BPLV
ActiveSummary
BPLV has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €71,513 and a net result of -€17,103. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 68% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability24▼-56
Solvency96▲+4
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.7 against 3.33 in 2023; short-term debt: 15.7% and cash: 7.6% of total assets), and 28.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
71.4%
Return on assets
-17.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
42 d early
2022
16 d late
2021
40 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€71,513▼ 19.3%
2023 · €88,615
Total assets
€100,183▼ 24.1%
2023 · €131,969
Net result
-€17,103
2023 · €11,775
Working capital
€42,557▼ 19.2%
2023 · €52,649
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€35,925-€66,410▲ 84.9%€20,271▼ 69.5%-€16,121
Net result€25,762-€48,578▲ 88.6%€11,775▼ 75.8%-€17,103
Equity€28,262-€76,840▲ 172%€88,615▲ 15.3%€71,513▼ 19.3%
Total assets€75,700-€153,089▲ 102%€131,969▼ 13.8%€100,183▼ 24.1%
Debt€47,437-€76,249▲ 60.7%€43,354▼ 43.1%€28,671▼ 33.9%
Working capital-€2,226-€37,564€52,649▲ 40.2%€42,557▼ 19.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €16,121 after €20,271 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €100,183
Fixed assets
€41,881 ▼ 26.2%
Current assets
€58,302 ▼ 22.5%
Equity and liabilities €100,183
Equity
€71,513 ▼ 19.3%
Debt
€28,671 ▼ 33.9%
Debt's share of the balance-sheet total falls from 32.9% to 28.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2,527▼
2023 · €37,915
Cash flow
€1,546▼
2023 · €29,419
Current ratio
3.70▲
2023 · 3.33
Debt to equity
0.40▼
2023 · 0.49
ROE
-23.9%▼
2023 · 13.3%
ROA
-17.1%▼
2023 · 8.9%
Interest coverage
2.87▼
2023 · 31.30
Debt ≤ 1 year
€15,745▼
2023 · €22,592
Debt > 1 year
€12,926▼
2023 · €20,399
Income taxes
€100▼
2023 · €7,284
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,530 | €12,844 | €17,644 | €18,648 | ▲ 5.7% |
| Other operating charges640/8 | €101 | €102 | €109 | €751 | ▲ 589% |
| Gross operating margin9900 | €40,556 | €79,356 | €38,024 | €3,278 | ▼ 91.4% |
| Operating profit (loss)9901 | €35,925 | €66,410 | €20,271 | -€16,121 | ▼ 180% |
| Financial charges65/66B | €252 | €926 | €1,211 | €882 | ▼ 27.2% |
| Recurring financial charges65 | €252 | €926 | €1,211 | €882 | ▼ 27.2% |
| Profit (loss) for the period before taxes9903 | €35,673 | €65,484 | €19,059 | -€17,003 | ▼ 189% |
| Income taxes67/77 | €9,911 | €16,906 | €7,284 | €100 | ▼ 98.6% |
| Profit (loss) for the period9904 | €25,762 | €48,578 | €11,775 | -€17,103 | ▼ 245% |
| Profit (loss) for the period to be appropriated9905 | €25,762 | €48,578 | €11,775 | -€17,103 | ▼ 245% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €75,700 | €153,089 | €131,969 | €100,183 | ▼ 24.1% |
| Fixed assets21/28 | €40,470 | €70,533 | €56,727 | €41,881 | ▼ 26.2% |
| Tangible fixed assets22/27 | €40,470 | €70,533 | €56,727 | €41,881 | ▼ 26.2% |
| Plant, machinery and equipment23 | €40,470 | €34,020 | €24,400 | €18,283 | ▼ 25.1% |
| Furniture and vehicles24 | - | €36,513 | €32,327 | €23,598 | ▼ 27.0% |
| Current assets29/58 | €35,229 | €82,556 | €75,242 | €58,302 | ▼ 22.5% |
| Amounts receivable within one year40/41 | €18,295 | €42,550 | €23,791 | €50,694 | ▲ 113% |
| Trade receivables40 | €18,295 | €42,550 | €21,076 | €43,294 | ▲ 105% |
| Other amounts receivable41 | - | - | €2,716 | €7,400 | ▲ 172% |
| Cash at bank and in hand54/58 | €16,934 | €38,730 | €48,744 | €7,608 | ▼ 84.4% |
| Deferred charges and accrued income490/1 | - | €1,276 | €2,707 | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €75,700 | €153,089 | €131,969 | €100,183 | ▼ 24.1% |
| Equity10/15 | €28,262 | €76,840 | €88,615 | €71,513 | ▼ 19.3% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €25,762 | €74,340 | €86,115 | €69,013 | ▼ 19.9% |
| Amounts payable17/49 | €47,437 | €76,249 | €43,354 | €28,671 | ▼ 33.9% |
| Amounts payable after more than one year17 | €9,640 | €31,256 | €20,399 | €12,926 | ▼ 36.6% |
| Financial debts170/4 | €9,640 | €31,256 | €20,399 | €12,926 | ▼ 36.6% |
| Amounts payable within one year42/48 | €37,455 | €44,992 | €22,592 | €15,745 | ▼ 30.3% |
| Current portion of amounts payable after more than one year42 | €5,927 | €13,121 | €10,857 | €7,473 | ▼ 31.2% |
| Trade debts44 | €2,255 | €2,885 | €6,713 | €1,530 | ▼ 77.2% |
| Suppliers440/4 | €2,255 | €2,885 | €6,713 | €1,530 | ▼ 77.2% |
| Taxes, remuneration and social security45 | €18,536 | €28,986 | €5,022 | €2,933 | ▼ 41.6% |
| Taxes450/3 | €17,036 | €28,986 | €5,022 | €2,933 | ▼ 41.6% |
| Remuneration and social security454/9 | €1,500 | - | - | - | - |
| Other amounts payable47/48 | €10,738 | - | - | €3,809 | - |
| Accrued charges and deferred income492/3 | €342 | - | €363 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,762 | €48,578 | €11,775 | -€17,103 | ▼ 245% |
| + Depreciation and write-downs630 | €4,530 | €12,844 | €17,644 | €18,648 | ▲ 5.7% |
| Operating cash flow (approximation) | €30,292 | €61,422 | €29,419 | €1,546 | ▼ 94.7% |
| Investment in fixed assets (approximation) | - | -€42,907 | -€3,839 | -€3,802 | ▲ 1.0% |
| Change in cash | - | €21,796 | €10,014 | -€41,136 | ▼ 511% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€17,103
Net result drops to -€17,103, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-12
Financial
Highest result since 2021net €48,578 ▲88.6%
Operating result €66,410, net result €48,578, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Ground area
1,296 m²
Building footprint
571 m²
Volume, LiDAR
15,537 m³
Parcel 11810K1543/00R040, Flanders · tallest building 29.7 m, ±9 floors. Linked by address, not a title deed.
17
companies at this address
See who is registered here
1 establishment unit
BPLV
since 20202.308.361.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1543/00R040 | Flanders | 1,296 m² | 1 · 571 m² | 29.7 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,249 companies in sector 71111 we hold annual accounts for 6,320. 5,464 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Scores and ratios are computed by Checked and are not a credit decision.