | - | - | - | - | - |
| Current assets29/58 | €264,645 | €601,419 | €215,094 | €98,409 | €72,803 | €188,902 | €165,598 | €229,221 | ▲ 38.4% |
| Amounts receivable within one year40/41 | €264,264 | €597,425 | €212,963 | €97,268 | €72,587 | €127,159 | €109,151 | €176,687 | ▲ 61.9% |
| Trade receivables40 | - | - | - | €72,900 | €61,902 | €123,869 | €105,861 | €87,574 | ▼ 17.3% |
| Other amounts receivable41 | - | - | - | €24,369 | €10,686 | €3,290 | €3,290 | €89,113 | ▲ 27× |
| Cash at bank and in hand54/58 | €381 | €3,994 | €2,131 | €1,141 | €216 | €9,745 | €4,449 | €536 | ▼ 88.0% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | €51,998 | €51,998 | €51,998 | = |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €384,738 | €754,514 | €363,229 | €210,657 | €93,700 | €191,556 | €167,068 | €310,956 | ▲ 86.1% |
| Equity10/15 | €87,533 | €96,433 | €63,358 | -€138,350 | -€335,826 | €6,285 | €13,018 | €57,429 | ▲ 341% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €68,933 | €77,833 | €44,758 | €1,860 | €1,860 | €327,582 | €327,582 | €327,582 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | - | - | - | - | €325,722 | €325,722 | €325,722 | = |
| Profit (loss) carried forward14 | - | - | - | -€158,810 | -€356,286 | -€339,896 | -€333,163 | -€288,753 | ▲ 13.3% |
| Provisions and deferred taxes16 | - | €69,000 | - | - | - | - | - | - | - |
| Amounts payable17/49 | €297,205 | €589,081 | €299,871 | €349,006 | €429,525 | €185,270 | €154,050 | €253,527 | ▲ 64.6% |
| Amounts payable after more than one year17 | - | €300,000 | €2 | €2 | €2 | €70,619 | €1,443 | €21,943 | ▲ 15× |
| Financial debts170/4 | - | - | - | €2 | €2 | €2 | €1 | €1 | = |
| Trade debts175 | - | - | - | - | - | €45,920 | - | - | - |
| Other amounts payable178/9 | - | - | - | - | - | €24,697 | €1,442 | €21,942 | ▲ 15× |
| Amounts payable within one year42/48 | €297,205 | €266,581 | €277,369 | €326,504 | €429,523 | €114,651 | €152,607 | €231,584 | ▲ 51.8% |
| Financial debts43 | - | - | - | €50,000 | €59,907 | €40,442 | €41,417 | €57,609 | ▲ 39.1% |
| Credit institutions430/8 | - | - | - | €50,000 | €59,907 | €40,442 | €41,417 | €57,609 | ▲ 39.1% |
| Trade debts44 | €167,586 | €143,021 | €170,496 | €163,055 | €125,997 | €8,795 | €42,989 | €15,328 | ▼ 64.3% |
| Suppliers440/4 | - | - | - | €163,055 | €125,997 | €8,795 | €42,989 | €15,328 | ▼ 64.3% |
| Taxes, remuneration and social security45 | - | - | - | €56,945 | €123,698 | €63,875 | €64,272 | €158,647 | ▲ 147% |
| Taxes450/3 | - | - | - | €24,371 | €53,449 | €13,983 | €5,019 | €83,417 | ▲ 17× |
| Remuneration and social security454/9 | - | - | - | €32,574 | €70,249 | €49,892 | €59,253 | €75,230 | ▲ 27.0% |
| Other amounts payable47/48 | - | - | - | €56,504 | €119,922 | €1,539 | €3,929 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | - | - | €22,500 | - | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,229 | €8,900 | -€33,075 | -€201,707 | -€197,476 | €342,111 | €6,733 | €44,411 | ▲ 560% |
| + Depreciation and write-downs630 | €46,044 | €59,354 | - | €36,838 | €36,878 | €18,242 | €1,184 | €9,735 | ▲ 722% |
| Operating cash flow (approximation) | €53,274 | €68,254 | -€33,075 | -€164,870 | -€160,598 | €360,354 | €7,917 | €54,146 | ▲ 584% |
| Investment in fixed assets (approximation) | - | -€92,357 | €4,960 | -€950 | €54,473 | €0 | €0 | -€90,000 | - |
| Change in cash | - | €3,612 | -€1,863 | -€990 | -€925 | €9,529 | -€5,296 | -€3,913 | ▲ 26.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 14 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 19-10-2026 | 2026-00563017 |
| 31-12-2024 | micro format | 26-03-2026 | 2026-00063025 |
| 31-12-2023 | micro format | 24-06-2024 | 2024-00172062 |
| 31-12-2022 | micro format | 27-07-2023 | 2023-00279148 |
| 31-12-2021 | micro format | 15-02-2023 | 2023-00029446 |
| 31-12-2020 | micro format | 30-11-2021 | 2021-78700496 |
| 31-12-2019 | micro format | 13-11-2020 | 2020-70300522 |
| 31-12-2018 | micro format | 22-07-2019 | 2019-35600473 |
| 31-12-2017 | micro format | 03-04-2018 | 2018-08700429 |
| 31-12-2016 | micro format | 09-06-2017 | 2017-16500297 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Gerbrandus Van der Wallen |
|
| Ben Lemeire |
|
Owners and capital
Capital and shareholders
- 30-03-2026 Converted to available equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
30-03
Gazette deed
Resignation: Gerbrandus Van der Wallen (manager)Reappointment: Gerbrandus Van der Wallen (director) · Amendment of the articles · Capital conversion11 facts ▸
- General meeting, 24-03-2026
- Amendment of the articles (3 times)
- Capital conversion, “beschikbaar voor toekomstige uitkeringen” (deed in Dutch)
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
- Capital
- Other provision, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Power of attorney
- Director resignation, Gerbrandus Van der Wallen (manager)
- Director discharge, Gerbrandus Van der Wallen (manager)
- Director reappointment, Gerbrandus Van der Wallen (director (not named in the articles))
- Other provision, “adres van de zetel, Oude Baan 55/1,2930 Brasschaat” (deed in Dutch)
14-02
Gazette deed
Resignation: Ben Lemeire (director)Director discharge2 facts ▸
- Director resignation, Ben Lemeire (director)
- Director discharge, Ben Lemeire
Show earlier events
About the unread acts
Of the 6 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11324D0561/00B002 | Flanders | 681 m² | 1 · 197 m² | 10.1 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Leveren van diensten inzake in-house ontwikkeling,onderhoud en support van software en hardwaresystemen,alsmede geïntegreerde…” (deed in Dutch)
17 activities (deed in Dutch)
- Leveren van diensten inzake in-house ontwikkeling,onderhoud en support van software en hardwaresystemen,alsmede geïntegreerde automatiseringssystemen
- Het verlenen van advies,het geven van training en het uitvoeren van werkzaamheden betreffende informaticaproducten en technologieën;de verkoop en verhuur van machines en programmatuur alsook het opzetten van diverse diensten met behulp van informaticatechnologieën.Het is de vennootschap toegestaan alle industriële,commerciële en financiële,roerende en onroerende verrichtingen uit te voeren,die rechtstreeks of onrechtstreeks kunnen bijdragen tot het verwezenlijken of ondersteunen van dit doel,en alle aanverwante activiteiten.
- Onderhavig artikel vermelde aangelegenheden zowel ten behoeve van vennootschappen,ondernemingen,bedrijvigheden,openbare besturen,verenigingen en particulieren.
- Consulting aan bedrijven bij het bepalen van de strategieën en bij het uitdenken en uitwerken van totaaloplossingen inzake informatisering en automatisering,zowel hard-als software
- Consulting aan bedrijven bij aan-en verkoop,gebruik en installatie van informatica,burotica en automatiseringsmateriaal in de breedste zin van het woord.
- Het creëren,aanbieden,verhuren en leveren van informatica,goederen en diensten op het gebied van nieuwe media,audiovisuele media,informatica zowel hard-als software,burotica automatisering in de breedste zin van het woord;onder andere consulting,projectleiding,teamleiding,analyse,technisch ontwerp,audit en evaluatie,programmatie en systeembeheer
- Het opzetten van diverse diensten met behulp van informaticatechnologieën
- Ontwikkeling van en consultancy rond ICT-applicaties;
- Ontwerp,creatie,realisatie,uitbating en commercialisatie van deze applicaties;
- Consulting aan ondernemingen en organisaties bij het bepalen van de strategie en bij het uitdenken en uitwerken van totaaloplossingen inzake dergelijke applicaties;
- Het oordeelkundig uitbreiden van haar roerend en onroerend patrimonium,het beleggen of wederbeleggen van alle beschikbare middelen,zowel roerende als onroerende goederen,onder welke vorm ook,onder andere door het participeren door middel van fusie,inschrijving,deelname of verkrijging van aandelen in alle bestaande of nog op te richten Belgische of buitenlandse vennootschappen,het aankopen van obligaties of kasbons,en dergelijke,en het beheer van deze roerende waarden.
- Projectontwikkeling en handel in onroerende goederen voor eigen rekening;
- Het aankopen,het verkopen,het bouwen,doen bouwen,het doen verbouwen,het huren,het verhuren,de leasing,het beheren,het inrichten en het uitbaten van onroerende goederen;het aankopen,verkopen en verkavelen van gronden;
- Inrichten van alle gebouwde en ongebouwde onroerende goederen en de uitbating ervan en de onderneming voor het beheer van eigen onroerend patrimonium,doch slechts voor de handelingen waarvoor geen voorafgaande vergunning van de Commissie voor het Bank-en Financiewezen voor vereist is;
- Het nemen van participaties in ondernemingen,al dan niet Belgische,in alle sectoren van de industrie,handel of diensten.Dit omvat ondermeer kapitaalverschaffing aan bestaande of nog op te richten vennootschappen of ondernemingen en ook investeringen in toekomstgerichte projecten met hogere risicograad.De vennootschap kan de participaties verwerven door aankoop of enige andere rechtsgeldige wijze van verwerving.Zij kan haar participaties beheren,valoriseren en ten gelde maken.
- Het waarnemen van bestuurs-en vereffeningsmandaten in om Belgische of buitenlandse,reeds bestaande of nog op te richten vennootschap.Zij mag het bestuur en de vereffening waarnemen in alle vennootschappen waarmee rechtstreeks of onrechtstreeks een band van deelneming bestaat,of die verwant zijn met haar aandeelhouders of bestuurders.Meer in het bijzonder kan de vennootschap ondernemingen waarin zij participeert of onrechtstreeks belang bij heeft,mee besturen en toezicht uitoefenen op de bedrijfsvoering teneinde de ontwikkeling en de realisatie van het maatschappelijk doel van deze ondernemingen te stimuleren en te coördineren.
- Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren onder om het even welke vorm,het borg stellen of aval verlenen in de meest ruime zin,het dekken van risico's voortspruitend uit schommelingen van de wisselkoersen en intrestvoeten,kortom:het verrichten van alle handels-en financiële operaties behalve die wettelijk voorbehouden zijn aan de houders van deposito's op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen.Meer in het bijzonder kan de vennootschap alle leningen,van gelijk welke vorm(onder andere onder vorm van converteerbare obligatieleningen)en voor gelijk welke duur toestaan aan de vennootschappen waarmee rechtstreeks of onrechtstreeks een band van deelneming bestaat,of persoonlijke of zakelijke zekerheden verstrekken voor deze vennootschappen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- BPM Software
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “• Bestuursorgaan: De vennootschap wordt bestuurd door één of meer bestuurders, natuurlijke personen of rechtspersonen, al dan niet…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, bestuursorgaan” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed